
What Is a Personal Line of Credit?
A line of credit is a loan that works like a credit card: You borrow only as much as you need and pay interest only on what you use.

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Should You Take a Pawnshop Loan?
Pawnshop loans are cheaper than payday or title loans when you need fast cash. Still, consider alternatives first.

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Car Title Loans: Risks and Alternatives
Car title loans provide fast funds, but they're expensive and can put you in a cycle of debt. Consider other options first.


What Is a Debt Management Plan?
A debt management plan groups several credit card debts into one payment, cuts your interest rate and creates a three- to five-year repayment plan.

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What Is a Lending Circle and How Does It Work?
A lending circle loan can be an interest-free way to borrow money and build credit.

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Balance Transfer Card or Personal Loan: Which Is Right for You?
Compare two smart ways to consolidate debt: a balance transfer or a personal loan.
