Best Credit Card Bonuses for New Cardholders of February 2021

• Earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
• $0 introductory annual fee for one year, then $95.
• 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
• 6% Cash Back on select U.S. streaming subscriptions.
• 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
• 1% Cash Back on other purchases.
• Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee.
• Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
• Terms Apply.
• View Rates and Fees

Why We Like It

• Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
• Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
• Earn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1% on all other purchases.
• No annual fee.
• 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.
• No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.

• See if you qualify for a better offer with Chase:

  Get Pre-Qualified
  Get Pre-Qualified

Why We Like It

• Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
• Earn unlimited 1.5% cash back on all other purchases.
• Earn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1.5% on all other purchases.
• No annual fee.
• 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.
• No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.

• See if you qualify for a better offer with Chase:

  Get Pre-Qualified
  Get Pre-Qualified

Why We Like It

• One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
• Earn unlimited 1.5% cash back on every purchase, every day
• No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
• 0% intro APR on purchases for 15 months; 15.49%-25.49% variable APR after that
• Pay no annual fee or foreign transaction fees

Why We Like It

• No annual fee
• $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
• Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
• 0% Introductory APR for 12 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 13.99% - 23.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
• No expiration on rewards
• If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase
• Contactless Cards - The security of a chip card, with the convenience of a tap

Why We Like It

• Earn $200 back after you spend $1,000 in purchases on your new Card within the first 3 months.
• 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
• 2% Cash Back at U.S. gas stations and at select U.S. department stores.
• 1% Cash Back on other purchases.
• Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%.
• Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee.
• Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits.
• No annual fee.
• Terms Apply.
• View Rates and Fees

Why We Like It

• INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
• Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate.
• Plus, earn unlimited 1% cash back on all other purchases – automatically.
• Redeem cash back in any amount, any time. Rewards never expire.
• Use your rewards at Amazon.com checkout.
• #1 Most Trusted Credit Card according to Investor’s Business Daily.
• No annual fee.
• Discover is accepted nationwide by 99% of the places that take credit cards.
• View Rates and Fees

Why We Like It

• Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®. Plus earn up to $50 in statement credits towards grocery store purchases.
• 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases.
• Get 25% more value when you redeem for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
• With Pay Yourself BackSM, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
• Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
• Earn 2x total points on up to $1,000 in grocery store purchases per month from November 1, 2020 to April 30, 2021. Includes eligible pick-up and delivery services.

• See if you qualify for a better offer with Chase:

  Get Pre-Qualified
  Get Pre-Qualified

Why We Like It

• Rose Gold is back. You can now choose between Gold or Rose Gold.
• Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months.
• Earn 4X Membership Rewards® Points on Restaurants worldwide, including takeout and delivery, plus, earn 4X points for Uber Eats purchases too.
• Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
• $120 Uber Cash: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
• $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. Enrollment required.
• Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
• No Foreign Transaction Fees.
• Annual Fee is $250.
• Terms Apply.
• View Rates and Fees

Why We Like It

• Earn 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening. That's a $200 value redeemable towards merchandise, gift cards, cash back, travel and more
• Earn 4X points on takeout, food delivery and dining
• Earn 2X points at grocery stores, grocery delivery, gas stations and on streaming services
• $15 credit for annual streaming service purchases such as Netflix and Spotify
• No annual fee*
• 1X point per $1 on all other eligible purchases
• Low Introductory APR on purchases and balance transfers
• Points never expire
• View Rates and Fees

Why We Like It

• Earn 50,000 American Airlines AAdvantage® bonus miles after you spend $2,500 in purchases within the first 3 months of account opening.
• Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants.
• Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases.
• Earn a $125 American Airlines Flight DIscount after you spend $20,000 or more in purchases during your cardmembership year and renew your card.
• No Foreign Transaction Fees
• First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation.
• Enjoy preferred boarding on American Airlines flights.
• The standard variable APR for Citi Flex Plan is 15.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

Why We Like It

• Earn 35,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months.
• Earn 2X Miles on Delta purchases, at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
• Earn now. Travel when you're ready. After you spend $10,000 in purchases in a calendar year, you will receive a $100 Delta Flight Credit to inspire your next travel.
• Enjoy your first checked bag free on Delta flights.
• Earn 1X Mile on all other eligible purchases.
• Enjoy a $0 introductory Annual Fee for the first year, then $99.
• Terms Apply.
• View Rates and Fees

Why We Like It

• 40,000 bonus miles after you spend $2,000 on purchases in the first 3 months your account is open. Plus, an additional 25,000 bonus miles after you spend $10,000 in the first 6 months.
• $0 introductory annual fee for the first year, then $95
• Earn 2 miles per $1 spent at restaurants, on hotel stays, and on United purchases
• Up to $100 Global Entry or TSA PreCheck® fee Credit
• 25% back on United inflight purchases
• Check your first bag for free (a savings of up to $140 per roundtrip) when you use your card to purchase your ticket
• Enjoy priority boarding privileges and visit the United Club℠ with 2 one-time passes each year for your anniversary
• Earn 2 miles per $1 spent at restaurants and eligible delivery services

Why We Like It

• Earn Companion Pass® through 2/28/2022 plus 30,000 points after you spend $5,000 on purchases in the first 3 months.
• With Companion Pass®, every time you fly, your friend can too.
• 3,000 bonus points after your Cardmember anniversary each year.
• Earn 2 points per $1 spent on Southwest® purchases.
• 1 point per $1 spent on all other purchases.
• All points earned count towards Companion Pass.
• No blackout dates or seat restrictions.
• Your points never expire, a benefit of the Rapid Rewards® program.

Why We Like It

• Earn 75,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening.
• 1 Free Night Award (valued up to 35,000 points) every year after account anniversary.
• Earn 6X Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy™.
• 2X Bonvoy points for every $1 spent on all other purchases.
• Automatic Silver Elite Status each account anniversary year. Path to Gold Status when you spend $35,000 on purchases each account year.
• 15 Elite Night Credits each calendar year.
• No foreign transaction fees.
• Earn unlimited Marriott Bonvoy points and get Free Night Stays faster.

Why We Like It

• Earn 150,000 Hilton Honors Bonus Points with the Hilton Honors American Express Surpass® Card after you use your new Card to make $2,000 in eligible purchases within the first 3 months of Card Membership.
• Plus, earn a $150 statement credit after your first purchase on the Hilton Surpass Card within your first 3 months.
• Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year.
• Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
• Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
• Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
• Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year.
• $95 annual fee.
• Terms Apply.
• View Rates and Fees

Why We Like It

• Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent
• Get 1 free night each year after your Cardmember anniversary at any Category 1-4 Hyatt hotel or resort
• Enjoy complimentary World of Hyatt Discoverist status for as long as your account is open.
• Receive 5 tier qualifying night credits towards status after account opening, and each year after that for as long as your account is open
• Earn an extra free night at any Category 1-4 Hyatt hotel if you spend $15,000 in a calendar year
• Earn 2 qualifying night credits towards tier status everytime you spend $5,000 on your card
• Earn up to 9 points total for Hyatt stays - 4 Bonus Points per $1 spent at Hyatt hotels & 5 Base Points per $1 you can earn as a World of Hyatt member
• Earn 2 Bonus Points per $1 spent at restaurants, on airlines tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships

Why We Like It

• Earn 140,000 bonus points after spending $3,000 on purchases within the first three months of account opening
• Enjoy a Reward Night after each account anniversary year at eligible IHG hotels worldwide. Plus, enjoy a reward night when you redeem points for any stay of 4 or more nights
• Earn up to 25 points total per $1 spent when you stay at an IHG hotel
• Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants. Earn 1 point per $1 spent on all other purchases
• Platinum Elite status as long as you remain a Premier card member
• Global Entry or TSA Pre✓® Fee Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
• IHG Rewards Club Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®

Why We Like It

• Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
• Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
• With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring.
• With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
• Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
• Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
• Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
• $95 Annual Fee

Why We Like It

• Earn 85,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Platinum Card plus earn 5x points on eligible purchases in 5 select business categories, up to 80,000 bonus points per category, all within the first 3 months of Card Membership.† Terms Apply.
• Get 50% more Membership Rewards® points. That's an extra half point per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
• 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year when you book on amextravel.com.
• Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
• Enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply.
• PAY OVER TIME OPTION: A flexible payment option to help manage cash flow on purchases of $100 or more.
• Terms Apply.
• View Rates and Fees

Why We Like It

• Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
• Earn unlimited 1.5% cash back on every purchase made for your business
• No Annual Fee
• Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
• Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
• With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring.
• With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
• 0% introductory APR for 12 months on purchases

Why We Like It

• Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
• Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
• Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
• With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring.
• With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
• No Annual Fee
• Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
• 0% introductory APR for 12 months on purchases

Why We Like It

• 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.
• $0 introductory annual fee for the first year, then $99.
• Receive a 5,000-mile "better together" bonus each anniversary when you have both the United℠ Business Card and a personal United credit card.
• Earn 2 miles per $1 spent on United purchases, at restaurants (including eligible delivery services), gas stations, office supply stores, and on local transit and commuting.
• Earn 1 mile per $1 spent on all other purchases. Plus, employee cards at no additional cost - miles earned from their purchases accrue in your account so you can earn rewards faster.
• Check your first bag for free (a savings of up to $140 per roundtrip) when you use your card to purchase your ticket.
• Enjoy priority boarding privileges and get 2 United Club℠ one-time passes at account opening and each year for your anniversary.
• $100 United travel credit after 7 United flight purchases of $100 or more each anniversary year.

Why We Like It

• Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
• 6,000 bonus points after your Cardmember anniversary.
• 2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases.
• 1 point per $1 spent on all other purchases.
• Earn points on employee spending
• Employee cards at no additional cost
• No blackout dates when you redeem points, no seat restrictions, bags fly free®, and no change fees
• No foreign transaction fees

Why We Like It