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NerdWallet's Star Rating Methodologies
At NerdWallet, we believe in being transparent. That's why we share things like how we make money and how we rate products. NerdWallet's star ratings meet strict editorial guidelines. They take into account dozens of data points that affect consumers and small-business owners.



Ratings are set by experienced writers, editors and researchers. They have decades of experience writing about personal finance and financial products. Besides being on NerdWallet, our work has been published by The New York Times, The Associated Press, The Washington Post, Yahoo Finance and other national and local media outlets.

To learn about our star ratings by topic, read our methodologies below. Reach out to our editorial team with questions about specific ratings.
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Star rating methodologies by topic