Gregory Karp

Senior Writer | Credit cards, personal finance, credit scores

Gregory Karp is a former NerdWallet writer and an expert in personal finance and credit cards. A journalist for more than 30 years, he has been a newspaper reporter and editor, authored two personal finance books and created the "Spending Smart" syndicated newspaper column. His awards include national recognition several times from the Society for Advancing Business Editing and Writing.

Education: B.A. in magazine journalism and management from Syracuse University
Awards: Society for Advancing Business Editing and Writing: Best column, Best in business projects, New Jersey Press Association: Responsible journalism, Pennsylvania Keystone Press Awards: Business or consumer story
Organizations: Chicago Headline Club (Treasurer), Chicago Headline Club Foundation (Treasurer), Society of Professional Journalists Region 5 (Treasurer)
Previous experience: Chicago Tribune, The Morning Call (Allentown, Pa.), The Express-Times (Easton, Pa.)

Gregory's picks

Used a Credit Card for Free Trials? These Tools Make Canceling Easier

by Funto Omojola

Recurring credit card charges can sneak up on you, especially with subscription services. But many cards have built-in protections and reminders to cancel.

Forget the Fed, Pay Off Your Credit Card Debt

by Sara Rathner

Credit card debt is always expensive, no matter what interest rate changes the Federal Reserve makes.

8 Tactics to Break the Credit Card Debt Cycle

by Melissa Lambarena

If you’re ready to give credit cards a second chance, a few tactics may lay the groundwork for a successful relationship.

Gregory has also nerded out in...

Other publications

The New York Times, The Associated Press, USA Today, Yahoo News, MarketWatch

The latest from Gregory

How to Use Credit Cards to Save Money on Gas

The best cards for gas earn at least 3x back at the pump, and they don't feature names of big oil companies or service station brands.

Business Credit Cards With the Best Sign-Up Bonuses

Earn up to $2,000 with these business credit card offers for new cardholders.

Best Credit Cards for Freelancers and Self-Employed

Wells Fargo Autograph℠ Card Review: Big Rewards, No Annual Fee

Cardholders can rack up triple points across a wide swath of common spending categories like dining, travel, gas stations and streaming — all while paying no annual fee.

Best Credit Cards for Star Alliance Airlines

Good choices include airline-branded cards and general travel credit cards that allow you to transfer points or miles to Star Alliance carriers.

6 Mistakes to Avoid When You Open a New Credit Card Account

Learning about a new card will help you optimize its benefits and avoid its gotchas.

Southwest Airlines Credit Cards Get Summer Bonus Boost

How to Cancel a Pending Credit Card Transaction

Pending charges usually can be canceled only by the merchant, not the credit card company.

BlockFi Credit Card Adds Retail Offers for Bigger Rewards

The 15/3 Credit Card Hack Is Nonsense — Here’s What to Do Instead

The supposedly secret trick does not build your credit scores, despite what you may have heard. But there are some concrete steps you can take.

Chase Freedom Unlimited vs. Citi Double Cash: Bonus Categories Give Freedom the Edge

Both cards offer good flat cash-back rates, but bonus categories, especially restaurants, favor the Freedom Unlimited.

How to Apply for a Credit Card: Questions You’ll Be Asked

Applying for a credit card isn't hard, but it helps to know in advance what information you'll need.

Best Credit Cards to Use at Costco

Using the right rewards credit card at the popular wholesale club can help you rack up extra cash back or points, saving you even more money.

Capital One Entertainment: Your Ticket to a Different Redemption

The online events portal allows eligible Capital One cardholders to redeem credit card rewards for tickets and exclusive experiences via Vivid Seats.

What Is My Credit Card Interest Rate?

Your annual percentage rate, or APR, is charged on unpaid balances. It can be found on your card's monthly statement.