Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

on Chase's secure website

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

on Chase's secure website

Card details

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®

  • Chase Sapphire Preferred named "Best Credit Card for Flexible Travel Redemption" - Kiplinger's Personal Finance, June 2018

  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.

  • No foreign transaction fees

  • 1:1 point transfer to leading airline and hotel loyalty programs

  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel

  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards

Rates, fees & offers

  • Annual fee

    $0 for the first year, then $95

  • Rewards rate

    1 point per dollar

  • Bonus offer

    Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®

  • Intro APR

    N/A

  • Ongoing Apr

    APR: 17.99% - 24.99% Variable APR

    Cash Advance APR: 26.99%, Variable

  • Balance Transfer Fee

    Either $5 or 5% of the amount of each transfer, whichever is greater.

  • Foreign Transaction Fee

    None

Recommended credit score

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NerdWallet Review

By Erin El Issa

Rating Details

4.2

Editor's overall rating

Pros and Cons

Pros
  • A large bonus

  • No foreign transaction fee

  • Cool factor - metal card

  • Earn more points on travel and dining at restaurants

  • Premium travel protection benefits

Cons
  • $0 intro annual fee for the first year, after that $95 per year

One of our favorite travel cards on the market, the Chase Sapphire Preferred® Card offers 2X points on travel and dining at restaurants and 1 point on every $1 spent on everything else. It also has a signup bonus worth telling your friends about: Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®.

Points are best used for travel — either through the Chase Ultimate Rewards site at a rate of 1.25 cents per point, or transferred to one of Chase's travel partner programs at a rate of 1.25 to 5 cents per point.

The Chase Sapphire Preferred® Card has an $0 for the first year, then $95, and no foreign transaction fees.

For more information, check out the full review of the Chase Sapphire Preferred® Card.

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Rating Details

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