Sam's Club® Mastercard®
Sam's Club® Mastercard®
Sam's Club® Mastercard®
Card details
Earn 5% cash back on gas (on first $6,000 per year in purchases, then 1%)
Earn 3% cash back on dining and travel
Earn 1% on other purchases.
No annual fee
No foreign transaction fees
Doubles as your membership card
Rates, fees & offers
Annual fee
$0
Rewards rate
1%-5%
Bonus offer
Get $45 as a statement credit when you open a new account and spend $45 online in the same day. Offer Ends July 15, 2020.
Intro APR
N/A
Ongoing APR
APR: 14.90% - 22.90%, Variable
Foreign transaction fee
None
Recommended credit score
Compare to other cards
Sam's Club® Mastercard® | ||
|---|---|---|
| Learn more | ||
Annual Fee$0 | Annual Fee$95 | Annual Fee$0 |
Regular APR14.90% - 22.90%, Variable | Regular APR13.99% - 23.99% Variable APR | |
Intro APRN/A | Intro APR0% intro APR on Purchases for 12 months | Intro APR0% on Balance Transfers for 18 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
Rating details
4.6
Editor's overall rating
Pros and cons
Pros
No annual fee
No foreign transaction fee
Cons
Need Sam's Club membership to qualify
Rewards redeemable once a year and only at Sam's Club
The Sam's Club® Mastercard® is an excellent option if you spend a lot on gas and dining out, and if you don’t mind waiting for your rewards.
The card offers:
• 5% cash back at eligible gas stations worldwide, including gas stations at Sam’s Club (on up to $6,000 spent per year, then 1%).
• 3% cash back on dining and travel.
• 1% cash back on all other purchases.
You can earn a maximum of $5,000 in rewards per calendar year.
The $0, but you’ll have to pay a minimum of $45 a year to maintain a Sam’s Club membership. You can redeem your rewards only once a year, and only inside a Sam’s Club store.
See NerdWallet’s full review to find out whether this card is right for you.
