How Do Debt Consolidation Loans Work?
Debt consolidation loans work by paying off all your debts at once with the loan’s lump sum. You then pay back the loan in fixed monthly installments.
Should You Get a Personal Loan? Here Are the Pros and Cons
Personal loans can be used for many reasons, but potentially high rates are among their biggest drawbacks.
How Long Does It Take to Get a Personal Loan?
Personal loan funding times vary, but many lenders can fund your loan in a week or less.
Co-signing a Loan: Risks and Benefits
Co-signing a loan may help the borrower qualify, but it could also hurt your credit score and overall finances.
Many Americans Are Borrowing to Pay for Basic Expenses
A new NerdWallet survey finds that the average personal loan has grown over the last year, with close to a third of borrowers trying to pay for necessities.
7 Signs of Personal Loan Scams
Signs of fraudulent loans include texts inviting you to apply, promises of guaranteed approval and requests for money upfront.
Average Personal Loan Interest Rates for March 2026
Average personal loan interest rates remain elevated, with the lowest rates available to those with strong credit. Compare offers from multiple lenders to get the best interest rate.
What Are the Requirements for a Personal Loan?
Most lenders review your credit score, credit history, income and debt-to-income ratio on a personal loan application.
What Is a Secured Loan and How Does It Work?
A secured loan is a type of debt that requires collateral.
What Are Usury Laws? See Your State’s Maximum Loan APR
A usury law is essentially an interest rate law. For the most part, loan rates are controlled at the state level.
How to Pay for Pet Care in an Emergency
Pet emergencies are common — and expensive. Here are your options for covering this type of expense.
How to Pay Off Debt: Top Strategies for 2026
Learn the best strategies for whittling down what you owe, depending on how much debt you have.
Home Improvement Tax Credits and Rebates for Energy Efficiency in 2025
Federal home improvement tax credits are available for energy-saving home updates until the end of 2025. States rebates are currently paused.
What Is Earned Wage Access?
Earned wage access is a company benefit that lets employees request part of their paycheck before payday.
9 Personal Loans for Non-U.S. Citizens and How to Get One
Non-citizens who are permanent residents and have a Social Security number or ITIN may qualify for a personal loan.
Payday Loan Consolidation: What It Is and How It Works
Consolidating high-interest payday loans into one personal loan can help ease a debt burden.
The Top Buy Now, Pay Later Apps for 2026
These popular buy now, pay later apps will split your purchase into equal installments, usually with no interest.
Hardship Loans: How to Borrow Money During a Financial Setback
A hardship loan can be any funds borrowed during a financial challenge. Compare all options before you borrow.
How to Get a Personal Loan in 7 Steps
Getting a personal loan starts with checking your credit, getting pre-qualified and comparing loan offers.
What Is a Joint Loan and How Does It Work?
A joint loan gives co-borrowers equal access to the loan and shared responsibility for paying it back.