Sam's Club® Mastercard®
Sam's Club® Mastercard®
Sam's Club® Mastercard®
Card details
Earn 5% cash back on gas anywhere Mastercard is accepted (on first $6,000 per year, then 1%)
Earn 3% cash back Sam’s Club purchases for Plus members. Club members earn 1% cash back
Earn 3% cash back on dining and takeout
Earn 1% cash back on other purchases at Sam's Club and wherever Mastercard is accepted
No annual fee
Doubles as your membership card
Rates, fees & offers
Annual fee
$0
Rewards rate
1%-5%
Bonus offer
Get $30 as a statement credit when you open a new account and make $30 in Sam's Club purchases within 30 days.
Intro APR
N/A
Ongoing APR
APR: 14.90% - 22.90%, Variable
Foreign transaction fee
None
Recommended credit score
Compare to other cards
Annual Fee$0 | Annual Fee$95 | Annual Fee$95 |
Regular APR14.90% - 22.90%, Variable | Regular APR15.99% - 22.99% Variable APR | |
Intro APRN/A | Intro APRN/A | Intro APR0% intro APR on Purchases for 12 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
Wondering if this card is the best match for you?
Wondering if this card is the best match for you?
Wondering if this card is the best match for you?
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Just tell us some details and see which card matches your needs most.
NerdWallet review
Rating details
4.6
Editor's overall rating
Pros and cons
Pros
No annual fee
Cons
Need Sam's Club membership to qualify
Rewards redeemable once a year and only at Sam's Club
The Sam's Club® Mastercard® can be an excellent option for Sam's Club members at the "Plus" level, especially those who spend a lot on gas and dining out. The card offers:
• 5% back at eligible gas stations worldwide, including gas stations at Sam’s Club (on up to $6,000 spent per year, then 1%).
• 3% back on dining.
• 1% back on all other purchases.
• And for Sam's Club Plus members, up to 5% back on eligible purchases with the wholesaler (an unlimited 3% back via the card; and 2% back via the Plus membership tier, up to a total of $500 in rewards per year).
The card's annual fee is $0, but you’ll have to pay a minimum of $45 a year to maintain a Sam’s Club membership. And at that tier, you earn only 1% back on Sam's Club shopping.
(A Sam's Club Plus membership costs $100 per year.)
See NerdWallet’s full review to find out whether this card is right for you.
