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Best Business Travel Credit Cards of January 2025

Written by

Kelsey Sheehy

Edited by

Ryan Lane

Last updated on January 16, 2025

Fact checked and reviewed
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Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

A business travel credit card can earn you points or miles for your everyday expenses, giving you a boost toward your next trip. Many of the best business credit cards for travel offer added perks, too, like lounge access, free hotel stays or checked bags, and statement credits for Global Entry or Clear fees. Compare business travel cards with flat-rate rewards vs. those with bonus categories to find the best fit for your business.

Which cards do we carry?


Kelsey Sheehy, senior writer, small business

"The
Ink Business Preferred® Credit Card
was the first card I applied for when I started my business. I picked it because of the low annual fee, huge sign-up bonus and how easy it is to combine points with my other Chase cards. Sure, other travel cards have more bells and whistles, but the Ink Preferred still delivers outstanding value."

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

A business travel credit card can earn you points or miles for your everyday expenses, giving you a boost toward your next trip. Many of the best business credit cards for travel offer added perks, too, like lounge access, free hotel stays or checked bags, and statement credits for Global Entry or Clear fees. Compare business travel cards with flat-rate rewards vs. those with bonus categories to find the best fit for your business.

Which cards do we carry?


Kelsey Sheehy, senior writer, small business

"The
Ink Business Preferred® Credit Card
was the first card I applied for when I started my business. I picked it because of the low annual fee, huge sign-up bonus and how easy it is to combine points with my other Chase cards. Sure, other travel cards have more bells and whistles, but the Ink Preferred still delivers outstanding value."

Here are the best business travel credit cards

Best forNerdWallet ratingAnnual feeRewards rateIntro offerLearn more

Earning points on gas, transit

American Express® Business Gold Card

Apply now

on American Express' website

Rates & Fees

$375

1x-4x

Points

100,000

Points

Apply now

on American Express' website

Rates & Fees

Premium business travel card

Capital One Venture X Business

Apply now

on Capital One's website

Rates & Fees

$395

2x-10x

Miles

150,000

Miles

Apply now

on Capital One's website

Rates & Fees

Unlimited 2X points on all spending

Capital One Spark Miles for Business

Apply now

on Capital One's website

Rates & Fees

$0 intro for the first year, then $95

2x-5x

Points

50,000

Points

Apply now

on Capital One's website

Rates & Fees

Overall business travel card

Ink Business Preferred® Credit Card

Apply now

on Chase's website

$95

1x-3x

Points

90,000

Points

Apply now

on Chase's website

Business travel card with no annual fee

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

Apply now

on Bank of America's website

$0

1.5x

Points

30,000

Points

Apply now

on Bank of America's website

Luxury travel perks + airport lounge access

The Business Platinum Card® from American Express

Apply now

on American Express' website

Rates & Fees

$695

1x-5x

Points

150,000

Points

Apply now

on American Express' website

Rates & Fees

Airline miles + companion certificate

Delta SkyMiles® Reserve Business American Express Card

Apply now

on American Express' website

Rates & Fees

$650

1x-3x

Miles

80,000

Miles

Apply now

on American Express' website

Rates & Fees

Entry-level card for airline miles

United℠ Business Card

Apply now

on Chase's website

$0 intro for the first year, then $99

1x-2x

Miles

75,000

Miles

Apply now

on Chase's website

Free hotel stays

Marriott Bonvoy Business® American Express® Card

Apply now

on American Express' website

Rates & Fees

$125

2x-6x

Points

50,000

Points

Apply now

on American Express' website

Rates & Fees

Hotel rewards + welcome offer

The Hilton Honors American Express Business Card

Apply now

on American Express' website

Rates & Fees

$195

3x-12x

Points

130,000

Points

Apply now

on American Express' website

Rates & Fees

Long intro APR period.

The Blue Business® Plus Credit Card from American Express

Apply now

on American Express' website

Rates & Fees

$0

1x-2x

Points

15,000

Points

Apply now

on American Express' website

Rates & Fees

4X points on all travel

U.S. Bank Business Altitude™ Connect World Elite Mastercard®

Apply now

on U.S. Bank's website

Rates & Fees

$0 intro for the first year, then $95

1x-5x

Points

60,000

Points

Apply now

on U.S. Bank's website

Rates & Fees

Corporate travel rewards card (venture-backed startups).

Brex Card

Apply now

on Brex's website

$0

1x-7x

Points

10,000

Points

Apply now

on Brex's website

Earning status on Southwest

Southwest® Rapid Rewards® Performance Business Credit Card

Apply now

on Chase's website

$199

1x-4x

Points

80,000

Points

Apply now

on Chase's website

Corporate travel rewards card (large businesses)

U.S. Bank Commercial Rewards Card

Apply now

on U.S. Bank's website

No annual fee for free plan. Paid plan available.

1x-5x

Points

N/A

Apply now

on U.S. Bank's website

I'M INTERESTED IN:

Our pick for

Earning points on gas, transit

American Express® Business Gold Card

User icon

Your rating

Question mark icon

Your rating

Question mark icon

Read Review
Apply now

on American Express' website

Annual fee
$375
Rewards rate
1x-4x Points
Intro offer
100,000 Points

Pros

  • Transfer partners
  • New cardholder bonus offer
  • Intro APR period
  • High reward rate in bonus categories

Cons

  • High annual fee
  • Complicated rewards
  • Spending caps on bonus rewards

American Express® Business Gold Card

NerdWallet rating 

NerdWallet's logo4.3/5
User icon

Your rating

Question mark icon

Your rating

Question mark icon

on American Express' website

Annual fee
$375
Rewards rate
1x-4x Points
Intro offer
100,000 Points

Our pick for

Premium business travel card

Capital One Venture X Business

User icon

Your rating

Question mark icon

Your rating

Question mark icon

Read Review
Apply now

on Capital One's website

Annual fee
$395
Rewards rate
2x-10x Miles
Intro offer
150,000 Miles

Pros

  • High rewards rate
  • New cardholder bonus offer
  • Priority Pass lounge membership
  • Annual travel credit, bonus points
  • Statement credit for Global Entry, TSA PreCheck®

Cons

  • High annual fee
  • Requires excellent credit
  • Balance must be paid in full every month

Capital One Venture X Business

NerdWallet rating 

NerdWallet's logo4.9/5
User icon

Your rating

Question mark icon

Your rating

Question mark icon

on Capital One's website

Annual fee
$395
Rewards rate
2x-10x Miles
Intro offer
150,000 Miles

Our pick for

Unlimited 2X points on all spending

Capital One Spark Miles for Business

User icon

Your rating

Question mark icon

Your rating

Question mark icon

Read Review
Apply now

on Capital One's website

Annual fee
$0 intro for the first year, then $95
Rewards rate
2x-5x Points
Intro offer
50,000 Points

Pros

  • High rewards rate
  • New cardholder bonus offer
  • No reward caps
  • Statement credit for Global Entry, TSA PreCheck®
  • Annual fee waived for first year

Cons

  • Reports all card activity to consumer credit bureaus
  • Does not include lounge access or automatic elite status

Capital One Spark Miles for Business

NerdWallet rating 

NerdWallet's logo4.7/5
User icon

Your rating

Question mark icon

Your rating

Question mark icon

on Capital One's website

Annual fee
$0 intro for the first year, then $95
Rewards rate
2x-5x Points
Intro offer
50,000 Points