
Sam's Club® Mastercard®
Sam's Club® Mastercard®

Sam's Club® Mastercard®
Card details
Get a $30 statement credit when you open a new account and make $30 in Sam's Club purchases within 30 days.
5% cash back in Sam's Cash on gas anywhere Mastercard is accepted (on up to $6,000 spent per year, then 1%).
3% cash back in Sam's Cash on Sam’s Club purchases for Plus members. Club members earn 1% cash back.
3% cash back in Sam's Cash on dining and takeout.
1% cash back in Sam's Cash on other purchases.
Accepted at Sam’s Club and Walmart® nationwide.
No annual fee.
Doubles as your membership card.
Rates, fees & offers
Annual fee
$0
Rewards rate
1%-5%
Bonus offer
Get a $30 statement credit when you open a new account and make $30 in Sam's Club purchases within 30 days.
Intro APR
N/A
Ongoing APR
APR: 19.40%-27.40%, Variable
Foreign transaction fee
None
Recommended credit score
Compare to other cards
Learn more | Learn more | |
Annual fee$0 | Annual fee$99 | Annual fee$95 |
Regular APR19.24%-27.24% Variable APR | ||
Intro APRN/A | Intro APR0% intro APR for 15 billing cycles on balance transfers made within 45 days of account opening. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
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Rating details
3.6
Editor's overall rating
Pros and cons
Pros
No annual fee
Bonus categories
New cardholder bonus offer
Cons
Must be a member/customer
Complicated rewards
Limited redemptions
Requires good/excellent credit
The Sam's Club® Mastercard® can be an excellent option for Sam's Club members at the "Plus" level, especially those who spend a lot on gas and dining out. The card offers:
• 5% cash back (on up to $6,000 spent per year, then 1%) at EV charging stations and eligible gas stations worldwide, including stations at Sam’s Club.
• 3% back on dining.
• 1% back on all other purchases.
• And for Sam's Club Plus members, up to 5% back on eligible purchases with the wholesaler (an unlimited 3% back via the card; and 2% back via the Plus membership tier, up to a total of $500 in rewards per year).
The card's annual fee is $0, but you’ll have to pay a minimum of $45 a year to maintain a Sam’s Club membership. And at that tier, you earn only 1% back on Sam's Club shopping.
(A Sam's Club Plus membership costs $100 per year.)
See NerdWallet’s full review to find out whether this card is right for you.