No Fed Action in Key Market Week; Mortgage Rates Flatten
The Fed predictably voted to hold short-term rates steady. Some investors believe a cut is coming in September.
Weekly Mortgage Rates Barely Budge, With No Signs of Falling
A combination of high interest rates and record-high home prices are pricing buyers out of the market, just when yearly sales should be at their peak.
Yes, Rideshare Drivers Have a Home Loan Option
Having gig income doesn't have to prevent you from buying a home.
How to Choose a Mortgage Lender
Use these three simple steps to find and compare the best mortgage lenders.
Does Quicken Loans Still Exist?
Yes, but Quicken is now a home loan marketplace instead of a mortgage lender.
ITIN Loan: How to Get a Mortgage Without a Social Security Number
The interest rate and required down payment are typically higher for an ITIN loan than for many other mortgages.
What Not to Do During Mortgage Preapproval
You could hurt your home loan application by taking on new debts, changing jobs or otherwise calling your financial stability into question.
How to Read a Mortgage Loan Estimate
The Loan Estimate boils down the terms and projected costs of a mortgage and serves as a key tool to compare lenders and negotiate better offers.
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Finding Answers to Mortgage Questions in Your Mortgage Closing Disclosure
The Closing Disclosure recaps your personal information, loan terms, projected payments, costs and other details of the transaction.
Conforming Loan Limits 2026
The Federal Housing Finance Agency (FHFA) will increase loan limits by 3.26%.
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When To Refinance Your Mortgage — and When Not To
It’s not just about chasing a lower rate. Here’s how to tell if refinancing actually makes sense for you right now.
ARM vs. Fixed-Rate Mortgage: Differences and How to Choose
ARM rates start low, and payments can go up or down over time. Fixed rates are stable for the life of the loan.
How Much Does It Cost To Refinance a Mortgage?
Most refinances cost 2% to 6% of the new loan amount — and even a “no closing costs” refinance doesn’t come free.
How to Make a Cash Offer With a Mortgage
Cash-offer financing programs give buyers who need mortgages the ability to make cash offers on homes.
What Are Non-QM Loans?
For creditworthy borrowers who don’t meet traditional lending requirements, a non-QM loan can provide a (more expensive) path to homeownership.