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How to Refinance a Mortgage: A Beginner’s Guide
Refinancing has upfront costs, but you can save over time — especially if you time it right (like when rates drop).
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How Much Does It Cost To Refinance a Mortgage?
Most refinances cost 2% to 6% of the new loan amount — and even a “no closing costs” refinance doesn’t come free.
Mortgage Refinance to Pay Off Debt
Can I Refinance My Mortgage With Bad Credit?
You may be able to refinance a mortgage with a lower credit score. Credit requirements vary by lender and the type of loan.
What Is a Construction Loan and How Does it Work?
Construction loans pay for home building or renovations and are paid in full or converted to permanent mortgages when the work is completed.
What Are Non-QM Loans?
For creditworthy borrowers who don’t meet traditional lending requirements, a non-QM loan can provide a (more expensive) path to homeownership.
FHA Title 1 Loans: What You Need to Know
You don't need equity in your home to get an FHA Title 1 loan, but there are maximum loan amounts to consider.
Mortgage Rates Slightly Lower This Week While Jobs Data Portends a Rise
A strong labor market is great news for the U.S. economy, but it could mean mortgage rates are less likely to drop.
How the Federal Reserve Affects Mortgage Rates
For mortgage interest rates, Federal Reserve policy wields an indirect influence, along with inflation and jobs.
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Latest articles
Mortgage Rates Today, Friday, August 28: Mostly Flat
TL;DR: Mortgage rates went up today, but not enough to bust your homebuying budget.
Weekly Mortgage Rates Are Up as Investors Weigh Inflation and AI
An influx of tech bonds and new inflation data sent mortgage rates up this week.
Mortgage Rates Today, Thursday, August 27: Lower
TL;DR: Mortgage rates are back to normal (for this week) after yesterday's spike.
Mortgage Rates Today, Wednesday, August 26: A Little Higher
TL;DR: Mortgage rates went up today, as inflation came in above expectations.
Mortgage Rates Today, Tuesday, August 25: Mostly the Same
TL;DR: Rates fell today, but not by enough to change your mortgage math.
Mortgage Rates Today, Monday, August 24: A Little Higher
TL;DR: Mortgage rates went up today, but not enough to bust your homebuying budget.
Mortgage Rates Are Lower This Week. Could They Drop Further?
Wednesday's Treasury announcement bolstering the bond market might ease mortgage rates.
Weekly Mortgage Rates Ease as Inflation Loses Some Heat
Mortgage rates gave home buyers a little breathing room this week — but not much.
How to Buy Land to Build a House
You can choose between raw, unimproved or improved land, each with its own level of development.
Mortgage Rates Flatten, but They’re Already Higher Than July’s Average
Mortgage rates were mostly the same this week, as markets juggle jobs data and news from Iran.
August Mortgage Outlook: Rates Heading Higher
Renewed fighting in Iran and a lack of clarity from the Federal Reserve are likely to push up mortgage rates.
Fed Didn’t Raise Rates After All — Will Mortgage Rates Fall?
Mortgage rates rose this week as the Federal Reserve voted to leave overnight borrowing rates unchanged.
Weekly Mortgage Rates Tick Up, But Seasoned Shoppers Shrug
Whether today's mortgage rates feel discouraging or encouraging depends on when your home search began.
Mortgage Rates Today, Friday, July 17: A Little Higher
TL;DR: Mortgage rates went up again today.
As Mortgage Rates Hit 10-Month Peak, Here’s What It Means for Home Buyers
This week, mortgage interest rates reached their highest point since September.
Mortgage Rates Rise as Iran Ceasefire Crumbles
Renewed conflict rekindles inflation fears, pushing up mortgage interest rates.
Weekly Mortgage Rates Dip; Fed Rate Hike Unlikely After Jobs Data
Here are the numbers for home buyers — and what you can do to make them manageable.
July Mortgage Outlook: Rates Are Stuck, and We’ll Explain Why
With a Fed rate cut out of the question, mortgage interest rates are likely to remain near their current levels.
Weekly Mortgage Rates Edge Higher, Inflation Remains Hot
Today's Personal Consumption Expenditures index suggests that the Fed may be in no hurry to cut interest rates.
Fed Holds Funds Rate Steady as Mortgage Rates Ease
Today's decision is likely less consequential than our first glimpses of a Warsh-led Federal Reserve.