Alabama Mortgage Credit Certificates

State program

Learn more

at AHFA

Best for

Tax credits

What you need to know

Mortgage Credit Certificates (MCCs) offer tax credits of 20% to 50% of mortgage interest, up to $2,000. MCCs are for home buyers with conventional, FHA, VA or USDA fixed-rate mortgages. Applications are first-come, first-served, and the credit can be used as long as you keep the original first