Take A Bite Out Of Food Costs With Cash Back On Groceries.

Maximize rewards on grocery store spending with one of these excellent credit cards.

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Earn Rewards On Everyday Spending

Great For: High Rewards Rate

The Blue Cash Preferred® Card from American Express gets 6% cash back at U.S. supermarkets, on up to $6,000 a year in spending (then 1%), as well as outstanding rewards in other common spending categories; terms apply. Rewards on $5,000 a year in U.S. supermarket spending: $300.

Great For: Ongoing high cash back with no annual fee

The no-annual-fee option in the Blue Cash portfolio, the Blue Cash Everyday® Card from American Express offers solid rewards at U.S. supermarkets and in other common spending categories. Terms apply. Rewards on $5,000 a year in U.S. supermarket spending: $150.

How You Can Maximize Cash Back & Points On Grocery Spending

Families with big grocery bills can save hundreds of dollars by paying for them with a credit card that offers elevated rewards at the supermarket. According to federal consumer expenditure data, the average U.S. household spent $5,703 on "food at home" in 2022. Paying for groceries with a card that earned just 2% rewards on groceries would have earned such a household more than $114. Imagine getting those kinds of rewards back from just your groceries! You can do it with these cards. And in some cases, rewards rates apply to grocery delivery, too.

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Great For: Grocery rewards plus travel and other perks

The American Express® Gold Card earns 4 Membership Rewards points per dollar spent at U.S. supermarkets, on up to $25,000 per year in purchases. Tired of cooking? You also earn 4X points at restaurants, with no annual cap. Terms apply. Rewards on $5,000 a year in U.S. supermarket spending: $200 (assuming redemption value of 1 cent per point).

Great For: Frequent Instacart shoppers

Regular users of the Instacart grocery delivery service will want to take a good, long look at the Instacart Mastercard®, which earns 5% cash back on Instacart purchases and comes with a free year of Instacart+. Rewards on $5,000 a year in grocery spending: $250 (assuming it's done through Instacart).