Payday Alternative Loans (PALs): A More Affordable Option Than Payday Loans
PALs, offered by some federal credit unions, cost less than traditional payday loans and give borrowers more time to repay.
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8 Types of Personal Loans and When They’re Best
Common types of personal loans include unsecured, debt consolidation and joint loans.
What Is a Personal Line of Credit?
A line of credit is a loan that works like a credit card: You borrow only as much as you need and pay interest only on what you use.
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Should You Take a Pawnshop Loan?
Pawnshop loans are cheaper than payday or title loans when you need fast cash. Still, consider alternatives first.
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Car Title Loans: What to Know and Alternatives
Car title loans provide fast funds, but they're expensive and can put you in a cycle of debt. Consider other options first.
What Is a Debt Management Plan?
A debt management plan groups several credit card debts into one payment, cuts your interest rate and creates a three- to five-year repayment plan.
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What Is a Lending Circle and How Does It Work?
A lending circle loan can be an interest-free way to borrow money and build credit.
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Balance Transfer Card or Personal Loan: Which Is Right for You?
Compare two smart ways to consolidate debt: a balance transfer or a personal loan.