The best gas cards for business deliver elevated rewards on gas, diesel and EV charging, with many of our top picks offering 2% back (or more) on fuel or up to 5X points for travel rewards. Businesses that operate a fleet of vehicles can also opt for a business fuel card that offers per-gallon rebates — anywhere from 2 to 10 cents back — and tight controls over employee spending.
Best business gas cards
- American Express® Business Gold Card: Best for up to 4X points at U.S. gas stations.
- Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card: Best for up to 3% cash back on gas, EV charging.
- Capital One Spark Cash Plus: Best for 2% cash back on all purchases + no preset spending limit.
- Coast Fleet Card: Best for fleet card (up to 10 cents off per gallon).
- Costco Anywhere Visa® Business Card by Citi: Best gas card for wholesale club members - 4% cash back on gas, EV charging.
- IHG One Rewards Premier Business Credit Card: Best for 5X points at gas stations.
- Ink Business Cash® Credit Card: Best for 2% cash back on gas, 5% on bonus categories.
- Marriott Bonvoy Business® American Express® Card: Best for 4X points at U.S. gas stations.
- Shell Small Business Card: Best for fleet card for volume-based discounts (up to 6 cents off per gallon).
- The Hilton Honors American Express Business Card: Best for up to 5X points on gas, EV charging.
- U.S. Bank Business Altitude® Connect Visa Signature® Card: Best for 4X points gas, EV charging.
- U.S. Bank Triple Cash Rewards Visa® Business Card: Best for 3% cash back at gas stations.
- WEX Fleet FlexCard: Best for fleet card with large network of stations.
While all of our picks for business gas cards are chosen by our editorial team without outside input, the cards highlighted below are those available from our partners. You can jump to our "other picks" section for additional options not currently available through NerdWallet.
250+ small-business products reviewed and rated by our team of experts.
80+ years of combined experience covering small business and personal finance.
Objective comprehensive business credit card ratings rubric (Methodology).
NerdWallet's business credit card content, including our ratings, reviews and recommendations, is overseen by a team of writers and editors who specialize in business credit cards. Their work has appeared in The Associated Press, Washington Post, MarketWatch, Nasdaq, Entrepreneur, ABC News, MSN and other national and local media outlets. Each writer and editor follows NerdWallet's strict editorial guidelines to ensure fairness and accuracy in our coverage. We independently evaluate and rate dozens of small-business credit cards, scoring them on fees, rewards rates, bonus offers and other features to help you choose the best business card for your company.
The best gas cards for business deliver elevated rewards on gas, diesel and EV charging, with many of our top picks offering 2% back (or more) on fuel or up to 5X points for travel rewards. Businesses that operate a fleet of vehicles can also opt for a business fuel card that offers per-gallon rebates — anywhere from 2 to 10 cents back — and tight controls over employee spending.
Best business gas cards
- American Express® Business Gold Card: Best for up to 4X points at U.S. gas stations.
- Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card: Best for up to 3% cash back on gas, EV charging.
- Capital One Spark Cash Plus: Best for 2% cash back on all purchases + no preset spending limit.
- Coast Fleet Card: Best for fleet card (up to 10 cents off per gallon).
- Costco Anywhere Visa® Business Card by Citi: Best gas card for wholesale club members - 4% cash back on gas, EV charging.
- IHG One Rewards Premier Business Credit Card: Best for 5X points at gas stations.
- Ink Business Cash® Credit Card: Best for 2% cash back on gas, 5% on bonus categories.
- Marriott Bonvoy Business® American Express® Card: Best for 4X points at U.S. gas stations.
- Shell Small Business Card: Best for fleet card for volume-based discounts (up to 6 cents off per gallon).
- The Hilton Honors American Express Business Card: Best for up to 5X points on gas, EV charging.
- U.S. Bank Business Altitude® Connect Visa Signature® Card: Best for 4X points gas, EV charging.
- U.S. Bank Triple Cash Rewards Visa® Business Card: Best for 3% cash back at gas stations.
- WEX Fleet FlexCard: Best for fleet card with large network of stations.
While all of our picks for business gas cards are chosen by our editorial team without outside input, the cards highlighted below are those available from our partners. You can jump to our "other picks" section for additional options not currently available through NerdWallet.
250+ small-business products reviewed and rated by our team of experts.
80+ years of combined experience covering small business and personal finance.
Objective comprehensive business credit card ratings rubric (Methodology).
NerdWallet's business credit card content, including our ratings, reviews and recommendations, is overseen by a team of writers and editors who specialize in business credit cards. Their work has appeared in The Associated Press, Washington Post, MarketWatch, Nasdaq, Entrepreneur, ABC News, MSN and other national and local media outlets. Each writer and editor follows NerdWallet's strict editorial guidelines to ensure fairness and accuracy in our coverage. We independently evaluate and rate dozens of small-business credit cards, scoring them on fees, rewards rates, bonus offers and other features to help you choose the best business card for your company.
Find the right credit card for your business
Answer a few quick questions, and we’ll match you to personalized card recommendations.
Here are the best business gas credit cards
Here are the best business gas credit cards
Sort By
Annual fee
$0
Rewards rate
1%-5%
Cashback
Intro offer
$350
Apply now
on Chase's website
Rates & Fees
Pros
- Intro APR period
- New cardholder bonus offer
- High reward rate in bonus categories
Cons
- Low rate outside bonus categories
- Spending caps on bonus rewards
Ink Business Cash® Credit Card
Best for 2% cash back on gas, 5% on bonus categories
Annual fee
$0
Rewards rate
1%-5%
Cashback
Intro offer
$350
Apply now
on Chase's website
Rates & Fees
Pros
- Intro APR period
- New cardholder bonus offer
- High reward rate in bonus categories
Cons
- Low rate outside bonus categories
- Spending caps on bonus rewards
Coast Fleet Card
Best for Fleet card (up to 10 cents off per gallon at partner stations)
Annual fee
Monthly fee of $4 per active card
Rewards rate
1¢-10¢
Intro offer
N/A
Apply now
on Coast's website
Pros
- 4 to 10 cents per gallon back at partner stations; 1 cent back at non-partner stations
- Cash back on nonfuel purchases
- Automatically captures number of gallons, grade and receipts
- Fleet specific controls, reporting and integrations
- No personal guarantee
Cons
- Monthly fee of $4 per active card
- Balance must be paid in full every month
- Fuel rebates vary by partner and location
Coast Fleet Card
Best for Fleet card (up to 10 cents off per gallon at partner stations)
Annual fee
Monthly fee of $4 per active card
Rewards rate
1¢-10¢
Intro offer
N/A
Apply now
on Coast's website
Pros
- 4 to 10 cents per gallon back at partner stations; 1 cent back at non-partner stations
- Cash back on nonfuel purchases
- Automatically captures number of gallons, grade and receipts
- Fleet specific controls, reporting and integrations
- No personal guarantee
Cons
- Monthly fee of $4 per active card
- Balance must be paid in full every month
- Fuel rebates vary by partner and location
Annual fee
$150
Rewards rate
2%-5%
Cashback
Intro offer
$2,000
Apply now
on Capital One's website
Rates & Fees
Pros
- High rewards rate
- No preset spending limit
- No foreign transaction fees
- New cardholder bonus offer
Cons
- High annual fee
- Balance must be paid in full every month
- High spending requirement to hit bonuses
- Requires excellent credit
Capital One Spark Cash Plus
Best for 2% cash back on all purchases + no preset spending limit
Annual fee
$150
Rewards rate
2%-5%
Cashback
Intro offer
$2,000
Apply now
on Capital One's website
Rates & Fees
Pros
- High rewards rate
- No preset spending limit
- No foreign transaction fees
- New cardholder bonus offer
Cons
- High annual fee
- Balance must be paid in full every month
- High spending requirement to hit bonuses
- Requires excellent credit
Annual fee
$375
Rewards rate
1x-4x
Points
Intro offer
100,000
Points
Apply now
on American Express' website
Rates & Fees
Pros
- Transfer partners
- New cardholder bonus offer
- Intro APR period
- High reward rate in bonus categories
Cons
- High annual fee
- Complicated rewards
- Spending caps on bonus rewards
American Express® Business Gold Card
Best for Up to 4X points at U.S. gas stations
Annual fee
$375
Rewards rate
1x-4x
Points
Intro offer
100,000
Points
Apply now
on American Express' website
Rates & Fees
Pros
- Transfer partners
- New cardholder bonus offer
- Intro APR period
- High reward rate in bonus categories
Cons
- High annual fee
- Complicated rewards
- Spending caps on bonus rewards
Annual fee
$195
Rewards rate
3x-12x
Points
Intro offer
130,000
Points
Pros
- High rewards rate
- Automatic elite status
- New cardholder bonus offer
- Annual Hilton travel credit
Cons
- High annual fee
- No free anniversary night
- Rewards have limited flexibility
The Hilton Honors American Express Business Card
Best for Up to 5X points on gas, EV charging
Annual fee
$195
Rewards rate
3x-12x
Points
Intro offer
130,000
Points
Pros
- High rewards rate
- Automatic elite status
- New cardholder bonus offer
- Annual Hilton travel credit
Cons
- High annual fee
- No free anniversary night
- Rewards have limited flexibility
Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card
Best for Up to 3% cash back on gas, EV charging
Annual fee
$0
Rewards rate
1%-3%
Cashback
Intro offer
$300
Apply now
on Bank of America's website
Pros
- No annual fee
- High rewards rate in bonus categories
- New cardholder bonus offer
- Bonus rewards for qualifying Preferred Rewards for Business members
Cons
- Requires excellent credit
- Complicated rewards
- Spending caps on bonus rewards
- Multiple accounts, high combined balance required to get Preferred Rewards bonus
Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card
Best for Up to 3% cash back on gas, EV charging
Annual fee
$0
Rewards rate
1%-3%
Cashback
Intro offer
$300
Apply now
on Bank of America's website
Pros
- No annual fee
- High rewards rate in bonus categories
- New cardholder bonus offer
- Bonus rewards for qualifying Preferred Rewards for Business members
Cons
- Requires excellent credit
- Complicated rewards
- Spending caps on bonus rewards
- Multiple accounts, high combined balance required to get Preferred Rewards bonus
Annual fee
$125
Rewards rate
2x-6x
Points
Intro offer
3 Free Night Awards
Points
Apply now
on American Express' website
Rates & Fees
Pros
- High rewards rate
- Automatic elite status
- Free night reward on cardholder anniversary
- New cardholder bonus offer
Cons
- Rewards have limited flexibility
Marriott Bonvoy Business® American Express® Card
Best for 4X points at U.S. gas stations
Annual fee
$125
Rewards rate
2x-6x
Points
Intro offer
3 Free Night Awards
Points
Apply now
on American Express' website
Rates & Fees
Pros
- High rewards rate
- Automatic elite status
- Free night reward on cardholder anniversary
- New cardholder bonus offer
Cons
- Rewards have limited flexibility
Annual fee
$0
Rewards rate
1%-3%
Cashback
Intro offer
$750
Apply now
on U.S. Bank's website
Rates & Fees
Pros
- High cash-back bonus rate
- No cap on bonus rewards
- Intro APR period on purchases
- Reports to Dun & Bradstreet
- New cardholder bonus offer
Cons
- Low rate outside bonus categories
- Activity on employee cards does not count toward bonus spending requirement
U.S. Bank Triple Cash Rewards Visa® Business Card
Best for 3% cash back at gas stations
Annual fee
$0
Rewards rate
1%-3%
Cashback
Intro offer
$750
Apply now
on U.S. Bank's website
Rates & Fees
Pros
- High cash-back bonus rate
- No cap on bonus rewards
- Intro APR period on purchases
- Reports to Dun & Bradstreet
- New cardholder bonus offer
Cons
- Low rate outside bonus categories
- Activity on employee cards does not count toward bonus spending requirement
Annual fee
$99
Rewards rate
3x-26x
Points
Intro offer
Up to 200,000 Points
Points
Apply now
on Chase's website
Rates & Fees
Pros
- High rewards rate
- Automatic elite status
- New cardholder bonus offer
- Free night reward on cardholder anniversary
- Statement credit for Global Entry, TSA PreCheck® or NEXUS
Cons
- Has annual fee
- Rewards have limited flexibility
- Low point redemption value
IHG One Rewards Premier Business Credit Card
Best for 5X points at gas stations
Annual fee
$99
Rewards rate
3x-26x
Points
Intro offer
Up to 200,000 Points
Points
Apply now
on Chase's website
Rates & Fees
Pros
- High rewards rate
- Automatic elite status
- New cardholder bonus offer
- Free night reward on cardholder anniversary
- Statement credit for Global Entry, TSA PreCheck® or NEXUS
Cons
- Has annual fee
- Rewards have limited flexibility
- Low point redemption value
Annual fee
$0 intro for the first year, then $95
Rewards rate
1x-5x
Points
Intro offer
60,000
Points
Apply now
on U.S. Bank's website
Rates & Fees
Pros
- New cardholder bonus offer
- High bonus rewards rate
- Annual fee waived for the first year
- Reports to Dun & Bradstreet
Cons
- No intro APR offer
- Activity on employee cards does not count toward bonus spending requirement
U.S. Bank Business Altitude® Connect Visa Signature® Card
Best for 4X points on gas, EV charging
Annual fee
$0 intro for the first year, then $95
Rewards rate
1x-5x
Points
Intro offer
60,000
Points
Apply now
on U.S. Bank's website
Rates & Fees
Pros
- New cardholder bonus offer
- High bonus rewards rate
- Annual fee waived for the first year
- Reports to Dun & Bradstreet
Cons
- No intro APR offer
- Activity on employee cards does not count toward bonus spending requirement
These gas and fleet cards are also worth considering. Before applying, confirm details on the issuer's website.
Costco Anywhere Visa® Business Card by Citi
Best for: Gas card for wholesale club members - 4% cash back on gas and EV charging
NerdWallet star rating:
4.2
The
Costco Anywhere Visa® Business Card by Citi
turns everyday spending into rewards you can redeem at Costco (although rewards only arrive once a year). You earn bonus rewards on gas, at restaurants, on travel and at Costco itself. There's no annual fee for the card, but you have to be a Costco member (which does require a fee). Learn more and apply.Shell Small Business Card
Best for: Fleet card for volume-based discounts (up to 6 cents off per gallon)
This card has not been rated by NerdWallet.
The Shell Small Business Card offers a volume-based discount of up to 6 cents per gallon, but you need to purchase more than 10,000 gallons to get the best rebate. There is no per-card fee and you can carry a balance — other fleet cards from Shell are charge cards that do not allow a revolving balance. Use is limited to Shell stations (nearly 13,000 locations) and participating Jiffy Lube stations.
WEX Fleet FlexCard
Best for: Fleet card with large network of stations
This card has not been rated by NerdWallet.
The WEX Fleet FlexCard offers a promotional rebate of 3 cents per gallon for the first 180 days. After that, your discount is volume based. Cards can be used at gas stations in the WEX network (45,000+ locations). There is a monthly fee of $4 per card and additional charges if you use your card at a truck stop.
You can apply for most business gas cards online using business details, including annual revenue, years in business and number of employees. Fleet card applications may also ask for the number of vehicles and your average monthly fuel spend. You can apply for most fleet cards with just your EIN. Business gas cards, on the other hand, require a Social Security number since approval is based largely on your personal credit score.
Business gas cards can deliver a ton of value to everyone from rideshare and delivery drivers to companies with a fleet of vehicles. The best gas cards for business earn 3% back (or up to 4X points if you prefer travel rewards), which can translate to thousands of dollars in savings each year.
Companies with a fleet of five or more vehicles may prefer a fleet card. Most fleet cards offer volume-based discounts — anywhere from 2 to 8 cents per gallon — but you need to purchase 10,000 gallons of fuel per month (or more) to earn the top rebate rate. Fleet cards have other business-friendly benefits, though, including detailed reporting and strict spending controls. Most fleet cards don't require a personal credit check (you can apply with an EIN), so it may be easier to get a fleet card than a traditional business card with gas rewards.
To view rates and fees of the
American Express® Business Gold Card
, see this page.To view rates and fees of
The Hilton Honors American Express Business Card
, see this page.To view rates and fees of the
Marriott Bonvoy Business® American Express® Card
, see this page.Last updated on April 30, 2025
Methodology
NerdWallet's business credit card team selects the best small-business credit cards without outside input from partners or other business interests. We evaluate business cards based on value and simplicity, weighing fees, sign-up bonuses and reward rates, alongside perks like interest-free periods, statement credits and elite status (for travel cards). Business cards that earn the highest scores deliver the most value to the greatest number of business owners.
Notable changes to our methodology for 2025 include factoring in whether spending on employee cards earns rewards and counts toward the welcome offer requirements. We also now consider what information the card issuer reports to consumer credit bureaus. Learn how NerdWallet rates small-business credit cards.
Frequently Asked Questions
Yes, almost all business gas cards report to commercial credit bureaus to help build business credit. Some gas rewards cards will also show up on your personal credit report if your account is seriously delinquent.
Business gas cards offer higher rewards for gas, diesel and EV charging. Some gas cards offer cash back that can be redeemed for a statement credit, while others give you points you can later use for travel. Fleet cards typically give volume-based rebates ranging from 2 to 8 cents per gallon when you purchase fuel within the card's network of stations. You typically need to buy at least 10,000 gallons per month to hit the top rebate tier.
