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Hardship Loans: How to Borrow Money During a Financial Setback

A hardship loan can help you weather a financial challenge. Compare loans with other options before you borrow.

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Nicole Dow, Annie Millerbernd

How to Get a Personal Loan in 7 Steps

Getting a personal loan starts with checking your credit, getting pre-qualified and comparing loan offers.

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Ronita Choudhuri-Wade, Nicole Dow

What Is a Joint Loan and How Does It Work?

A joint loan gives co-borrowers equal access to the loan and shared responsibility for paying it back.

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Annie Millerbernd, Robin Hartill, CFP®

Can I Pay Off a Personal Loan Early? Here’s What to Expect

You can pay off a personal loan early, but check for fees and consider other debts.

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Annie Millerbernd, Robin Hartill, CFP®

How to Compare Personal Loans: 7 Features to Check

When choosing between multiple personal loan offers, compare features like fees, rate discounts and fast funding.

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Annie Millerbernd

Low-Income Loans: What They Are and Where to Get One

Borrowers with low income may qualify for a personal loan with certain lenders. Also consider cheaper financing options.

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Nicole Dow, Robin Hartill, CFP®

Are Personal Loans Taxable?

A personal loan is not taxable income, but there could be tax implications if it’s used for certain purposes or forgiven.

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Nicole Dow, Chanell Alexander

What Is a Signature Loan?

A signature loan is a fixed-rate, unsecured personal loan backed by your signature as your promise to repay.

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Jackie Veling, Robin Hartill, CFP®

How to Get a Loan from the Bank in 5 Steps

Getting a personal loan from a bank starts with checking whether you qualify and comparing rates.

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Jackie Veling

Ally Personal Loan Alternatives

Ally Bank no longer offers financing for home improvement projects and medical procedures. Find other loan options from banks and online lenders.

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Annie Millerbernd, Robin Hartill, CFP®

Personal Loan vs. Home Equity Loan: Which Is Best?

The best loan depends on factors such as your credit, how much home equity you have and your reason for borrowing.

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Annie Millerbernd

How to Finance an Engagement Ring in 2026

There are many options for engagement ring financing, including credit cards, “buy now, pay later” plans, directly through the jeweler or personal loans.

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Jackie Veling, Annie Millerbernd

The Pros and Cons of Debt Consolidation

Debt consolidation may be a good idea if you can qualify for a low interest rate, make payments on time and stay out of debt in the future.

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Jackie Veling

What Is a Personal Loan and How Does It Work?

A personal loan is money borrowed from a lender that you pay back in monthly installments.

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Nicole Dow, Robin Hartill, CFP®

How to Apply for a Personal Loan if You’re Self-Employed

Being self-employed shouldn't prevent you from getting a personal loan. Just be prepared to prove your income.

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Nicole Dow, Sara Rathner

The Best Ways to Borrow Money

Need access to cash? We explore multiple ways to borrow money, plus what options to avoid.

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Nicole Dow, Jackie Veling

Kikoff Credit-Builder Review 2026

Kikoff offers lines of credit starting at $750, plus some add-on products to help you build credit.

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Robin Hartill, CFP®

How to Get a Personal Loan With Bad Credit

Borrowers with bad credit may have to take extra steps to qualify for a personal loan or get a better rate.

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Annie Millerbernd, Nicole Dow

Should I Take a Personal Loan to Pay Rent?

You can get a personal loan for rent, but it's an expensive option. Rule out other ways to cover your rent first.

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Robin Hartill, CFP®

High-Interest Loans: What They Are and How They Work

High-interest loans have annual percentage rates above 36%, making them expensive and tough to repay. You may have cheaper options.

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Annie Millerbernd, Robin Hartill, CFP®