Best Hotel Business Credit Cards of June 2025

Hotel business credit cards from brands like Hilton, Marriott and Wyndham deliver perks like free stays, elite status and room upgrades. The best choice depends almost entirely on where you like to stay.
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Best Small Business Credit Card 2025
Ink Business Unlimited℠ Credit Card
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Best small-business credit card

Ink Business Unlimited® Credit Card

on Chase's website

Best Hotel Business Credit Cards

Credit card Best for NerdWallet rating Annual fee Rewards rate Intro offer Learn more
The Hilton Honors American Express Business Card

The Hilton Honors American Express Business Card

on American Express' website

Welcome bonus

$195

3x-12x

Points

130,000

Points

on American Express' website

Pros

  • High rewards rate
  • Automatic elite status
  • New cardholder bonus offer
  • Annual Hilton travel credit

Cons

  • High annual fee
  • No free anniversary night
  • Rewards have limited flexibility
Chase World of Hyatt Business Credit Card

World of Hyatt Business Credit Card

on Chase's website

Elite status

$199

1x-9x

Points

60,000 Points + Explorist status

Points

on Chase's website

Pros

  • New cardholder bonus offer
  • High rewards rate
  • Automatic elite status
  • Points have a high redemption value
  • Annual Hyatt travel credit

Cons

  • No free anniversary night
  • Rewards have limited flexibility
Marriott Bonvoy Business® American Express® Card

Marriott Bonvoy Business® American Express® Card

on American Express' website

Overall hotel business card

$125

2x-6x

Points

3 Free Night Awards

Points

on American Express' website

Pros

  • High rewards rate
  • Automatic elite status
  • Free night reward on cardholder anniversary
  • New cardholder bonus offer

Cons

  • Rewards have limited flexibility
IHG&® One Rewards Premier Business Credit Card

IHG One Rewards Premier Business Credit Card

on Chase's website

Bonus category rewards

$99

3x-26x

Points

140,000

Points

on Chase's website

Pros

  • High rewards rate
  • Automatic elite status
  • New cardholder bonus offer
  • Free night reward on cardholder anniversary
  • Statement credit for Global Entry, TSA PreCheck® or NEXUS

Cons

  • Has annual fee
  • Rewards have limited flexibility
  • Low point redemption value
Credit card Best for NerdWallet rating Annual fee Rewards rate Intro offer Learn more
The Hilton Honors American Express Business Card

The Hilton Honors American Express Business Card

on American Express' website

Welcome bonus

$195

3x-12x

Points

130,000

Points

on American Express' website

Chase World of Hyatt Business Credit Card

World of Hyatt Business Credit Card

on Chase's website

Elite status

$199

1x-9x

Points

60,000 Points + Explorist status

Points

on Chase's website

Marriott Bonvoy Business® American Express® Card

Marriott Bonvoy Business® American Express® Card

on American Express' website

Overall hotel business card

$125

2x-6x

Points

3 Free Night Awards

Points

on American Express' website

IHG&® One Rewards Premier Business Credit Card

IHG One Rewards Premier Business Credit Card

on Chase's website

Bonus category rewards

$99

3x-26x

Points

140,000

Points

on Chase's website

Here are the best hotel business credit cards

The Hilton Honors American Express Business Card

Best for Welcome bonus

Annual fee
$195

Rewards rate
3x-12x

Points

Intro offer
130,000

Points

on American Express' website

The Hilton Honors American Express Business Card

Best for Welcome bonus

Annual fee
$195

Rewards rate
3x-12x

Points

Intro offer
130,000

Points

on American Express' website

World of Hyatt Business Credit Card

Best for Elite status

Annual fee
$199

Rewards rate
1x-9x

Points

Intro offer
60,000 Points + Explorist status

Points

on Chase's website

World of Hyatt Business Credit Card

Best for Elite status

Annual fee
$199

Rewards rate
1x-9x

Points

Intro offer
60,000 Points + Explorist status

Points

on Chase's website

Marriott Bonvoy Business® American Express® Card

Best for Overall hotel business card

Annual fee
$125

Rewards rate
2x-6x

Points

Intro offer
3 Free Night Awards

Points

on American Express' website

Marriott Bonvoy Business® American Express® Card

Best for Overall hotel business card

Annual fee
$125

Rewards rate
2x-6x

Points

Intro offer
3 Free Night Awards

Points

on American Express' website

IHG One Rewards Premier Business Credit Card

Best for Bonus category rewards

Annual fee
$99

Rewards rate
3x-26x

Points

Intro offer
140,000

Points

on Chase's website

IHG One Rewards Premier Business Credit Card

Best for Bonus category rewards

Annual fee
$99

Rewards rate
3x-26x

Points

Intro offer
140,000

Points

on Chase's website

Other picks: Best hotel business credit cards

The following business credit cards are not available through NerdWallet. Before applying, confirm card details on the issuer's website.

Wyndham Rewards® Earner℠ Business Credit Card

Our pick for: Low-fee hotel business card
NerdWallet rating: 4.8
The Wyndham Rewards® Earner℠ Business Credit Card doesn't quite stack up versus our other picks in terms of welcome offer or ongoing rewards. However, it does charge a lower fee ($95) than the other business hotel cards on this list and comes with automatic Wyndham Rewards Diamond status (which includes perks like suite upgrades and late checkout). Considering Wyndham's wide selection of hotels — more than 9,000 across its portfolio — this card still provides solid utility. Learn more.

Hotel business cards vs. business travel cards

Hotel business cards offer some eye-popping rewards rates — as much as 10 to 12 points per dollar — with added points for holding elite status with the brand (another perk included with hotel cards). But the biggest rewards, and best value for redemption, are within that specific hotel brand’s network of properties.
A general business travel card, on the other hand, typically earns bonus points on all travel, as well as restaurants, gas and other business expenses. You won’t earn 10x points, but you will have the flexibility to redeem your points on any travel expense — flights, rental cars, hotels, etc. — and can often transfer points to airline and hotel partners.

Should you get a hotel business credit card?

If you have the freedom to pick and choose which hotel you stay at on business travel, a branded hotel business card can pay off in a big way. But if you want or need more flexibility, a business travel card is often the best choice.
Alternatively, you can also carry both a hotel card and a travel card in your business wallet. Use your branded card for hotel stays and your general travel card for all other expenses to maximize your rewards and redemption options.
Notes from card issuers
To view rates and fees of the Marriott Bonvoy Business® American Express® Card, see this page.
To view rates and fees of The Hilton Honors American Express Business Card, see this page.
Last updated on June 5, 2025