Ink Business Cash® Credit Card
on Chase's website
Ink Business Cash® Credit Card
Card details
Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring.
With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
No Annual Fee
Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
0% introductory APR for 12 months on purchases
Rates, fees & offers
Annual fee
$0
Rewards rate
1%-5%
Bonus offer
Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
Intro APR
0% intro APR on Purchases for 12 months
Ongoing APR
APR: 13.24% - 19.24% Variable APR
Cash Advance APR: 24.99%, Variable
Balance transfer fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Foreign transaction fee
3% of each transaction in U.S. dollars
Recommended credit score
Compare to other cards
Annual Fee$0 | Annual Fee$95 | Annual Fee$0 intro for the first year, then $95 |
Regular APR13.24% - 19.24% Variable APR | Regular APR15.99% - 22.99% Variable APR | |
Intro APR0% intro APR on Purchases for 12 months | Intro APRN/A | Intro APR0% intro APR on Purchases for 12 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Erin El Issa
Rating details
4.4
Editor's overall rating
Pros and cons
Pros
No annual fee
Intro APR period
New cardholder bonus offer
Cons
Requires good/excellent credit
Low rate outside bonus categories
Spending caps on bonus rewards
If your business is looking for a new rewards credit card, look no further than the Ink Business Cash® Credit Card. One of the best business cash rewards cards on the market, it offers 5% back on up to $25,000 in spending on office supply store purchases and internet/cable/phone services. It also gives 2% back on the first $25,000 spent at gas stations and restaurants combined, and 1% back on everything else. In case that's not enough – here, have a sign-up bonus: Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
The Ink Business Cash® Credit Card has a $0 annual fee and a 0% intro APR on Purchases for 12 months, and then the ongoing APR of 13.24% - 19.24% Variable APR.
This card is best for businesses that spend a lot on the bonus categories, but not ideal if they spend more than $25,000 a year on office supplies and internet/cable/telecom services combined. Also, frequent travelers should choose a business card that rewards travel purchases and allows for travel redemption.
Want to learn more? Check out our full review of the Ink Business Cash® Credit Card for more information.
