Sam's Club® Mastercard®

Sam's Club® Mastercard®

Sam's Club® Mastercard®

Sam's Club® Mastercard®

Sam's Club® Mastercard®

Card details

  • Earn 5% cash back on gas (on first $6,000 per year in purchases, then 1%)

  • Earn 3% cash back on dining and travel

  • Earn 1% on other purchases.

  • No annual fee

  • No foreign transaction fees

  • Doubles as your membership card

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1%-5%

  • Bonus offer

    Get $45 as a statement credit when you open a new account and spend $45 online in the same day. Offer Ends July 15, 2020.

  • Intro APR

    N/A

  • Ongoing APR

    APR: 14.90% - 22.90%, Variable

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

Synchrony Bank Sams Club Mastercard Credit Card

Sam's Club® Mastercard®

Learn more
Annual Fee

$0

Annual Fee

$95

Annual Fee

$0

Regular APR

14.90% - 22.90%, Variable

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Regular APR

13.99% - 23.99% Variable APR

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Intro APR

0% on Balance Transfers for 18 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Melissa Lambarena

Rating details

4.6

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • No foreign transaction fee

Cons
  • Need Sam's Club membership to qualify

  • Rewards redeemable once a year and only at Sam's Club

The Sam's Club® Mastercard® is an excellent option if you spend a lot on gas and dining out, and if you don’t mind waiting for your rewards.

The card offers:

• 5% cash back at eligible gas stations worldwide, including gas stations at Sam’s Club (on up to $6,000 spent per year, then 1%).

• 3% cash back on dining and travel.

• 1% cash back on all other purchases.

You can earn a maximum of $5,000 in rewards per calendar year.

The $0, but you’ll have to pay a minimum of $45 a year to maintain a Sam’s Club membership. You can redeem your rewards only once a year, and only inside a Sam’s Club store.

See NerdWallet’s full review to find out whether this card is right for you.