USDA 502 Direct Loan Program

State program

Read more

at WVHDF

Best for

Rural

Low-income borrowers

No down payment

What you need to know

For low- and very-low-income borrowers looking to buy in rural areas of West Virginia, this program allows 100% financing — and monthly payment assistance. Eligibility factors determine the amount of the subsidy you might receive. Income limits apply, and there are specific guidelines for the