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10 Best Gas Cards for Business of October 2024

By Kelsey Sheehy
Last updated on October 8, 2024
Edited byRyan Lane
Fact checked and reviewed
These business gas cards earn up to 3% back or 5x points on fuel and EV charging stations.
Credit card, mobile phone, and coin

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

The best gas cards for business deliver elevated rewards on gas, diesel and EV charging, with many of our top picks offering 2% back (or more) on fuel or up to 5X points for travel rewards. Businesses that operate a fleet of vehicles can also opt for a that offers per-gallon rebates — anywhere from 2 to 10 cents back — and tight controls over employee spending.

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

The best gas cards for business deliver elevated rewards on gas, diesel and EV charging, with many of our top picks offering 2% back (or more) on fuel or up to 5X points for travel rewards. Businesses that operate a fleet of vehicles can also opt for a that offers per-gallon rebates — anywhere from 2 to 10 cents back — and tight controls over employee spending.

I'M INTERESTED IN:

Our pick for

2% cash back on gas, 5% on bonus categories

Ink Business Cash® Credit Card

Read Review
Apply now

on Chase's website

Annual fee
$0
Rewards rate
1%-5% Cashback
Intro offer
$350

Pros

  • No annual fee
  • Intro APR period
  • New cardholder bonus offer

Cons

  • Requires good/excellent credit
  • Low rate outside bonus categories
  • Spending caps on bonus rewards

Ink Business Cash® Credit Card

NerdWallet rating 

4.8/5
Apply now

on Chase's website

Annual fee
$0
Rewards rate
1%-5% Cashback
Intro offer
$350

Our pick for

Up to 3% cash back on gas, EV charging

Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card

Read Review
Apply now

on Bank of America's website

Annual fee
$0
Rewards rate
1%-3% Cashback
Intro offer
$300

Pros

  • No annual fee
  • High rewards rate
  • New cardholder bonus offer
  • Rotating bonus categories

Cons

  • Requires excellent credit
  • Complicated rewards
  • Foreign transaction fee
  • Spending caps on bonus rewards
  • Best rewards limited to certain customers

Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card

NerdWallet rating 

3.9/5
Apply now

on Bank of America's website

Annual fee
$0
Rewards rate
1%-3% Cashback
Intro offer
$300

Our pick for

Fleet card (up to 10 cents off per gallon)

Coast Fleet Card

Read Review
Apply now

on Coast's website

Annual fee
Monthly fee of $4 per active card
Rewards rate
2¢-10¢
Intro offer
N/A

Pros

  • Rebate of 2 cents per gallon at all gas stations; up to 10 cents per gallon back at partner stations
  • Cash back on nonfuel purchases
  • Automatically captures number of gallons, grade and receipts
  • Fleet specific controls, reporting and integrations
  • No personal guarantee

Cons

  • Monthly fee of $4 per active card
  • $35 fee for returned or late payments
  • Balance must be paid in full every month

Coast Fleet Card

Apply now

on Coast's website

Annual fee
Monthly fee of $4 per active card
Rewards rate
2¢-10¢
Intro offer
N/A

Our pick for

Up to 5X points on gas, EV charging

The Hilton Honors American Express Business Card

Read Review
Apply now

on American Express' website

Annual fee
$195
Rewards rate
3x-12x Points
Intro offer
175,000 Points

Pros

  • High rewards rate
  • Automatic elite status
  • Luxury perks

Cons

  • Has annual fee
  • No free anniversary night

The Hilton Honors American Express Business Card

NerdWallet rating 

4.8/5
Apply now

on American Express' website

Annual fee
$195
Rewards rate
3x-12x Points
Intro offer
175,000 Points

Our pick for

2% cash back on all purchases + no preset spending limit

Capital One Spark Cash Plus

Read Review
Apply now

on Capital One's website

Annual fee
$150
Rewards rate
2%-5% Cashback
Intro offer
$2,000

Pros

  • Earns cash back on primary and employee cards
  • No foreign transaction fees

Cons

  • Balance must be paid in full every month
  • Has annual fee
  • High spending requirement to hit full welcome bonus, annual bonus offers

Capital One Spark Cash Plus

NerdWallet rating 

5.0/5
Apply now

on Capital One's website

Annual fee
$150
Rewards rate
2%-5% Cashback
Intro offer
$2,000

Our pick for

4X points at U.S. gas stations

Marriott Bonvoy Business® American Express® Card

Read Review
Apply now

on American Express' website

Annual fee
$125
Rewards rate
2x-6x Points
Intro offer
50,000 Points

Pros

  • Anniversary perk
  • High rewards rate
  • Automatic elite status

Cons

  • Has annual fee
  • Rewards have limited flexibility
  • Lower acceptance abroad

Marriott Bonvoy Business® American Express® Card

NerdWallet rating 

4.9/5
Apply now

on American Express' website

Annual fee
$125
Rewards rate
2x-6x Points
Intro offer
50,000 Points

Our pick for

Up to 4X points at U.S. gas stations

American Express® Business Gold Card

Read Review
Apply now

on American Express' website

Annual fee
$375
Rewards rate
1x-4x Points
Intro offer
100,000 Points

Pros

  • Bonus categories
  • Transfer partners
  • Luxury perks

Cons

  • Has annual fee
  • Complicated rewards
  • Spending caps on bonus rewards
  • Requires good/excellent credit

American Express® Business Gold Card

NerdWallet rating 

4.6/5
Apply now

on American Express' website

Annual fee
$375
Rewards rate
1x-4x Points
Intro offer
100,000 Points

Our pick for

3% cash back at gas stations

U.S. Bank Business Triple Cash Rewards World Elite Mastercard®

Read Review
Apply now

on U.S. Bank's website

Annual fee
$0
Rewards rate
1%-3% Cashback
Intro offer
$750

Pros

  • Bonus cash back categories
  • No annual fee
  • Intro APR period on purchases

Cons

  • Requires good/excellent credit
  • Low rate outside bonus categories

U.S. Bank Business Triple Cash Rewards World Elite Mastercard®

NerdWallet rating 

5.0/5
Apply now

on U.S. Bank's website

Annual fee
$0
Rewards rate
1%-3% Cashback
Intro offer
$750

Our pick for

5X points at gas stations

IHG One Rewards Premier Business Credit Card

Read Review
Apply now

on Chase's website

Annual fee
$99
Rewards rate
3x-26x Points
Intro offer
140,000 Points

Pros

  • High rewards rate
  • Automatic elite status
  • Anniversary perks
  • No foreign transaction fee

Cons

  • Has annual fee
  • Rewards have limited flexibility

IHG One Rewards Premier Business Credit Card

NerdWallet rating 

5.0/5
Apply now

on Chase's website

Annual fee
$99
Rewards rate
3x-26x Points
Intro offer
140,000 Points

Our pick for

4X points on gas, EV charging

U.S. Bank Business Altitude™ Connect World Elite Mastercard®

Read Review
Apply now

on U.S. Bank's website

Annual fee
$0 intro for the first year, then $95
Rewards rate
1x-5x Points
Intro offer
60,000 Points

Pros

  • Bonus categories
  • Welcome offer
  • Annual fee waived for the first year

Cons

  • Requires good/excellent credit
  • No intro APR offer

U.S. Bank Business Altitude™ Connect World Elite Mastercard®

NerdWallet rating 

5.0/5
Apply now

on U.S. Bank's website

Annual fee
$0 intro for the first year, then $95
Rewards rate
1x-5x Points
Intro offer
60,000 Points

Other top picks: Best business gas credit cards

These gas and fleet cards are also worth considering. Before applying, confirm details on the issuer's website.

Costco Anywhere Visa® Business Card by Citi

Best for: Gas card for wholesale club members - 4% cash back on gas and EV charging
NerdWallet star rating:
The
Costco Anywhere Visa® Business Card by Citi
turns everyday spending into rewards you can redeem at Costco (although rewards only arrive once a year). You earn bonus rewards on gas, at restaurants, on travel and at Costco itself. There's no annual fee for the card, but you have to be a Costco member (which does require a fee).

Shell Small Business Card

Best for: Fleet card for volume-based discounts (up to 6 cents off per gallon)
This card has not been rated by NerdWallet.
The Shell Small Business Card offers a volume-based discount of up to 6 cents per gallon, but you need to purchase more than 10,000 gallons to get the best rebate. There is no per-card fee and you can carry a balance — other fleet cards from Shell are charge cards that do not allow a revolving balance. Use is limited to Shell stations (nearly 13,000 locations) and participating Jiffy Lube stations.

WEX Fleet FlexCard

Best for: Fleet card with large network of stations
This card has not been rated by NerdWallet.
The WEX Fleet FlexCard offers a promotional rebate of 3 cents per gallon for the first 180 days. After that, your discount is volume based. Cards can be used at gas stations in the WEX network (45,000+ locations). There is a monthly fee of $4 per card and additional charges if you use your card at a truck stop.

How to get a business gas card

You can apply for most business gas cards online using business details, including annual revenue, years in business and number of employees. Fleet card applications may also ask for the number of vehicles and your average monthly fuel spend. You can apply for most fleet cards with just your EIN. Business gas cards, on the other hand, require a Social Security number since approval is based largely on your personal credit score.

Are business gas cards worth it?

Business gas cards can deliver a ton of value to everyone from rideshare and delivery drivers to companies with a fleet of vehicles. The best gas cards for business earn 3% back (or up to 4X points if you prefer travel rewards), which can translate to thousands of dollars in savings each year.
Companies with a fleet of five or more vehicles may prefer a . Most fleet cards offer volume-based discounts — anywhere from 2 to 8 cents per gallon — but you need to purchase 10,000 gallons of fuel per month (or more) to earn the top rebate rate. Fleet cards have other business-friendly benefits, though, including detailed reporting and strict spending controls. Most fleet cards don't require a personal credit check (you can apply with an EIN), so it may be easier to get a fleet card than a traditional business card with gas rewards.
To view rates and fees of the
American Express® Business Gold Card
, see .
To view rates and fees of
The Hilton Honors American Express Business Card
, see .
To view rates and fees of the
Marriott Bonvoy Business® American Express® Card
, see .
Last updated on October 8, 2024

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