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Best Hotel Business Credit Cards of February 2024

By Kelsey Sheehy
Last updated on February 15, 2024
Edited byRyan Lane
Fact checked and reviewed

⏰ Estimated read time: 5 minutes

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Hotel business credit cards come with serious perks, like free stays, elite status, room upgrades and massive sign-up bonuses. If your work requires frequent out-of-town trips, a hotel card can be a great complement to your main business credit card.
Hotel cards are tied to a specific chain, like Hilton, Marriott or Wyndham. You earn the most when you spend at its properties — as much as double-digit points for each dollar with some options — and rewards carry the most weight when redeemed for nights with that brand. That means the right hotel business credit card for you depends almost entirely on where you like to stay.
Don’t want to be tied to a specific hotel brand? Consider a general business travel card with rewards that can be redeemed on a wide variety of travel expenses.
Note: Some of our selections can be applied for through NerdWallet, and some cannot. Below, you’ll find application links for the credit cards from our partners that are available through NerdWallet, followed by the full list of our picks.

Looking for a business credit card?

See our overall favorites, or choose your business type to find the best options for you.

Our top overall picks

on Nerdwallet's secure site

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Hotel business credit cards come with serious perks, like free stays, elite status, room upgrades and massive sign-up bonuses. If your work requires frequent out-of-town trips, a hotel card can be a great complement to your main business credit card.
Hotel cards are tied to a specific chain, like Hilton, Marriott or Wyndham. You earn the most when you spend at its properties — as much as double-digit points for each dollar with some options — and rewards carry the most weight when redeemed for nights with that brand. That means the right hotel business credit card for you depends almost entirely on where you like to stay.
Don’t want to be tied to a specific hotel brand? Consider a general business travel card with rewards that can be redeemed on a wide variety of travel expenses.
Note: Some of our selections can be applied for through NerdWallet, and some cannot. Below, you’ll find application links for the credit cards from our partners that are available through NerdWallet, followed by the full list of our picks.

Looking for a business credit card?

See our overall favorites, or choose your business type to find the best options for you.

Our top overall picks

on Nerdwallet's secure site

Here are the best hotel business credit cards from our partners

Credit cardNerdWallet ratingAnnual feeRewards rateIntro offerLearn more

The Hilton Honors American Express Business Card

Apply now

on American Express' website

Rates & Fees

4.9/5
$95

3x-12x

Points

130,000

Points

Apply now

on American Express' website

Rates & Fees

World of Hyatt Business Credit Card

Apply now

on Chase's website

5.0/5
$199

1x-9x

Points

60,000

Points

Apply now

on Chase's website

Marriott Bonvoy Business® American Express® Card

Apply now

on American Express' website

Rates & Fees

5.0/5
$125

2x-6x

Points

N/A

Apply now

on American Express' website

Rates & Fees

IHG® One Rewards Premier Business Credit Card

Apply now

on Chase's website

5.0/5
$99

3x-26x

Points

140,000

Points

Apply now

on Chase's website

Credit cardNerdWallet ratingAnnual feeRewards rateIntro offerLearn more

The Hilton Honors American Express Business Card

Apply now

on American Express' website

Rates & Fees

4.9/5
$95

3x-12x

Points

130,000

Points

Apply now

on American Express' website

Rates & Fees

World of Hyatt Business Credit Card

Apply now

on Chase's website

5.0/5
$199

1x-9x

Points

60,000

Points

Apply now

on Chase's website

Marriott Bonvoy Business® American Express® Card

Apply now

on American Express' website

Rates & Fees

5.0/5
$125

2x-6x

Points

N/A

Apply now

on American Express' website

Rates & Fees

IHG® One Rewards Premier Business Credit Card

Apply now

on Chase's website

5.0/5
$99

3x-26x

Points

140,000

Points

Apply now

on Chase's website

I'M INTERESTED IN:

The Hilton Honors American Express Business Card

Read Review
Apply now

on American Express' website

Annual fee
$95
Rewards rate
3x-12x Points
Intro offer
130,000 Points
This card has one of the best welcome offers around and cardholders get automatic Hilton Honors Gold status, which comes with perks like room upgrades at select hotels and complimentary breakfast or daily food and beverage credits. Plus, you get 10 free visits to Priority Pass lounges each year, a benefit no other hotel card offers.

The Hilton Honors American Express Business Card

NerdWallet rating 

4.9/5
Apply now

on American Express' website

Annual fee
$95
Rewards rate
3x-12x Points
Intro offer
130,000 Points

World of Hyatt Business Credit Card

Read Review
Apply now

on Chase's website

Annual fee
$199
Rewards rate
1x-9x Points
Intro offer
60,000 Points
You’ll get travel-friendly perks like roadside assistance, primary collision coverage for rental cars and trip cancellation and interruption insurance.

World of Hyatt Business Credit Card

NerdWallet rating 

5.0/5
Apply now

on Chase's website

Annual fee
$199
Rewards rate
1x-9x Points
Intro offer
60,000 Points

Marriott Bonvoy Business® American Express® Card

Read Review
Apply now

on American Express' website

Annual fee
$125
Rewards rate
2x-6x Points
Intro offer
N/A
Cardholders get a free night each year and automatic Gold Elite status, which comes with perks like late checkout and complimentary room upgrades (when available).

Marriott Bonvoy Business® American Express® Card

NerdWallet rating 

5.0/5
Apply now

on American Express' website

Annual fee
$125
Rewards rate
2x-6x Points
Intro offer
N/A

IHG® One Rewards Premier Business Credit Card

Read Review
Apply now

on Chase's website

Annual fee
$99
Rewards rate
3x-26x Points
Intro offer
140,000 Points
You can earn up to 26 total points per dollar spent at IHG properties: 10 points through your card, 10 points as an IHG rewards member and 6 points with IHG Platinum Elite status.

IHG® One Rewards Premier Business Credit Card

NerdWallet rating 

5.0/5
Apply now

on Chase's website

Annual fee
$99
Rewards rate
3x-26x Points
Intro offer
140,000 Points

NerdWallet's editorial picks: Best hotel business credit cards

The Hilton Honors American Express Business Card
is an outstanding small-business hotel credit card — though a little unusual. It comes with rich ongoing rewards, automatic elite status with Hilton and 10 free visits to select airport lounges each year (a rare perk for hotel cards). Plus, with 6x points at gas stations, this card doubles as a business gas card. But rather than automatically granting a free night each year, like most hotel cards with annual fees, you have to spend at least $15,000 per calendar year to earn a free weekend night. Terms apply. Learn more and apply.
Hyatt isn't as big as its competitors, but the
World of Hyatt Business Credit Card
is worth a look for business owners who spend a lot of time on the road. You can earn a lot of points on Hyatt spending, and those points have a high value compared with rival programs, plus you'll earn bonus points on your top two non-Hyatt spending categories each quarter. There's also a great sign-up bonus, automatic elite status and more. Learn more and apply.
The
Marriott Bonvoy Business® American Express® Card
can pay for itself just with the automatic free night's stay every year. Add in the included elite status, generous rewards, a dandy welcome offer and more, and it's hard to go wrong. Terms apply. Learn more and apply.
The
IHG® One Rewards Premier Business Credit Card
is a must-have if you frequent hotels under the InterContinental Hotel Group umbrella (Holiday Inn, Crowne Plaza, Kimpton and Intercontinental, to name a few). This card has a killer welcome bonus, a free anniversary night, automatic elite status and a slew of other travel-friendly perks. Learn more and apply.
The
Wyndham Rewards® Earner℠ Business Credit Card
rewards you well for Wyndham stays, while also earning bonus points in popular business categories, including gas, marketing and advertising expenses. It offers automatic Wyndam Rewards Diamond status, which comes with perks like suite upgrades and late checkout, plus bonus points each card anniversary. Learn more and apply.

Hotel business cards vs. business travel cards

Hotel business cards offer some eye-popping rewards rates — as much as 10 to 12 points per dollar — with added points for holding elite status with the brand (another perk included with hotel cards). But the biggest rewards, and best value for redemption, are within that specific hotel brand’s network of properties.
A general business travel card, on the other hand, typically earns bonus points on all travel, as well as restaurants, gas and other business expenses. You won’t earn 10x points, but you will have the flexibility to redeem your points on any travel expense — flights, rental cars, hotels, etc. — and can often transfer points to airline and hotel partners.
Which should you choose? If you have the freedom to pick and choose which hotel you stay at on business travel, a branded hotel business card can pay off in a big way. But if you want or need more flexibility, a business travel card is often the best choice.
Alternatively, you can also carry both a hotel card and a travel card in your business wallet. Use your branded card for hotel stays and your general travel card for all other expenses to maximize your rewards and redemption options.

🤓 Nerdy Tip

Compare business hotel cards to personal hotel credit cards. You may find a lower annual fee or a higher sign-up bonus. Consumer cards will lack business features like free employee cards, though, and have bonus categories aligned with personal spending rather than business spending.
Last updated on February 15, 2024

Methodology

NerdWallet's Credit Cards team selects the best credit cards for small business based on overall consumer value, as evidenced by star ratings, as well as their suitability for specific kinds of small-business operators. Factors in our evaluation include annual and other fees, rewards rates, the earning structure (for example, flat-rate rewards versus bonus categories), redemption options, bonus offers for new cardholders, introductory and ongoing APRs, and other noteworthy features such as special financing arrangements, free cards for employees or tools for managing business expenses. Learn more how NerdWallet rates credit cards.
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