Personal Loans

Unsecured loans can help you consolidate debt or finance large purchases. Here's what you need to know.

Compare personal loans

Qualifying for a personal loan

Personal loan reviews

LightStream Personal Loans: 2024 Review

4.5

NerdWallet rating 
  • No fees.
  • Rate discount for autopay.
  • Long repayment terms and large loan amounts.

SoFi Personal Loans: 2024 Review

5.0

NerdWallet rating 
  • Multiple rate discounts.
  • Fast funding.
  • Large loan amounts.

Upgrade Personal Loans: 2024 Review

5.0

NerdWallet rating 
  • Multiple rate discounts.
  • Secured and joint loans.
  • Mobile app to manage loan payments.

Upstart Personal Loans: 2024 Review

5.0

NerdWallet rating 
  • Accepts borrowers with bad credit or thin credit histories.
  • Has a low income requirement.
  • Fast approval and funding.

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