IHDAccess Forgivable

State program

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Down payment assistance

Closing cost assistance

What you need to know

The name of the program may not be that creative, but it tells you what you need to know. It begins with down payment cash assistance of 4% of the home’s purchase price, up to $6,000. The cash assistance is forgiven monthly without payment over 10 years. Government loans, such as VA, FHA and USDA