Best of

Best Gas Credit Cards of April 2019

NerdWalletApril 24, 2019

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NerdWallet's Best Gas Credit Cards of April 2019

Our pick for

Overall spending

Wells Fargo Wells Fargo Propel American Express (R) Card Credit Card

on Wells Fargo's website

4.0

NerdWallet rating 

on Wells Fargo's website

Annual Fee

$0

Regular APR

16.24% - 27.24% Variable APR

Intro APR

0% APR for 12 months on purchases and qualifying balance transfers

recommended credit score

The Wells Fargo Propel American Express® Card lacks some of the premium perks that other travel credit cards offer. But it pays great rewards on gas while giving you a reason to use it on other spending, too.

Our pick for

Families

American Express Blue Cash Preferred Credit Card

on American Express's website, or call (866) 512-6673

Rates & Fees

4.2

NerdWallet rating 

on American Express's website, or call (866) 512-6673

Rates & Fees
Annual Fee

$95

Regular APR

15.24% - 26.24% Variable APR

Intro APR

0% on Purchases and Balance Transfers for 12 months

recommended credit score

The rewards structure of the Blue Cash Preferred® Card from American Express is unusually generous to people who spend a lot on gas and groceries, such as those with families and long commutes. No cap on gas rewards means that even if you’re a salesperson with a multistate territory, you'll be able to fill your tank all year long without getting bumped to a lower rewards rate.

Our pick for

Smaller spenders

Bank of America® Cash Rewards Credit Card

on Bank of America's website, or call (877) 754-6706

3.6

NerdWallet rating 

on Bank of America's website, or call (877) 754-6706

Annual Fee

$0

Regular APR

16.24% - 26.24% Variable APR

Intro APR

0% on Purchases for 12 billing cycles and 0% on Balance Transfers for 12 billing cycles for balance transfers made in the first 60 days

recommended credit score

The Bank of America® Cash Rewards credit card is already a good card for certain purchases, but if you’re a Bank of America® customer and can qualify for Preferred Rewards, this card becomes exceptional for use at the pump. But mind the quarterly spending cap.

Our pick for

Strategic quarterly use

Chase Freedom Credit Card

on Chase's website

4.1

NerdWallet rating 

on Chase's website

Annual Fee

$0

Regular APR

17.24% - 25.99% Variable APR

Intro APR

0% on Purchases and Balance Transfers for 15 months

recommended credit score

The Chase Freedom® has traditionally offered gas purchases as a bonus category at least one quarter a year, and earning 5% back at the pump with an annual fee of $0 is hard to beat. Still, this card does require some maintenance.

Our pick for

Wholesale club members

Synchrony Bank Sams Club Mastercard Credit Card

on Synchrony Bank's website

3.5

NerdWallet rating 

on Synchrony Bank's website

Annual Fee

$0

Regular APR

17.15% - 25.15% Variable

Intro APR

N/A

recommended credit score

If you’re a Costco member, that store's co-branded credit card is a fine choice with a robust rewards rate on gas purchases. But if you don’t already have a wholesale club membership, the Sam's Club Mastercard offers more as a gas credit card, and a basic membership to Sam's Club costs less, too, at $45 a year.

Last updated on April 24, 2019

Methodology

NerdWallet's credit cards team selects the best cards in each category based on overall consumer value. Factors in our evaluation include fees, promotional and ongoing APRs, and sign-up bonuses; for rewards cards, we consider earning and redemption rates, redemption options and redemption difficulty. A single card is eligible to be chosen in multiple categories.
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