Top 5 Reasons to Get a Personal Loan
You can use a personal loan to pay for almost anything, including debt consolidation and home improvement projects.
How Does Personal Loan Deferment Work? Understanding Your Options and Costs
Deferring a personal loan payment can relieve financial stress for a month or two, but the total cost could go up.
Should You Apply for a Loan Online vs. In Person? How to Choose
Consider what's more important to you: speed and convenience or talking face-to-face with a loan officer.
How to Manage Your Personal Loan
You got the loan — now make a plan to successfully pay it off. Start by adjusting your budget to cover monthly loan payments.
How Many Personal Loans Can You Have at Once?
In many cases, you can have more than one personal loan at a time, but consider how you'll manage the extra debt.
What Credit Score Do You Need for a Personal Loan?
Your credit score is one — but not the only — factor that lenders use to decide your rate and loan amount.
DTI Calculator: How to Find Your Debt-to-Income Ratio
Lenders use your debt-to-income ratio to assess your ability to repay a loan.
Chase Bank Personal Loan Alternatives
Chase doesn't offer personal loans. Alternatives include other banks, credit unions and online lenders.
How Do Bank Loans Work?
Bank loans work similarly to loans from other lenders but often require good or excellent credit to qualify.
What Is Buy Now, Pay Later (BNPL)?
"Buy now, pay later" divides your total purchase into a series of equal installments, with the first due at checkout.
Should You Get a Loan on Your Credit Card?
A loan on a credit card is cheaper than a cash advance, but it won't benefit your credit score and may be more expensive than alternatives.
6 Steps to Personal Loan Pre-Qualification
Pre-qualification gives you a preview of the potential terms of your personal loan. Learn how to pre-qualify.
What Happens If I Default on a Personal Loan?
Defaulting on a personal loan can have serious consequences, including a damaged credit score.
What Is an Unsecured Personal Loan?
An unsecured loan lets you borrow money without having to pledge items you own as collateral.
What Is a Loan?
A loan is a sum of money borrowed from a creditor that you pay back with interest. Loans can be secured or unsecured.
How to Get a Debt Consolidation Loan in 5 Steps
Getting a debt consolidation loan includes knowing how much you want to borrow, pre-qualifying with lenders and submitting your application.
What Is a Personal Loan Origination Fee?
An origination fee adds to a personal loan's costs, but may be worth paying if the APR is lowest among other options.
How Does a Personal Loan Affect Your Credit Score?
A personal loan can build your credit scores in the long term — as long as you consistently repay the debt on time.
What Are Installment Loans and How Do They Work?
An installment loan lets you borrow a set amount that you repay with interest over a period of months or years.
6 Tips to Boost Your Chances of Personal Loan Approval
Cleaning up your credit, paying down debt and adding a co-borrower are three ways to help you qualify for a personal loan.