Affiliated Business Arrangement Disclosure

This is to give you notice of business relationships among the following companies (collectively, the “NerdWallet Companies”):

• NerdWallet, Inc., a Delaware corporation, doing business as NerdWallet;

• NerdWallet Compare, Inc., a Delaware corporation, doing business as The Rate Chopper;

• NerdWallet Insurance Experts, LLC, a Nevada limited liability company; and

• Next Door Lending LLC, a Michigan limited liability company, doing business as NerdWallet Mortgage Experts, NerdWallet Home Experts and Next Door Lending.

NerdWallet Compare, Inc., NerdWallet Insurance Experts, LLC and Next Door Lending LLC are directly or indirectly, through one or more subsidiaries, wholly owned by NerdWallet, Inc.

The NerdWallet Companies may refer you to the products and services of one another.

Because of these relationships, any referrals of you by any of the NerdWallet Companies may provide the referred company, its direct or indirect parent, including NerdWallet, Inc., as applicable, and their respective employees, agents and contractors with a financial or other benefit.

Set forth below is the estimated charge or range of charges for the settlement services listed, where applicable. Note that no separate fee will be charged to you for using NerdWallet Compare, Inc. or NerdWallet Insurance Experts, LLC. You are NOT required to use the listed provider(s) as a condition for settlement of your loan on, or purchase, sale or refinance of, the subject property, or to obtain access to any other settlement service.

THERE ARE FREQUENTLY OTHER SETTLEMENT SERVICE PROVIDERS AVAILABLE WITH SIMILAR SERVICES. YOU ARE FREE TO SHOP AROUND TO DETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AND THE BEST RATE FOR THESE SERVICES.

Entity: NerdWallet Compare, Inc. (NMLS: 1617539; CA DRE Lic. No. 02039086)

Settlement Service: Real Estate Brokerage

Charge or Range of Charges: No separate fee is charged directly to you for these services ($0).

Entity: NerdWallet Insurance Experts, LLC (AZ resident license no. 3003649891)

Settlement Service: Producer for Property and Casualty Insurance

Charge or Range of Charges: No separate fee is charged directly to you for these services ($0). NerdWallet Insurance Experts, LLC, as a licensed insurance producer, offers homeowners insurance policies through third party insurance carriers. Annual premiums with these carriers may vary substantially based on numerous factors, including the type and amount of coverage, deductibles, property value, characteristics and use of the insured property, building materials, the type, age, location and size of the home, claims history and other factors permitted by applicable law and regulations. Available products, coverage options, insurers and compensation arrangements may also vary by state.

Entity: Next Door Lending LLC (NMLS: 1880338)

Settlement Service: Mortgage Loan Origination

Charge or Range of Charges:

• Mortgage Loan Origination: $0 to $10,000.

• Discount Points (if applicable): 0% to 3.5% of the loan amount.

In addition, third parties may also charge fees (e.g., credit report, appraisal, tax service, and/or flood certification fees). See the Loan Estimate provided within three (3) days of application for a disclosure of third-party charges required to obtain a loan, if applicable.

ACKNOWLEDGMENT