Sam’s Club Mastercard Review: Great for Gas and Premium-Tier Sam’s Members

It offers rich rewards on gas, EV charging and dining, and Sam's Club 'Plus' members can also earn a high rate on shopping with the wholesale club. But the card is less appealing for lower-tier Sam's Club members.
Jun 27, 2022

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Our Take


NerdWallet rating 
The bottom line:

It's worth considering if you're a Sam's Club "Plus" member. But if you're only a "Club"-level member, you won't get any bonus rewards for using it at the store. Other less-complicated cash-back cards may work better for you.

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Synchrony Bank Sams Club Mastercard Credit Card
Sam's Club® Mastercard®
Annual fee
Regular APR
17.15%-25.15%, Variable
Intro APR
Rec. credit score
690-850 (Good - Excellent)


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