What Is a Payday Loan and How Does It Work?
Payday loans are high-cost, short-term and risky loans. Consider alternatives before getting a payday loan.
What Is Predatory Lending?
Predatory lending benefits a lender at the borrower's expense. Learn the warning signs and how to spot a good lender.
When and How to Refinance a Personal Loan
When you refinance a personal loan, you pay it off with another loan. Ideally, your new loan has a lower rate, so you save money.
National Debt Relief for Debt Settlement: 2026 Review
National Debt Relief offers debt settlement plans that can help you get out of debt, but it’s risky. Compare debt settlement with other debt payoff alternatives.
What Is a Credit-Builder Loan and Who Would Benefit?
A credit-builder loan helps you build credit through a record of on-time payments — plus you get a savings boost.
Top Debt Management Plan Companies in 2026
A debt management plan can help you get control of your debt. Compare fees from the top companies.
Self Credit Builder: How It Works
A credit-builder loan from Self can help your credit profile through on-time loan payments.
How to Consolidate Credit Card Debt: 5 Best Options
Consolidating your credit card debt is usually a good idea if you can qualify for a lower rate than your current debts.
No-Credit-Check Loans: How They Work and Alternatives to Consider
No-credit-check loans are easy to get but should usually be considered after lower-cost alternatives.
401(k) Loans: How to Borrow From Your Retirement Fund
A 401(k) loan lets you borrow money at a low interest rate, but it can derail your retirement savings.
Capital One Personal Loan Alternatives
Capital One doesn’t offer personal loans, but borrowers can find loans at other banks, online lenders or credit unions.
Tax Refund Loan: How to Tap Your Refund Early
Tax refund loans provide fast cash while you wait for the rest of your refund.
Bank of America Personal Loan Alternatives
Bank of America offers a small-dollar loan, but borrowers seeking large personal loans have options with other lenders.
What Is Debt Settlement and How Does It Work?
Debt settlement can help you get out of debt by reducing the amount you owe, but it’s risky and you likely have other options.
Debt Relief: How It Works and Options to Consider
Debt relief changes the terms or amount you owe to help you pay it off. Learn about debt management, debt settlement and other debt relief options.
How to Negotiate Debt Settlement on Your Own
Negotiating a debt settlement on your own isn't easy, but it can save time and money compared with hiring a debt settlement company.
Debt Consolidation vs. Debt Settlement: Which Is Best For You?
Debt consolidation and debt settlement are two different ways to address debt. Which is best for you depends on your circumstances.
Freedom Debt Relief for Debt Settlement: 2026 Review
Freedom Debt Relief offers debt settlement plans that can help you get out of debt, but it’s risky. Compare debt settlement with other debt payoff alternatives.
What Is Debt Consolidation, and Should I Consolidate?
Debt consolidation rolls multiple debts into a single payment. It can be a good idea if you qualify for a low enough interest rate.
Where to Get a Personal Loan
You can get a personal loan from an online lender, credit union or bank. There are pros and cons to each option.