What Is a Personal Loan and How Does It Work?
A personal loan is money borrowed from a lender that you pay back in monthly installments.
How to Apply for a Personal Loan if You’re Self-Employed
Being self-employed shouldn't prevent you from getting a personal loan. Just be prepared to prove your income.
The Best Ways to Borrow Money
Need access to cash? We explore multiple ways to borrow money, plus what options to avoid.
Kikoff Credit-Builder Review 2026
Kikoff offers lines of credit starting at $750, plus some add-on products to help you build credit.
How to Get a Personal Loan With Bad Credit
Borrowers with bad credit may have to take extra steps to qualify for a personal loan or get a better rate.
Should I Take a Personal Loan to Pay Rent?
You can get a personal loan for rent, but it's an expensive option. Rule out other ways to cover your rent first.
High-Interest Loans: What They Are and How They Work
High-interest loans have annual percentage rates above 36%, making them expensive and tough to repay. You may have cheaper options.
Personal Loan vs. Auto Loan: What’s the Difference?
Auto loans are for new and used vehicle purchases and tend to have lower rates than personal loans, which can be used for almost any large expense.
10 Ways to Pay Off Credit Card Debt
You can get out of credit card debt with strategies ranging from DIY for smaller balances to relief programs for more serious situations.
Family Loans: How to Borrow From and Lend to Family
Family loans can be a cheap way to borrow money — but they can also risk your relationship. Carefully weigh the pros and cons.
Top 5 Reasons to Get a Personal Loan
You can use a personal loan to pay for almost anything, including debt consolidation and home improvement projects.
How Does Personal Loan Deferment Work? Understanding Your Options and Costs
Deferring a personal loan payment can relieve financial stress for a month or two, but the total cost could go up.
Should You Apply for a Loan Online vs. In Person? How to Choose
Consider what's more important to you: speed and convenience or talking face-to-face with a loan officer.
How to Manage Your Personal Loan
You got the loan — now make a plan to successfully pay it off. Start by adjusting your budget to cover monthly loan payments.
How Many Personal Loans Can You Have at Once?
In many cases, you can have more than one personal loan at a time, but consider how you'll manage the extra debt.
What Credit Score Do You Need for a Personal Loan?
Your credit score is one — but not the only — factor that lenders use to decide your rate and loan amount.
DTI Calculator: How to Find Your Debt-to-Income Ratio
Lenders use your debt-to-income ratio to assess your ability to repay a loan.
Chase Bank Personal Loan Alternatives
Chase doesn't offer personal loans. Alternatives include other banks, credit unions and online lenders.
How Do Bank Loans Work?
Bank loans work similarly to loans from other lenders but often require good or excellent credit to qualify.
What Is Buy Now, Pay Later (BNPL)?
"Buy now, pay later" divides your total purchase into a series of equal installments, with the first due at checkout.