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Objective comprehensive business credit card ratings rubric (Methodology).
NerdWallet's business credit card content, including our ratings, reviews and recommendations, is overseen by a team of writers and editors who specialize in business credit cards. Their work has appeared in The Associated Press, Washington Post, MarketWatch, Nasdaq, Entrepreneur, ABC News, MSN and other national and local media outlets. Each writer and editor follows NerdWallet's strict editorial guidelines to ensure fairness and accuracy in our coverage. We independently evaluate and rate dozens of small-business credit cards, scoring them on fees, rewards rates, bonus offers and other features to help you choose the best business card for your company.

Here are the best business travel credit cards

Capital One Venture X Business

Best for Premium business travel card

Annual fee
$395

Rewards rate
2x-10x

Miles

Intro offer
Up to 350,000 Miles

on Capital One's website

Capital One Venture X Business

Best for Premium business travel card

Annual fee
$395

Rewards rate
2x-10x

Miles

Intro offer
Up to 350,000 Miles

on Capital One's website

Capital One Spark Miles for Business

Best for Unlimited 2X points on all spending

Annual fee
$0 intro for the first year, then $95

Rewards rate
2x-5x

Miles

Intro offer
50,000

Miles

on Capital One's website

Capital One Spark Miles for Business

Best for Unlimited 2X points on all spending

Annual fee
$0 intro for the first year, then $95

Rewards rate
2x-5x

Miles

Intro offer
50,000

Miles

on Capital One's website

Ink Business Preferred® Credit Card

Best for Overall business travel card

Annual fee
$95

Rewards rate
1x-3x

Points

Intro offer
90,000

Points

on Chase's website

Ink Business Preferred® Credit Card

Best for Overall business travel card

Annual fee
$95

Rewards rate
1x-3x

Points

Intro offer
90,000

Points

on Chase's website

American Express® Business Gold Card

Best for Earning points on gas, transit

Annual fee
$375

Rewards rate
1x-4x

Points

Intro offer
100,000

Points

on American Express' website

American Express® Business Gold Card

Best for Earning points on gas, transit

Annual fee
$375

Rewards rate
1x-4x

Points

Intro offer
100,000

Points

on American Express' website

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

Best for Business travel card with no annual fee

Annual fee
$0

Rewards rate
1.5x

Points

Intro offer
30,000

Points

on Bank of America's website

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

Best for Business travel card with no annual fee

Annual fee
$0

Rewards rate
1.5x

Points

Intro offer
30,000

Points

on Bank of America's website

The Business Platinum Card® from American Express

Best for Luxury travel perks + airport lounge access

Annual fee
$695

Rewards rate
1x-5x

Points

Intro offer
150,000

Points

on American Express' website

The Business Platinum Card® from American Express

Best for Luxury travel perks + airport lounge access

Annual fee
$695

Rewards rate
1x-5x

Points

Intro offer
150,000

Points

on American Express' website

Delta SkyMiles® Reserve Business American Express Card

Best for Airline miles + companion certificate

Annual fee
$650

Rewards rate
1x-3x

Miles

Intro offer
80,000

Miles

on American Express' website

Delta SkyMiles® Reserve Business American Express Card

Best for Airline miles + companion certificate

Annual fee
$650

Rewards rate
1x-3x

Miles

Intro offer
80,000

Miles

on American Express' website

The New United℠ Business Card

Best for Entry-level card for airline miles

Annual fee
$0 intro for the first year, then $150

Rewards rate
1x-2x

Miles

Intro offer
75,000 Miles + 2,000 PQP

Miles

on Chase's website

The New United℠ Business Card

Best for Entry-level card for airline miles

Annual fee
$0 intro for the first year, then $150

Rewards rate
1x-2x

Miles

Intro offer
75,000 Miles + 2,000 PQP

Miles

on Chase's website

Marriott Bonvoy Business® American Express® Card

Best for Free hotel stays

Annual fee
$125

Rewards rate
2x-6x

Points

Intro offer
3 Free Night Awards

Points

on American Express' website

Marriott Bonvoy Business® American Express® Card

Best for Free hotel stays

Annual fee
$125

Rewards rate
2x-6x

Points

Intro offer
3 Free Night Awards

Points

on American Express' website

The Hilton Honors American Express Business Card

Best for Hotel rewards + welcome offer

Annual fee
$195

Rewards rate
3x-12x

Points

Intro offer
130,000

Points

on American Express' website

The Hilton Honors American Express Business Card

Best for Hotel rewards + welcome offer

Annual fee
$195

Rewards rate
3x-12x

Points

Intro offer
130,000

Points

on American Express' website

The Blue Business® Plus Credit Card from American Express

Best for Long intro APR period.

Annual fee
$0

Rewards rate
1x-2x

Points

Intro offer
15,000

Points

on American Express' website

The Blue Business® Plus Credit Card from American Express

Best for Long intro APR period.

Annual fee
$0

Rewards rate
1x-2x

Points

Intro offer
15,000

Points

on American Express' website

U.S. Bank Business Altitude® Connect Visa Signature® Card

Best for 4X points on all travel

Annual fee
$0 intro for the first year, then $95

Rewards rate
1x-5x

Points

Intro offer
60,000

Points

on U.S. Bank's website

U.S. Bank Business Altitude® Connect Visa Signature® Card

Best for 4X points on all travel

Annual fee
$0 intro for the first year, then $95

Rewards rate
1x-5x

Points

Intro offer
60,000

Points

on U.S. Bank's website

Brex Card

Best for Corporate travel rewards card (venture-backed startups).

Annual fee
$0

Rewards rate
1x-7x

Points

Intro offer
10,000

Points

on Brex's website

Brex Card

Best for Corporate travel rewards card (venture-backed startups).

Annual fee
$0

Rewards rate
1x-7x

Points

Intro offer
10,000

Points

on Brex's website

Southwest® Rapid Rewards® Performance Business Credit Card

Best for Earning status on Southwest

Annual fee
$199

Rewards rate
1x-4x

Points

Intro offer
80,000

Points

on Chase's website

Southwest® Rapid Rewards® Performance Business Credit Card

Best for Earning status on Southwest

Annual fee
$199

Rewards rate
1x-4x

Points

Intro offer
80,000

Points

on Chase's website

Which cards do we carry?


Kelsey Sheehy, senior writer, small business

"The
Ink Business Preferred® Credit Card
was the first card I applied for when I started my business. I picked it because of the low annual fee, huge sign-up bonus and how easy it is to combine points with my other Chase cards. Sure, other travel cards have more bells and whistles, but the Ink Preferred still delivers outstanding value."

Other picks: Best business credit cards for travel

Al of our picks for the best business travel cards are chosen by our editorial team without outside input. The following cards are not available from our partners, but still worth considering in certain instances. Before applying, confirm details on the issuer’s website.

Citi® / AAdvantage Business™ World Elite Mastercard®

Best for: American Airlines rewards
NerdWallet star rating: 5
This card comes with a slew of valuable perks for businesses that regularly fly American. In addition to bonus points on flights, gas, rental cars and telecom service, you'll also get free checked bags, preferred boarding and in-flight discounts. Cardholders also get a companion certificate when they spend $30,000 or more in a year (and renew their card membership). The certificate can be redeemed for $99, plus taxes and fees, on any domestic flight.

U.S. Bank Business Altitude® Power Visa Signature® Card

Best for: 2X points on all spending
NerdWallet star rating: 4.7
The main selling point of this card: You earn 2X points on all spending, plus 2.5X points on up to $5,000 in mobile wallet purchases each quarter. You'll also earn elevated rewards on hotels and rental cars booked via the U.S. Bank Rewards Center and can snag a nice welcome offer if you hit spending requirements. But you'll have to hit it on your main card — purchases on employee cards don't count toward the welcome bonus spending requirement.

Other business travel cards to consider

How to choose a business travel credit card

1. Decide between general or co-branded

Want flexible rewards that are easy to redeem? General business travel cards, like the
Ink Business Preferred® Credit Card
and the
Capital One Spark Miles for Business
, offer travel points that you can cash in for flights, rental cars and hotel stays. You can also transfer points to select airline and hotel loyalty programs.
Loyal to a specific airline or hotel chain? Consider a co-branded airline or hotel business card. You’ll earn the most rewards — and get the most juice for points — with that specific brand, whether it be Hilton, United or Southwest.

2. Factor in added perks

Business travel cards deliver more than just miles or points. Some of the top options also include perks that can make your business travel more comfortable.
If you're in an airport more than an office, for example, a business travel card with free checked bags or statement credits for travel costs and/or trusted traveler programs (Global Entry, TSA PreCheck, Nexxus and Clear) can save you time and money. A business credit card with airport lounge access can make the time spent waiting for flights more comfortable, too.
Automatic elite status — a perk of most hotel cards — can be a draw for frequent hotel guests, particularly when that status means complimentary room upgrades and late checkout.

3. Weigh the annual fee

The annual fee for a business travel card can range from $95 to $695 per year, and generally speaking, the higher the fee the richer the rewards.
The Business Platinum Card® from American Express
, for example, includes statement credits for airline incidental fees and Dell purchases — plus lounge access and statement credits for Clear and TSA Precheck or Global Entry. These benefits can offset the card’s $
695
annual fee, but only if you use them (see ).
Can’t stomach an annual fee? The
Bank of America® Business Advantage Travel Rewards World Mastercard® credit card
is one of the few business credit cards for travel with no annual fee. Most cash-back business cards have no annual fee and some, like the
Ink Business Unlimited® Credit Card
, give you the option to redeem that cash back for travel.

What is the best business credit card for airline miles?

The
Ink Business Preferred® Credit Card
is the best business card for points and airline miles. You earn 3 points per $1 on the first $150,000 spent on all travel — flights, hotels, rental cars, etc. — as well as other common business expenses. And those points are worth 25% more when redeemed for travel through the Chase Rewards Portal.
Plus, there’s the welcome offer:
Earn 90,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.
Business travelers loyal to a specific airline can quickly rack up airline miles and status with a co-branded airline business card, like
The New United℠ Business Card
or the
Southwest® Rapid Rewards® Performance Business Credit Card
. These cards offer perks beyond airline miles, including things like free checked bags, in-flight discounts, companion certificates and statement credits, depending on the card.
To view rates and fees of
The Business Platinum Card® from American Express
, see this page.
To view rates and fees of the
American Express® Business Gold Card
, see this page.
To view rates and fees of the
Delta SkyMiles® Reserve Business American Express Card
, see this page.
To view rates and fees of the
Marriott Bonvoy Business® American Express® Card
, see this page.
To view rates and fees of
The Hilton Honors American Express Business Card
, see this page.
To view rates and fees of
The Blue Business® Plus Credit Card from American Express
, see this page.
Information related to the
CitiBusiness® / AAdvantage® Platinum Select® Mastercard®
has been collected by NerdWallet and has not been reviewed or provided by the issuer of this card.
*Information related to the Capital One® Spark® Miles Select for Business has been collected by NerdWallet and has not been reviewed or provided by the issuer of this card.
Last updated on May 13, 2025