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Consolidate existing debt or take your time paying off a big purchase with these 0% intro purchase APR credit cards, some of which are from our partners.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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NerdWallet rating 

5.0

/5

on Bank of America's website, or call (800) 322-7707

Annual fee

$0

Intro APR

0% intro APR on Purchases for 21 billing cycles and 0% intro APR on Balance Transfers for 21 billing cycles for any balance transfers made in the first 60 days

Regular APR

15.99%-25.99% Variable APR

Recommended Credit Score

690-850
(Good - Excellent)

NerdWallet rating 

5.0

/5

on Capital One's website

Annual fee

$0

Intro APR

0% intro APR for 15 months on purchases and balance transfers

Regular APR

19.74%-29.74% Variable APR

Recommended Credit Score

690-850
(Good - Excellent)

NerdWallet rating 

5.0

/5

on Chase's website

Annual fee

$0

Intro APR

0% intro APR for 15 months on purchases and balance transfers

Regular APR

19.74%-28.49% Variable APR

Recommended Credit Score

690-850
(Good - Excellent)

NerdWallet rating 

5.0

/5

on Chase's website

Annual fee

$0

Intro APR

0% intro APR for 15 months on purchases and balance transfers

Regular APR

19.74%-28.49% Variable APR

Recommended Credit Score

690-850
(Good - Excellent)

NerdWallet rating 

5.0

/5

on Wells Fargo's website

Annual fee

$0

Intro APR

0% intro APR on Purchases for 15 months from account opening and 0% intro APR on Balance Transfers for 15 months from account opening on qualifying balance transfers

Regular APR

19.99%, 24.99%, or 29.99% Variable APR

Recommended Credit Score

690-850
(Good - Excellent)

NerdWallet rating 

4.9

/5

on American Express' website

Annual fee

$0

Intro APR

0% intro APR for 15 months on purchases and balance transfers

Regular APR

18.99%-29.99% Variable APR

Recommended Credit Score

690-850
(Good - Excellent)

NerdWallet rating 

4.9

/5

on Discover's website, or call 800-347-0264

Annual fee

$0

Intro APR

0% intro APR for 15 months on purchases and balance transfers

Regular APR

16.99%-27.99% Variable APR

Recommended Credit Score

690-850
(Good - Excellent)

NerdWallet rating 

4.9

/5

on Discover's website

Annual fee

$0

Intro APR

0% intro APR on Purchases for 6 months and 0% intro APR on Balance Transfers for 18 months

Regular APR

16.99%-27.99% Variable APR

Recommended Credit Score

690-850
(Good - Excellent)

NerdWallet rating 

4.8

/5

on Chase's website

Annual fee

$0

Intro APR

0% intro APR for 18 months on purchases and balance transfers

Regular APR

19.74%-28.49% Variable APR

Recommended Credit Score

690-850
(Good - Excellent)

NerdWallet rating 

4.7

/5

on Citibank's application

Annual fee

$0

Intro APR

0% intro APR on Purchases and Balance Transfers for 15 months

Regular APR

18.99%-28.99% Variable APR

Recommended Credit Score

690-850
(Good - Excellent)