Skip to content

Best Business Gas Credit Cards of December 2023

Last updated on November 22, 2023
Edited byRyan Lane
Fact checked and reviewed

⏰ Estimated read time: 7 minutes

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Business gas credit cards let you earn rewards at the pump, either in the form of cash back or points. Some of these small-business credit cards offer as much as 3% cash back or 6X points on purchases at gas or EV charging stations.
The best business gas credit cards maximize your total rewards. If you and your team spend a lot on fuel, having a dedicated card with no annual fee and a solid rewards rate at gas stations is a no-brainer. But if you’d rather not manage multiple , weigh a gas card’s benefits versus a flat-rate cash back option to get the most for your spending.
Operate a fleet of vehicles? A might be a better fit. These cards typically offer per-gallon rebates and spending controls that more general business credit cards may lack — like limiting purchases to fuel only. But you may be locked in to a specific network of gas stations.
Note: Some of our selections can be applied for through NerdWallet, and some cannot. Below, you’ll find application links for the credit cards from our partners that are available through NerdWallet, followed by the full list of our picks.

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Business gas credit cards let you earn rewards at the pump, either in the form of cash back or points. Some of these small-business credit cards offer as much as 3% cash back or 6X points on purchases at gas or EV charging stations.
The best business gas credit cards maximize your total rewards. If you and your team spend a lot on fuel, having a dedicated card with no annual fee and a solid rewards rate at gas stations is a no-brainer. But if you’d rather not manage multiple , weigh a gas card’s benefits versus a flat-rate cash back option to get the most for your spending.
Operate a fleet of vehicles? A might be a better fit. These cards typically offer per-gallon rebates and spending controls that more general business credit cards may lack — like limiting purchases to fuel only. But you may be locked in to a specific network of gas stations.
Note: Some of our selections can be applied for through NerdWallet, and some cannot. Below, you’ll find application links for the credit cards from our partners that are available through NerdWallet, followed by the full list of our picks.

Here are the best business gas credit cards from our partners

Credit cardNerdWallet ratingAnnual feeRewards rateIntro offerLearn more

Ink Business Cash® Credit Card

Apply now

on Chase's website

5.0/5

Best for 2% cash back on gas, 5% on bonus categories

$0

1%-5%

Cashback

$900

Apply now

on Chase's website

Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card

Apply now

on Bank of America's website

3.6/5

Best for Up to 3% cash back on gas and at EV charging stations

$0

1%-3%

Cashback

$300

Apply now

on Bank of America's website

Capital One Spark Cash Plus

Apply now

on Capital One's website

Rates & Fees

4.2/5

Best for 2% cash back on all purchases

$150

2%-5%

Cashback

$1,200

Apply now

on Capital One's website

Rates & Fees

Marriott Bonvoy Business® American Express® Card

Apply now

on American Express' website

Rates & Fees

4.1/5

Best for 4X points at U.S. gas stations

$125

2x-6x

Points

N/A

Apply now

on American Express' website

Rates & Fees

American Express® Business Gold Card

Apply now

on American Express' website

Rates & Fees

3.9/5

Best for Up to 4X points at U.S. gas stations

$295 ($375 if application is received on or after 2/1/24)

1x-4x

Points

70,000

Points

Apply now

on American Express' website

Rates & Fees

U.S. Bank Business Triple Cash Rewards World Elite Mastercard®

Apply now

on US Bank's website

Rates & Fees

5.0/5

Best for 3% cash back at gas stations + long intro APR

$0

1%-3%

Cashback

$500

Apply now

on US Bank's website

Rates & Fees

GM Business™ Mastercard®

Apply now

on Goldman Sachs' website

Rates & Fees

2.9/5

Best for Up to 3% cash back at gas stations

$0

1%-5%

Cashback

$750

Apply now

on Goldman Sachs' website

Rates & Fees

IHG® One Rewards Premier Business Credit Card

Apply now

on Chase's website

5.0/5

Best for 5 points per $1 spent at gas stations

$99

3x-26x

Points

140,000

Points

Apply now

on Chase's website

The Hilton Honors American Express Business Card

Apply now

on American Express' website

Rates & Fees

5.0/5

Best for 6X points on spending at gas stations

$95

3x-12x

Points

130,000

Points

Apply now

on American Express' website

Rates & Fees

Credit cardNerdWallet ratingAnnual feeRewards rateIntro offerLearn more

Ink Business Cash® Credit Card

Apply now

on Chase's website

5.0/5

Best for 2% cash back on gas, 5% on bonus categories

$0

1%-5%

Cashback

$900

Apply now

on Chase's website

Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card

Apply now

on Bank of America's website

3.6/5

Best for Up to 3% cash back on gas and at EV charging stations

$0

1%-3%

Cashback

$300

Apply now

on Bank of America's website

Capital One Spark Cash Plus

Apply now

on Capital One's website

Rates & Fees

4.2/5

Best for 2% cash back on all purchases

$150

2%-5%

Cashback

$1,200

Apply now

on Capital One's website

Rates & Fees

Marriott Bonvoy Business® American Express® Card

Apply now

on American Express' website

Rates & Fees

4.1/5

Best for 4X points at U.S. gas stations

$125

2x-6x

Points

N/A

Apply now

on American Express' website

Rates & Fees

American Express® Business Gold Card

Apply now

on American Express' website

Rates & Fees

3.9/5

Best for Up to 4X points at U.S. gas stations

$295 ($375 if application is received on or after 2/1/24)

1x-4x

Points

70,000

Points

Apply now

on American Express' website

Rates & Fees

U.S. Bank Business Triple Cash Rewards World Elite Mastercard®

Apply now

on US Bank's website

Rates & Fees

5.0/5

Best for 3% cash back at gas stations + long intro APR

$0

1%-3%

Cashback

$500

Apply now

on US Bank's website

Rates & Fees

GM Business™ Mastercard®

Apply now

on Goldman Sachs' website

Rates & Fees

2.9/5

Best for Up to 3% cash back at gas stations

$0

1%-5%

Cashback

$750

Apply now

on Goldman Sachs' website

Rates & Fees

IHG® One Rewards Premier Business Credit Card

Apply now

on Chase's website

5.0/5

Best for 5 points per $1 spent at gas stations

$99

3x-26x

Points

140,000

Points

Apply now

on Chase's website

The Hilton Honors American Express Business Card

Apply now

on American Express' website

Rates & Fees

5.0/5

Best for 6X points on spending at gas stations

$95

3x-12x

Points

130,000

Points

Apply now

on American Express' website

Rates & Fees

I'M INTERESTED IN:

Our pick for

2% cash back on gas, 5% on bonus categories

Ink Business Cash® Credit Card

Read Review
Apply now

on Chase's website

Annual fee
$0
Rewards rate
1%-5% Cashback
Intro offer
$900

Pros

  • No annual fee
  • Intro APR period
  • New cardholder bonus offer

Cons

  • Requires good/excellent credit
  • Low rate outside bonus categories
  • Spending caps on bonus rewards

Ink Business Cash® Credit Card

NerdWallet rating 

5.0/5
Apply now

on Chase's website

Annual fee
$0
Rewards rate
1%-5% Cashback
Intro offer
$900

Our pick for

Up to 3% cash back on gas and at EV charging stations

Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card

Read Review
Apply now

on Bank of America's website

Annual fee
$0
Rewards rate
1%-3% Cashback
Intro offer
$300

Pros

  • No annual fee
  • High rewards rate
  • New cardholder bonus offer
  • Rotating bonus categories

Cons

  • Requires excellent credit
  • Complicated rewards
  • Foreign transaction fee
  • Spending caps on bonus rewards
  • Best rewards limited to certain customers

Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card

NerdWallet rating 

3.6/5
Apply now

on Bank of America's website

Annual fee
$0
Rewards rate
1%-3% Cashback
Intro offer
$300

Our pick for

2% cash back on all purchases

Capital One Spark Cash Plus

Read Review
Apply now

on Capital One's website

Annual fee
$150
Rewards rate
2%-5% Cashback
Intro offer
$1,200

Pros

  • Earns cash back on primary and employee cards
  • Rewards don’t expire
  • No foreign transaction fees

Cons

  • Balance must be paid in full every month
  • Has annual fee
  • High spending requirement to hit full welcome bonus, annual bonus offers

Capital One Spark Cash Plus

NerdWallet rating 

4.2/5
Apply now

on Capital One's website

Annual fee
$150
Rewards rate
2%-5% Cashback
Intro offer
$1,200

Our pick for

4X points at U.S. gas stations

Marriott Bonvoy Business® American Express® Card

Read Review
Apply now

on American Express' website

Annual fee
$125
Rewards rate
2x-6x Points
Intro offer
N/A

Pros

  • Anniversary perk
  • High rewards rate
  • Automatic elite status

Cons

  • Has annual fee
  • Rewards have limited flexibility
  • Lower acceptance abroad

Marriott Bonvoy Business® American Express® Card

NerdWallet rating 

4.1/5
Apply now

on American Express' website

Annual fee
$125
Rewards rate
2x-6x Points
Intro offer
N/A

Our pick for

Up to 4X points at U.S. gas stations

American Express® Business Gold Card

Read Review
Apply now

on American Express' website

Annual fee
$295 ($375 if application is received on or after 2/1/24)
Rewards rate
1x-4x Points
Intro offer
70,000 Points

Pros

  • Bonus categories
  • Transfer partners
  • Luxury perks

Cons

  • Has annual fee
  • Complicated rewards
  • Spending caps on bonus rewards
  • Requires good/excellent credit

American Express® Business Gold Card

NerdWallet rating 

3.9/5
Apply now

on American Express' website

Annual fee
$295 ($375 if application is received on or after 2/1/24)
Rewards rate
1x-4x Points
Intro offer
70,000 Points

Our pick for

3% cash back at gas stations + long intro APR

U.S. Bank Business Triple Cash Rewards World Elite Mastercard®

Annual fee
$0
Rewards rate
1%-3% Cashback
Intro offer
$500

Pros

  • Bonus cash back categories
  • No annual fee
  • Intro APR period on purchases and balance transfers

Cons

  • Requires good/excellent credit
  • Low rate outside bonus categories

U.S. Bank Business Triple Cash Rewards World Elite Mastercard®

NerdWallet rating 

5.0/5
Apply now

on US Bank's website

Annual fee
$0
Rewards rate
1%-3% Cashback
Intro offer
$500

Our pick for

Up to 3% cash back at gas stations

GM Business™ Mastercard®

Read Review
Apply now

on Goldman Sachs' website

Annual fee
$0
Rewards rate
1%-5% Cashback
Intro offer
$750

Pros

  • No annual fee.
  • Intro APR for the first 12 months; variable after.
  • Welcome bonus when you meet spending requirements.

Cons

  • Restrictive redemption options.
  • Requires good/excellent credit.

GM Business™ Mastercard®

NerdWallet rating 

2.9/5
Apply now

on Goldman Sachs' website

Annual fee
$0
Rewards rate
1%-5% Cashback
Intro offer
$750

Our pick for

5 points per $1 spent at gas stations

IHG® One Rewards Premier Business Credit Card

Read Review
Apply now

on Chase's website

Annual fee
$99
Rewards rate
3x-26x Points
Intro offer
140,000 Points

Pros

  • High rewards rate
  • Automatic elite status
  • Anniversary perks
  • No foreign transaction fee

Cons

  • Has annual fee
  • Rewards have limited flexibility

IHG® One Rewards Premier Business Credit Card

NerdWallet rating 

5.0/5
Apply now

on Chase's website

Annual fee
$99
Rewards rate
3x-26x Points
Intro offer
140,000 Points

Our pick for

6X points on spending at gas stations

The Hilton Honors American Express Business Card

Read Review
Apply now

on American Express' website

Annual fee
$95
Rewards rate
3x-12x Points
Intro offer
130,000 Points

Pros

  • High rewards rate
  • Automatic elite status
  • Luxury perks

Cons

  • Has annual fee
  • No free anniversary night

The Hilton Honors American Express Business Card

NerdWallet rating 

5.0/5
Apply now

on American Express' website

Annual fee
$95
Rewards rate
3x-12x Points
Intro offer
130,000 Points

Full list of editorial picks: Best business gas credit cards

Before applying, confirm details on the issuer’s website.

Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card

Best for: Up to 3% cash back on gas and at EV charging stations
NerdWallet star rating:
The
Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card
gives entrepreneurs a little control over their credit card rewards by letting them choose which category earns the highest cash-back rate. Options include gas (EV charging stations qualify as well), office supplies, travel, computer services and more. There are also bonus rewards on dining and no annual fee.

Ink Business Cash® Credit Card

Best for: 2% cash back on gas, 5% on bonus categories
NerdWallet star rating:
If your business's spending matches the bonus categories on the
Ink Business Cash® Credit Card
, you can rack up some serious cash back. (If not, then look elsewhere.) There's an excellent sign-up bonus for a no-annual-fee cash-back card, plus an introductory APR period for purchases. .

Capital One Spark Cash Plus

Best for: 2% cash back on all purchases
NerdWallet star rating:
The
Capital One Spark Cash Plus
is an excellent option for business operators whose expenses don't fall into the bonus categories on other business credit cards. You get a high, flat rewards rate on every purchase, with no limit to how much you can earn. And you can earn a welcome bonus if you hit certain spending requirements. Just make sure that you can pay off your spending in full each month, as this is a charge card that doesn't let you revolve a balance. (See .) .

Marriott Bonvoy Business® American Express® Card

Best for: 4X points at U.S. gas stations
NerdWallet star rating:
The
Marriott Bonvoy Business® American Express® Card
can pay for itself just with the automatic free night's stay every year. Add in automatic elite status, generous rewards, a dandy welcome offer and more, and it's hard to go wrong. Terms apply. .

American Express® Business Gold Card

Best for: Up to 4X points at U.S. gas stations + welcome offer
NerdWallet star rating:
The rewards on the
American Express® Business Gold Card
adjust according to your spending: The card has six bonus categories, such as travel, advertising, U.S. restaurants and U.S. gas stations. You automatically earn bonus rewards in the two categories where you spend the most each month. That can translate into outstanding rewards, as long as your business spends money in those categories. If it doesn't, the steep annual fee probably isn't worth it. .

U.S. Bank Business Triple Cash Rewards World Elite Mastercard®

Best for: 3% cash back at gas stations + long intro APR
NerdWallet star rating:
The
U.S. Bank Business Triple Cash Rewards World Elite Mastercard®
is a solid cash-back card for business owners.
Earn 3% cash back on eligible purchases at gas stations, office supply stores, cell phone service providers and restaurants. Earn 1% cash back on all other eligible net purchases
. Plus, the card offers a competitive welcome bonus and
0% intro APR for 15 billing cycles on purchases and balance transfers, and then the ongoing APR of 19.24%-28.24% Variable APR
— all with a $
0
annual fee. .

Costco Anywhere Visa® Card by Citi

Best for: Gas card for wholesale club members - 4% cash back on gas and EV charging
NerdWallet star rating:
The
Costco Anywhere Visa® Business Card by Citi
turns everyday spending into rewards you can redeem at Costco (although rewards only arrive once a year). You earn bonus rewards on gas, at restaurants, on travel and at Costco itself. There's no annual fee for the card, but you have to be a Costco member (which does require a fee).

GM Business™ Mastercard®

Best for: Up to 3% cash back at gas stations
NerdWallet star rating:
GM owners with a large fleet and/or frequent vehicle turnover will appreciate the card’s welcome bonus, intro APR offer and rewards rate: Get 5% in Earnings on purchases of eligible GM parts, accessories and service at authorized GM dealers, 3% in Earnings on purchases at gas stations, restaurants and office supply stores, and 1% on all other purchases. .

IHG® One Rewards Premier Business Credit Card

Best for: 5 points per $1 spent at gas stations
NerdWallet star rating:
The
IHG® One Rewards Premier Business Credit Card
is a must-have if you frequent hotels under the InterContinental Hotel Group umbrella (Holiday Inn, Crowne Plaza, Kimpton and Intercontinental, to name a few). This card has a killer welcome bonus, a free anniversary night, automatic elite status and a slew of other travel-friendly perks.

The Hilton Honors American Express Business Card

Best for: 6X points on spending at gas stations
NerdWallet star rating:
The Hilton Honors American Express Business Card
is an outstanding small-business hotel credit card — though a little unusual. It comes with rich ongoing rewards, automatic elite status with Hilton and 10 free visits to select airport lounges each year (a rare perk for hotel cards). Plus, with 6x points at gas stations, this card doubles as a business gas card. But rather than automatically granting a free night each year, like most hotel cards with annual fees, you have to spend at least $15,000 per calendar year to earn a free weekend night. Terms apply. .

Is a business gas credit card right for you?

If you fuel up often for work, there’s little downside to getting a business gas credit card — especially if it has no annual fee. Using a card with a higher cash-back rate at the pump will probably save you the most money. And if your staffers spend a lot of time driving, you can likely get free employee cards for them to earn rewards on that spending, too
Don’t want to manage multiple business credit cards? Then you’ll need to look at a card’s overall rewards, as well as your company’s spending, to figure out the right fit.
If your books show a wide variety of expenses, a simple might be best. You’ll likely get a lower cash-back rate on gas than you would with a dedicated gas card, but you may get a higher rate on all your other spending.
If you operate a fleet, a dedicated fuel card might make more sense. Fuel cards like Coast, WEX and AtoB offer rebates of 2 to 3 cents per gallon at any gas station (plus the potential for bigger rebates through loyalty programs). Fuel cards also include a host of other fleet-specific features, like automatic fuel accounting and expense tracking and the ability to limit employee card spending by location, time of day or even to fuel only.

Should you get a branded business gas card?

Fleet owners may also want to consider a branded business gas card, like those from Shell and ExxonMobil, for example. These cards may offer greater discounts than non-branded options, but most small-business owners should think twice before picking a fuel card that ties you to a specific gas station.
Branded cards may offer fuel discounts of up to 6 cents per gallon. But that works out to less than 2% savings, assuming gas prices hover around $3.50 per gallon. As rise, that value dwindles. Plus, you'll need to fill up with at least 10,000 gallons of fuel per month (or more) to earn the top rebate rate.
Considering you can earn those rewards only at that specific gas station chain, you’ll likely get better perks and more flexibility with a general business credit card.
Branded gas cards aren’t always a no-go, though. If your employees are on the road and you want to keep spending in check, a branded gas card may do the trick. These cards can typically be used only at gas stations. And you can control when, where and what the card is used for, an appealing feature for some business owners.
Last updated on November 22, 2023

Methodology

NerdWallet's Credit Cards team selects the best credit cards for small business based on overall consumer value, as evidenced by star ratings, as well as their suitability for specific kinds of small-business operators. Factors in our evaluation include annual and other fees, rewards rates, the earning structure (for example, flat-rate rewards versus bonus categories), redemption options, bonus offers for new cardholders, introductory and ongoing APRs, and other noteworthy features such as special financing arrangements, free cards for employees or tools for managing business expenses. Learn more about .