Score Loan

State program

Learn more

at Utah Housing

Best for

Low credit score

Low down payment

Down payment assistance

Closing cost assistance

What you need to know

The Score Loan is a mortgage for people with credit scores lower than the 660 minimum required by FirstHome and HomeAgain. It is for first-time and repeat home buyers with a minimum credit score of 620. Borrowers are required to take a home buyer education course. Score Loans are for low- to