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Most popular articles.
Credit card basics.
Credit Cards 101
Quick quiz: What’s the difference between a credit card and a debit card? Why is it important to carry credit? How do credit cards work? Don’t panic if you don’t…
11 Things to Know Before Getting Your First Credit Card
A credit card may seem like just another tool to help you make purchases, but it can be much more. When used responsibly, a credit card can help you build…
How Is Credit Card Interest Calculated?
So your bank tells you that your credit card has a 15% APR. What does that actually mean? How does your bank calculate your interest rate, and how does that…
What Is a Secured Credit Card? How Is It Different From an Unsecured Card?
Here’s a catch-22: A credit card is the quickest way to build good credit, but you can’t get a credit card without good credit. Even a prepaid debit card, while it…
What Is a Balance Transfer, and Should I Do One?
In a perfect world, no one would carry a balance on their credit card. We would all pay our bills in full each month and never have to worry about…