Sam's Club Mastercard

Sam's Club Mastercard

Sam's Club Mastercard

Sam's Club Mastercard

Sam's Club Mastercard

Card details

  • Earn 5% cash back on gas (on first $6,000 per year in purchases, then 1%)

  • Earn 3% cash back on dining and travel

  • Earn 1% on other purchases.

  • No annual fee

  • No foreign transaction fees

  • Doubles as your membership card

Rates, fees & offers

  • Annual fee


  • Rewards rate


  • Bonus offer

    Get $45 (covers your Sam's Club membership fee for a year). Offer valid now through January 15, 2020.

  • Intro APR


  • Ongoing APR

    APR: 17.15% - 25.15% Variable APR

  • Foreign transaction fee


Recommended credit score

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NerdWallet review

By Melissa Lambarena

Rating details


Editor's overall rating

Pros and cons

  • No annual fee

  • No foreign transaction fee

  • Need Sam's Club membership to qualify

  • Rewards redeemable once a year and only at Sam's Club

The Sam's Club Mastercard is an excellent option if you spend a lot on gas and dining out, and if you don’t mind waiting for your rewards.

The card offers:

• 5% cash back at eligible gas stations worldwide, including gas stations at Sam’s Club (on up to $6,000 spent per year, then 1%).

• 3% cash back on dining and travel.

• 1% cash back on all other purchases.

You can earn a maximum of $5,000 in rewards per calendar year.

The $0, but you’ll have to pay a minimum of $45 a year to maintain a Sam’s Club membership. You can redeem your rewards only once a year, and only inside a Sam’s Club store.

See NerdWallet’s full review to find out whether this card is right for you.

User Reviews

Rating Details

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