Best No Foreign Transaction Fee Credit Cards of January 2019

NerdWallet

Last updated on January 13, 2019

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Our pick for

Flat-rate travel rewards

Barclaycard Arrival Plus Credit Card

on Barclays's secure website

Rates & Fees

on Barclays's secure website

Rates & Fees
Annual Fee

$89

Waived first year

Regular APR

18.24%, 22.24% or 25.24% variable based on your creditworthiness

Intro APR

0% intro APR for the first 12 billing cycles following each balance transfer that posts to your account within 45 days of account opening

recommended credit score

Our pick for

Bonus travel rewards

Chase Sapphire Preferred Credit Card

on Chase's secure website

on Chase's secure website

Annual Fee

$95

Waived first year

Regular APR

17.99% - 24.99% Variable APR

Intro APR

N/A

recommended credit score

Our pick for

No-annual-fee travel rewards

Bank of America BankAmericard Travel Rewards® Credit Card Credit Card

on Bank of America's secure website, or call (800) 211-3740

on Bank of America's secure website, or call (800) 211-3740

Annual Fee

$0

Regular APR

17.24% - 25.24% Variable APR

Intro APR

0% on Purchases for 12 billing cycles

recommended credit score

Our pick for

Business travel

Chase Ink Business Preferred Credit Card

on Chase's secure website

on Chase's secure website

Annual Fee

$95

Regular APR

17.99% - 22.99% Variable APR

Intro APR

N/A

recommended credit score

Our pick for

Cash back

Capital One Quicksilver Credit Card

on Capital One's secure website

on Capital One's secure website

Annual Fee

$0

Regular APR

15.24% - 25.24% Variable APR

Intro APR

0% on Purchases and Balance Transfers for 15 months

recommended credit score

Our pick for

Average credit

Capital One QuicksilverOne Credit Card

on Capital One's secure website

on Capital One's secure website

Annual Fee

$39

Regular APR

26.96% Variable APR

Intro APR

N/A

recommended credit score

Our pick for

Students

Deserve® Edu Mastercard for Students

on Deserve's secure website

on Deserve's secure website

Annual Fee

$0

Regular APR

20.74% Variable

Intro APR

N/A

recommended credit score

Summary of Best No Foreign Transaction Fee Credit Cards of January 2019

Credit CardBest ForIntro APRRegular APRAnnual FeeLearn More
Barclaycard Arrival Plus Credit Card

Barclaycard Arrival Plus® World Elite Mastercard®

on Barclays's secure website

Flat-rate travel rewards

0% intro APR for the first 12 billing cycles following each balance transfer that posts to your account within 45 days of account opening

18.24%, 22.24% or 25.24% variable based on your creditworthiness

$89

Waived first year

on Barclays's secure website

Chase Sapphire Preferred Credit Card

Chase Sapphire Preferred® Card

on Chase's secure website

Bonus travel rewards

N/A

17.99% - 24.99% Variable APR

$95

Waived first year

on Chase's secure website

Bank of America BankAmericard Travel Rewards® Credit Card Credit Card

Bank of America® Travel Rewards credit card

on Bank of America's secure website, or call (800) 211-3740

No-annual-fee travel rewards

0% on Purchases for 12 billing cycles

17.24% - 25.24% Variable APR

$0

on Bank of America's secure website, or call (800) 211-3740

Chase Ink Business Preferred Credit Card

Ink Business Preferred℠ Credit Card

on Chase's secure website

Business travel

N/A

17.99% - 22.99% Variable APR

$95

on Chase's secure website

Capital One Quicksilver Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

on Capital One's secure website

Cash back

0% on Purchases and Balance Transfers for 15 months

15.24% - 25.24% Variable APR

$0

on Capital One's secure website

Capital One QuicksilverOne Credit Card

Capital One® QuicksilverOne® Cash Rewards Credit Card

on Capital One's secure website

Average credit

N/A

26.96% Variable APR

$39

on Capital One's secure website

Deserve® Edu Mastercard for Students

Deserve® Edu Mastercard for Students

on Deserve's secure website

Students

N/A

20.74% Variable

$0

on Deserve's secure website

Credit CardBest ForIntro APRRegular APRAnnual FeeLearn More
Barclaycard Arrival Plus Credit Card

Barclaycard Arrival Plus® World Elite Mastercard®

on Barclays's secure website

Flat-rate travel rewards

0% intro APR for the first 12 billing cycles following each balance transfer that posts to your account within 45 days of account opening

18.24%, 22.24% or 25.24% variable based on your creditworthiness

$89

Waived first year

on Barclays's secure website

Chase Sapphire Preferred Credit Card

Chase Sapphire Preferred® Card

on Chase's secure website

Bonus travel rewards

N/A

17.99% - 24.99% Variable APR

$95

Waived first year

on Chase's secure website

Bank of America BankAmericard Travel Rewards® Credit Card Credit Card

Bank of America® Travel Rewards credit card

on Bank of America's secure website, or call (800) 211-3740

No-annual-fee travel rewards

0% on Purchases for 12 billing cycles

17.24% - 25.24% Variable APR

$0

on Bank of America's secure website, or call (800) 211-3740

Chase Ink Business Preferred Credit Card

Ink Business Preferred℠ Credit Card

on Chase's secure website

Business travel

N/A

17.99% - 22.99% Variable APR

$95

on Chase's secure website

Capital One Quicksilver Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

on Capital One's secure website

Cash back

0% on Purchases and Balance Transfers for 15 months

15.24% - 25.24% Variable APR

$0

on Capital One's secure website

Capital One QuicksilverOne Credit Card

Capital One® QuicksilverOne® Cash Rewards Credit Card

on Capital One's secure website

Average credit

N/A

26.96% Variable APR

$39

on Capital One's secure website

Deserve® Edu Mastercard for Students

Deserve® Edu Mastercard for Students

on Deserve's secure website

Students

N/A

20.74% Variable

$0

on Deserve's secure website

Top credit card issuers’ foreign transaction fees

Here’s a look at the standard foreign transaction fees charged by major U.S. credit card issuers. It’s important to note that many issuers waive the foreign transaction fee on certain cards, including the ones listed above. Some major issuers don’t charge foreign transaction fees on any of their cards.

Issuer Foreign transaction fee
American Express 2.7%
Bank of America® 3%
Barclaycard 3%
Capital One 0%
Chase 3%
Citi 3%
Discover 0%
U.S. Bank 3% (2% for transactions in U.S. dollars)
Wells Fargo 3%

Methodology

NerdWallet's credit cards team selects the best cards in each category based on overall consumer value. Factors in our evaluation include fees, promotional and ongoing APRs, and sign-up bonuses; for rewards cards, we consider earning and redemption rates, redemption options and redemption difficulty. A single card is eligible to be chosen in multiple categories.

Last updated on January 13, 2019

To recap our selections...

NerdWallet's Best No Foreign Transaction Fee Credit Cards of January 2019