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FHA Loan Requirements for 2026
FHA loan requirements include a minimum credit score of 500 as well as limits on your total monthly debt load.
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What Is a Construction Loan and How Does it Work?
Construction loans pay for home building or renovations and are paid in full or converted to permanent mortgages when the work is completed.
Adjustable-Rate Mortgage: How an ARM Works, Who It’s For
Adjustable-rate mortgages have interest rates that can change over time. Here is how an ARM works.
What Are Non-QM Loans?
For creditworthy borrowers who don’t meet traditional lending requirements, a non-QM loan can provide a (more expensive) path to homeownership.
Mortgage Interest Rates Forecast
Rates inch up as inflation hits a three-year high.
How to Get the Best Mortgage Rate
You can get the best mortgage rate by knowing what lenders are looking for, shopping around and paying aggressively upfront.
Mortgage Rate Lock: When Do I Lock In My Interest Rate?
A mortgage rate lock freezes your interest rate until loan closing to protect your homebuying power from rate hikes.
How Much Does It Cost To Refinance a Mortgage?
Most refinances cost 2% to 6% of the new loan amount — and even a “no closing costs” refinance doesn’t come free.
What is a Rate and Term Refinance?
A rate and term refinance can lower your mortgage rate or change the time you'll be paying off your loan.
Mortgage Refinance to Pay Off Debt
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Latest articles
Mortgage Rates Today, Wednesday, July 1: A Little Higher
TL;DR: Mortgage rates went up today, but not enough to bust your homebuying budget.
July Mortgage Outlook: Rates Are Stuck, and We’ll Explain Why
With a Fed rate cut out of the question, mortgage interest rates are likely to remain near their current levels.
Mortgage Rates Today, Tuesday, June 30: Still Steady
TL;DR: Rates remained mostly flat from yesterday.
Mortgage Rates Today, Monday, June 29: Basically Flat
TL;DR: Rates remained almost the same as where they were Friday.
Mortgage Rates Today, Friday, June 26: A Little Lower
TL;DR: Rates eased today after the latest inflation report matched expectations.
Weekly Mortgage Rates Edge Higher, Inflation Remains Hot
Today's Personal Consumption Expenditures index suggests that the Fed may be in no hurry to cut interest rates.
Mortgage Rates Today, Thursday, June 25: Moving Higher
TL;DR: Mortgage rates rose today, while a new report shows inflation jumped.
Fed Holds Funds Rate Steady as Mortgage Rates Ease
Today's decision is likely less consequential than our first glimpses of a Warsh-led Federal Reserve.
Weekly Mortgage Rates Climb as Inflation Hits Three-Year High
The latest Consumer Price Index seemingly confirms the fate of next week's Fed meeting: A rate cut is definitely not in order.
Mortgage Rates Slightly Lower This Week While Jobs Data Portends a Rise
A strong labor market is great news for the U.S. economy, but it could mean mortgage rates are less likely to drop.
Want to Use a HELOC to Pay Off Debt? Read This First
You could get a lower interest rate, but there are risks to consider before taking on a second mortgage.
June Mortgage Outlook: Rates Could Climb as Hopes Fade for a Fed Cut
Mortgage interest rates are likely to rise in June, as they have since the start of the Iran war.
Weekly Mortgage Rates Tick Up as Inflation Flares Again
The global oil price shock is still filtering through the economy — and pushing mortgage rates higher along the way.
Weekly Mortgage Rates Rise Under Gloomy Economic Clouds
Mortgage rates climbed higher this week as inflation fears linger.
Weekly Mortgage Rates Rise as Fed Preps for a New Era
Rates rose a little this week, and troubling inflation data might pull them further upward.
Mortgage Rates Dip in Hope of War’s End
Rates moved higher this week, but abruptly changed course as the news out of Iran shifted.
May Mortgage Outlook: Rates Stable but Braced for Shocks
Mortgage interest rates are unlikely to drop, and remaining relatively flat is the more positive scenario.
Mortgage Rates Steady as Fed Holds, Despite Global Tensions
Uncertainty is the new normal, but mortgage rates have stabilized in the low-6% range.
Mortgage Rates Idle While Spring Homebuying Season Stalls
Rates are slightly lower this week, but there isn't definitive downward momentum.
Mortgage Rates Move Lower as Economic Outlook Worsens
Potential longer-term effects of the Iran war are coming into focus.