Southwest® Rapid Rewards® Performance Business Credit Card

Southwest® Rapid Rewards® Performance Business Credit Card

on Chase's website

Southwest® Rapid Rewards® Performance Business Credit Card

Southwest® Rapid Rewards® Performance Business Credit Card

Southwest® Rapid Rewards® Performance Business Credit Card

on Chase's website

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Card details

  • Earn 80,000 points after you spend $5,000 on purchases in the first 3 months.

  • 9,000 bonus points after your Cardmember anniversary.

  • Earn 4X points on Southwest® purchases.

  • Earn 3X points on Rapid Rewards® hotel and car partners.

  • Earn 2X points on rideshare.

  • Earn 2X points on social media and search engine advertising, internet, cable, and phone services and 1X points on all other purchases.

  • 4 Upgraded Boardings per year when available.

  • Global Entry or TSA PreCheck® Fee Credit.

Rates, fees & offers

  • Annual fee

    $199

  • Rewards rate

    1x-4x

  • Bonus offer

    Earn 80,000 points after you spend $5,000 on purchases in the first 3 months.

  • Intro APR

    N/A

  • Ongoing APR

    APR: 16.24%-23.24% Variable APR

    Cash Advance APR: 25.24%, Variable

    Penalty APR: 29.99%, Variable

  • Balance transfer fee

    Either $5 or 5% of the amount of each balance transfer, whichever is greater.

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Learn more
Annual fee

$199

Annual fee

$99

Annual fee

$95

Regular APR

16.24%-23.24% Variable APR

Regular APR

16.24%, 20.24% or 25.24%, Variable APR

Rates & Fees

Regular APR

16.74%-23.74% Variable APR

Intro APR

N/A

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

NerdWallet review

By Melissa Lambarena

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Rating details

4.8

Editor's overall rating

Pros and cons

Pros
  • High rewards rate

  • Anniversary perk

  • No reward caps

Cons
  • High annual fee

  • Rewards have limited flexibility

With plenty of perks and opportunities for rewards, the Southwest® Rapid Rewards® Performance Business Credit Card can offer Southwest loyalists a bit of a glimpse into the premium travel experience.

Key features include:

-A $199 annual fee.

-Earn 80,000 points after you spend $5,000 on purchases in the first 3 months.

-3 points per $1 spent on qualifying Southwest Airlines purchases.

-2 points per $1 spent on social media and search engine advertising, internet, cable and phone services.

-1 point per $1 spent on all other purchases.

-9,000 bonus points each account anniversary year.

You'll also get useful perks such as four upgraded boardings each anniversary year (when available), in-flight Wi-Fi credits, and a statement credit for a Global Entry or TSA Precheck application fee.