State program
at Utah Housing
Best for
Low credit score
Low down payment
Down payment assistance
Closing cost assistance
What you need to know
The Score Loan is a mortgage for people with credit scores lower than the 660 minimum required by FirstHome and HomeAgain. It is for first-time and repeat home buyers with a minimum credit score of 620. Borrowers are required to take a home buyer education course. Score Loans are for low- to