Best Credit Cards for Restaurants of March 2019

NerdWallet

Last updated on March 19, 2019

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Capital One® Savor℠ Cash Rewards Credit Card

on Capital One's secure website

on Capital One's secure website

Annual Fee

$95

Waived first year

Regular APR

16.74% - 25.74% Variable APR

Intro APR

N/A

recommended credit score

Capital One® SavorOneSM Cash Rewards Credit Card

on Capital One's secure website

on Capital One's secure website

Annual Fee

$0

Regular APR

16.24% - 26.24% Variable APR

Intro APR

0% on Purchases and Balance Transfers for 15 months

recommended credit score

Uber Visa Card

on Barclays's secure website

on Barclays's secure website

Annual Fee

$0

Regular APR

17.24%, 22.99% or 25.99% variable based on your creditworthiness

Intro APR

N/A

recommended credit score

US Bank Cash+(TM) Visa Signature(R) Card Credit Card

on US Bank's secure website

Rates & Fees

on US Bank's secure website

Rates & Fees
Annual Fee

$0

Regular APR

16.24% - 25.74% Variable APR

Intro APR

0% Intro APR* on balance transfers for 12 billing cycles

recommended credit score

The Marvel Mastercard

on Synchrony Bank's secure website

on Synchrony Bank's secure website

Annual Fee

$0

Regular APR

16.49% - 26.49% Variable

Intro APR

N/A

recommended credit score

American Express Premier Rewards Gold Credit Card

on American Express's secure website, or call (866) 512-6673

Rates & Fees

on American Express's secure website, or call (866) 512-6673

Rates & Fees
Annual Fee

$250

Regular APR

See Terms

Intro APR

N/A

recommended credit score

Chase Chase Sapphire Reserve Credit Card

on Chase's secure website

on Chase's secure website

Annual Fee

$450

Regular APR

19.24% - 26.24% Variable APR

Intro APR

N/A

recommended credit score

Our pick for

Small business

American Express SimplyCash Plus Business Credit Card Credit Card

on American Express's secure website, or call (866) 512-6673

Rates & Fees

on American Express's secure website, or call (866) 512-6673

Rates & Fees
Annual Fee

$0

Regular APR

14.49% - 21.49% Variable APR

Intro APR

0% on Purchases for 15 months

recommended credit score

OTHER OPTIONS

 Costco Anywhere Visa® Card by Citi

If you like your shopping carts like your dining rewards — extra large — the Costco Anywhere Visa® Card by Citi is your card. It offers bonus rewards in several categories, including:

  • 4% cash back on gas (up to $7,000 per year, then 1% after that).
  • 3% back on restaurants and eligible travel purchases.
  • 2% back at Costco stores and Costco.com.
  • 1% back on all other purchases.

It doesn’t have a sign-up bonus. Its annual fee is $0*, but it requires a Costco membership, which starts at $60 per year.

Sam's Club Mastercard

After using this card to fill up on gas at the pump, you'll want to tap it to fill up on daily specials at your favorite restaurant. The Sam's Club Mastercard gets you:

  • 5% cash back on gas bought at Sam's Club, Walmart and other gas stations (on up to $6,000 per year)
  • 3% back on dining and travel.
  • 1% back on all other purchases.

The annual fee is $0. It requires a Sam's Club membership, which costs at least $45 a year.

PayPal Extras Mastercard®

The PayPal Extras Mastercard® is designed for people with average credit, but its dining rewards are better than average. You’ll get an unlimited 3 points per dollar spent at restaurants and gas stations, 2 points per dollar spent at eBay and PayPal, and 1 point per dollar spent on all other purchases. Points are worth 0.83 cents each when redeemed for cash back, and they expire after 24 months. The card doesn't have a sign-up bonus. The annual fee is $0.

AARP® Credit Card from Chase

You don't have to be a card-carrying member of AARP to qualify for this dining card. It gets you an unlimited 3% cash back at restaurants and gas stations and 1% back on all other purchases. Its annual fee is $0, and it comes with a generous sign-up bonus: $100 bonus cash back after you spend $500 on purchases in the first 3 months from account opening.

Information related to the AARP® Credit Card from Chase has been collected by NerdWallet and has not been reviewed or provided by the issuer of this card.


To view rates and fees of the American Express® Gold Card, please visit this page.

Last updated on March 19, 2019

Methodology

NerdWallet's credit cards team selects the best cards in each category based on overall consumer value. Factors in our evaluation include fees, promotional and ongoing APRs, and sign-up bonuses; for rewards cards, we consider earning and redemption rates, redemption options and redemption difficulty. A single card is eligible to be chosen in multiple categories.