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Best No Annual Fee Credit Cards of 2019

NerdWallet

Last updated on March 18, 2019

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NerdWallet's Best No Annual Fee Credit Cards of 2019

Our pick for

Flat-rate cash back

Citi® Double Cash Card

on Citibank's secure application

on Citibank's secure application

Annual Fee

$0

Regular APR

15.74% - 25.74% Variable APR

Intro APR

0% on Balance Transfers for 18 months

recommended credit score

Our pick for

Bonus category cash back

Discover It Credit Card

on Discover's secure website, or call (800) 347-0264

Rates & Fees

on Discover's secure website, or call (800) 347-0264

Rates & Fees
Annual Fee

$0

Regular APR

14.24% - 25.24% Variable APR

Intro APR

0% on Purchases and Balance Transfers for 14 months

recommended credit score

Our pick for

Flat-rate travel rewards

Bank of America BankAmericard Travel Rewards® Credit Card Credit Card

on Bank of America's secure website, or call (800) 211-3740

on Bank of America's secure website, or call (800) 211-3740

Annual Fee

$0

Regular APR

17.24% - 25.24% Variable APR

Intro APR

0% on Purchases for 12 billing cycles

recommended credit score

Our pick for

0% intro APR period

US Bank Visa Platinum Credit Card

on US Bank's secure website

Rates & Fees

on US Bank's secure website

Rates & Fees
Annual Fee

$0

Regular APR

14.74% - 25.74% Variable APR

Intro APR

0%* on purchases and balance transfers for 18 billing cycles*

recommended credit score

Our pick for

Dining and entertainment rewards

Capital One® SavorOneSM Cash Rewards Credit Card

on Capital One's secure website

on Capital One's secure website

Annual Fee

$0

Regular APR

16.24% - 26.24% Variable APR

Intro APR

0% on Purchases and Balance Transfers for 15 months

recommended credit score

Our pick for

Small business

Chase Ink Business Cash Credit Card Credit Card

on Chase's secure website

on Chase's secure website

Annual Fee

$0

Regular APR

15.49% - 21.49% Variable APR

Intro APR

0% on Purchases and Balance Transfers for 12 months

recommended credit score

Our pick for

Airline card

The United℠ TravelBank Card

on Chase's secure website

on Chase's secure website

Annual Fee

$0

Regular APR

18.24% - 25.24% Variable APR

Intro APR

N/A

recommended credit score

Information related to the United℠ TravelBank Card has been collected by NerdWallet and has not been reviewed or provided by the issuer of this card.

Last updated on March 18, 2019

Methodology

NerdWallet's credit cards team selects the best cards in each category based on overall consumer value. Factors in our evaluation include fees, promotional and ongoing APRs, and sign-up bonuses; for rewards cards, we consider earning and redemption rates, redemption options and redemption difficulty. A single card is eligible to be chosen in multiple categories.