No-Credit-Check Loans: How They Work and Alternatives to Consider
No-credit-check loans are easy to get but should usually be considered after lower-cost alternatives.
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401(k) Loans: How to Borrow From Your Retirement Fund
A 401(k) loan lets you borrow money at a low interest rate, but it can derail your retirement savings.
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Capital One Personal Loan Alternatives
Capital One doesn’t offer personal loans, but borrowers can find loans at other banks, online lenders or credit unions.
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Tax Refund Loan: How to Tap Your Refund Early
Tax refund loans provide fast cash while you wait for the rest of your refund.
Bank of America Personal Loan Alternatives
Bank of America offers a small-dollar loan, but borrowers seeking large personal loans have options with other lenders.
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Debt Settlement: How Paying Less Than You Owe Actually Works
Debt settlement can help you get out of debt by reducing the amount you owe, but it’s risky and you likely have other options.
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Debt Relief: How It Works and Options to Consider
Debt relief changes the terms or amount you owe to help you pay it off. Learn about debt management, debt settlement and other debt relief options.
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How to Negotiate Debt Settlement on Your Own
Negotiating a debt settlement on your own isn't easy, but it can save time and money compared with hiring a debt settlement company.
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Debt Consolidation vs. Debt Settlement: Which Is Best For You?
Debt consolidation and debt settlement are two different ways to address debt. Which is best for you depends on your circumstances.
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Freedom Debt Relief for Debt Settlement: 2026 Review
Freedom Debt Relief offers debt settlement plans that can help you get out of debt, but it’s risky. Compare debt settlement with other debt payoff alternatives.
What Is Debt Consolidation, and Should You Consolidate?
Debt consolidation rolls multiple debts into a single payment. It can be a good idea if you qualify for a low enough interest rate.
Where to Get a Personal Loan
You can get a personal loan from an online lender, credit union or bank. There are pros and cons to each option.
Best Credit Unions for Personal Loans in 2026
Credit union personal loans have low rates, a wide range of loan amounts and less stringent borrowing requirements. However, you must be a credit union member to get a loan.
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Does Debt Consolidation Hurt Your Credit?
Debt consolidation has the potential to help and hurt your credit score, but the overall effect should be positive if you're able to pay off your debt.
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What Is Credit Insurance?
Credit insurance ensures the lender continues to receive payments if you can’t make them. You probably don't need it.
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Personal Loan vs. Credit Card: What’s the Difference?
Personal loans give you a lump sum for large purchases. Credit cards work better for smaller, everyday expenses.
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What Is APR on a Personal Loan And How Does It Work?
The annual percentage rate on a personal loan includes interest and fees and lets you compare total costs among loans.
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Can’t Repay a Payday Loan? Here’s What to Do
Defaulting on a payday loan could drain your bank account and trigger collection calls. Try to settle the debt if you can.
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Christmas Loans and Other Ways to Borrow for the Holidays
A Christmas loan is one way to pay for expenses this time of year, but compare financing options to find the most affordable one.
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Secured vs. Unsecured Loan: What’s the Difference?
Many personal loans are unsecured, but some lenders offer secured loans that are backed by collateral.
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