Best of

Best Hotel Credit Cards of April 2019

NerdWalletApril 23, 2019

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NerdWallet's Best Hotel Credit Cards of April 2019

Our pick for

Easy redemption and Hotels.com users

Capital One® Venture® Rewards Credit Card

on Capital One's website

on Capital One's website

Annual Fee

$95

Waived first year

Regular APR

17.99% - 25.24% Variable APR

Intro APR

N/A

recommended credit score

For easy earning and redemption, the Capital One® Venture® Rewards Credit Card is tough to beat, whether you want to redeem miles for hotel stays, flights, cab rides or cruises.

Our pick for

Point transfers to hotel programs

Chase Sapphire Preferred Credit Card

on Chase's website

on Chase's website

Annual Fee

$95

Regular APR

18.24% - 25.24% Variable APR

Intro APR

N/A

recommended credit score

If you stay mostly at one company's hotel brands, a co-branded card might provide specific benefits that the Chase Sapphire Preferred® Card does not. But if you want flexibility in earning and transferring points for outsized value when redeeming, this is a top pick.

Our pick for

Orbitz users

Comenity Capital Bank Orbitz Rewards Visa Card Credit Card

on Comenity Capital Bank's website

on Comenity Capital Bank's website

Annual Fee

$0

Regular APR

17.99% - 26.99% Variable

Intro APR

N/A

recommended credit score

Among hotel rewards cards, the Orbitz Rewards Visa Card has some of the highest earning potential. But you’ll have to jump through hoops to get the best rewards, and you can spend them only on hotel bookings.

Our pick for

Marriott

Marriott Bonvoy Boundless™ Credit Card

on Chase's website

on Chase's website

Annual Fee

$95

Regular APR

18.24% - 25.24% Variable APR

Intro APR

N/A

recommended credit score

The Marriott Bonvoy Boundless™ Credit Card is a worthwhile card whose benefits — especially a free night every year — can easily make up for its annual fee. Not only does Marriott have a wide selection of locations, both economy and upscale, but the card doesn't limit you to using points only for hotel stays.

Our pick for

Hilton

Hilton Honors Ascend

on American Express's website

Rates & Fees

on American Express's website

Rates & Fees
Annual Fee

$95

Regular APR

17.99% - 26.99% Variable APR

Intro APR

N/A

recommended credit score

If you're loyal to hotels under the Hilton umbrella, the Hilton Honors American Express Ascend Card can more than pay for itself despite relatively low rewards-point values. You’ll be able to hold on to your automatic Gold status as long as you’re a cardholder, making it easier to rack up rewards and earn free stays.

Our pick for

Holiday Inn/IHG

IHG® Rewards Club Premier Credit Card

on Chase's website

on Chase's website

Annual Fee

$89

Regular APR

18.24% - 25.24% Variable APR

Intro APR

N/A

recommended credit score

If you stay at the brands of InterContinental Hotel Group, the IHG® Rewards Club Premier Credit Card can be well worth its annual fee for the free anniversary night alone, and you’ll enjoy Platinum Elite status as long as you have the card.

Our pick for

Hyatt

The World Of Hyatt Credit Card

on Chase's website

on Chase's website

Annual Fee

$95

Regular APR

18.24% - 25.24% Variable APR

Intro APR

N/A

recommended credit score

If you prefer to stay at Hyatt-brand hotels, the The World Of Hyatt Credit Card can be worth its annual fee for the free anniversary night alone. You’ll enjoy high point values, Discoverist elite status as long as you have the card, and useful everyday bonus spending categories.

Our pick for

Best Western

Barclaycard Best Western Credit Card

on First Bankcard's website

on First Bankcard's website

Annual Fee

$0

Regular APR

20.99% - 24.99% Variable APR

Intro APR

N/A

recommended credit score

If you’re a fan of Best Western-owned hotel properties, the Best Western Rewards® Mastercard® offers solid rewards for a card that charges an annual fee of $0. While you will get elite status, you won’t be getting premium perks, such as free anniversary nights, that cards with fees usually offer.

How much is a hotel point worth?

By Joe Cortez, NerdWallet point and miles expert

NerdWallet researched the cash prices and reward-redemption values for hundreds of hotel rooms in both the U.S. and abroad. The tables below show average point values derived from that research.

Average value per point/mile, in cents
Hotel group Domestic International Overall
Hyatt 1.8 1.5 1.7
Marriott 0.8 0.7 0.8
Wyndham 0.7 0.7 0.7
Choice 0.7 0.8 0.7
IHG 0.6 0.5 0.6
Best Western 0.5 0.6 0.6
Hilton 0.4 0.4 0.4
Radisson 0.3 0.3 0.3

Major hotel brands and their credit cards

Although dozens of hotel chains operate in the U.S., most of the major brands are owned by a handful of companies. The table below lists major hotel companies, their best-known brands and NerdWallet's recommended credit card for each:

Hotel company Major brands Recommended credit card
Best Western Hotels & Resorts Best Western, SureStay Best Western Rewards® Mastercard®
Choice Hotels Cambria, Clarion, Comfort Inn, Econo Lodge, Mainstay, Quality, Rodeway Inn, Sleep Inn Choice Privileges® Visa® Card
Hilton Hotels & Resorts DoubleTree, Embassy Suites, Hampton Inn, Hilton, Hilton Garden Inn, Waldorf-Astoria Hilton Honors American Express Ascend Card
Hyatt Hotels Andaz, Hyatt, Grand Hyatt, Hyatt Regency, Park Hyatt The World Of Hyatt Credit Card
InterContinental Hotel Group (IHG) Candlewood Suites, Crowne Plaza, Holiday Inn, InterContinental, Staybridge Suites IHG® Rewards Club Premier Credit Card
Marriott International (including the former Starwood Hotels & Resorts) Aloft, Courtyard, Delta, Fairfield, Four Points, Marriott, Renaissance, Residence Inn, Ritz-Carlton, Sheraton, Springhill Suites, Towneplace Suites, W Hotels, Westin Marriott Bonvoy Boundless™ Credit Card
Radisson Hotel Group Country Inn & Suites, Park Inn, Park Plaza, Radisson, Radisson Blu, Red Radisson Radisson Rewards™ Premier Visa Signature® Card
Wyndham Hotels & Resorts Baymont Inn & Suites, Days Inn, Hawthorn Suites, Howard Johnson, La Quinta, Microtel, Ramada, Super 8, Travelodge, Wingate, Wyndham Wyndham Rewards® Visa® Card

To view rates and fees of the Hilton Honors American Express Ascend Card, please visit this page.

Last updated on April 23, 2019

Methodology

NerdWallet's credit cards team selects the best cards in each category based on overall consumer value. Factors in our evaluation include fees, promotional and ongoing APRs, and sign-up bonuses; for rewards cards, we consider earning and redemption rates, redemption options and redemption difficulty. A single card is eligible to be chosen in multiple categories.