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How to Pay for Pet Care in an Emergency

Pet emergencies are common — and expensive. Here are your options for covering this type of expense.

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Laura McMullen

How to Pay Off Debt: Top Strategies for 2026

Learn the best strategies for whittling down what you owe, depending on how much debt you have.

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Lauren Schwahn, Jackie Veling

Home Improvement Tax Credits and Rebates for Energy Efficiency in 2025

Federal home improvement tax credits are available for energy-saving home updates until the end of 2025. States rebates are currently paused.

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2
Annie Millerbernd, Dalia Ramirez

What Is Earned Wage Access?

Earned wage access is a company benefit that lets employees request part of their paycheck before payday.

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Annie Millerbernd

9 Personal Loans for Non-U.S. Citizens and How to Get One

Non-citizens who are permanent residents and have a Social Security number or ITIN may qualify for a personal loan.

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Jackie Veling, Nicole Dow

Payday Loan Consolidation: What It Is and How It Works

Consolidating high-interest payday loans into one personal loan can help ease a debt burden.

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Jackie Veling, Laura McMullen

The Top Buy Now, Pay Later Apps for 2026

These popular buy now, pay later apps will split your purchase into equal installments, usually with no interest.

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Jackie Veling

Hardship Loans: How to Borrow Money During a Financial Setback

A hardship loan can help you weather a financial challenge. Compare loans with other options before you borrow.

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Nicole Dow, Annie Millerbernd

How to Get a Personal Loan in 7 Steps

Getting a personal loan starts with checking your credit, getting pre-qualified and comparing loan offers.

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Ronita Choudhuri-Wade, Nicole Dow

What Is a Joint Loan and How Does It Work?

A joint loan gives co-borrowers equal access to the loan and shared responsibility for paying it back.

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Annie Millerbernd, Robin Hartill, CFP®

Can I Pay Off a Personal Loan Early? Here’s What to Expect

You can pay off a personal loan early, but check for fees and consider other debts.

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Annie Millerbernd, Robin Hartill, CFP®

How to Compare Personal Loans: 7 Features to Check

When choosing between multiple personal loan offers, compare features like fees, rate discounts and fast funding.

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Annie Millerbernd

Low-Income Loans: What They Are and Where to Get One

Borrowers with low income may qualify for a personal loan with certain lenders. Also consider cheaper financing options.

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2
Nicole Dow, Robin Hartill, CFP®

Are Personal Loans Taxable?

A personal loan is not taxable income, but there could be tax implications if it’s used for certain purposes or forgiven.

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Nicole Dow, Chanell Alexander

What Is a Signature Loan?

A signature loan is a fixed-rate, unsecured personal loan backed by your signature as your promise to repay.

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Jackie Veling, Robin Hartill, CFP®

How to Get a Loan from the Bank in 5 Steps

Getting a personal loan from a bank starts with checking whether you qualify and comparing rates.

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Jackie Veling

Ally Personal Loan Alternatives

Ally Bank no longer offers financing for home improvement projects and medical procedures. Find other loan options from banks and online lenders.

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Annie Millerbernd, Robin Hartill, CFP®

Personal Loan vs. Home Equity Loan: Which Is Best?

The best loan depends on factors such as your credit, how much home equity you have and your reason for borrowing.

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Annie Millerbernd

How to Finance an Engagement Ring in 2026

There are many options for engagement ring financing, including credit cards, “buy now, pay later” plans, directly through the jeweler or personal loans.

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2
Jackie Veling, Annie Millerbernd

The Pros and Cons of Debt Consolidation

Debt consolidation may be a good idea if you can qualify for a low interest rate, make payments on time and stay out of debt in the future.

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Jackie Veling