Sam's Club® Mastercard®
Sam's Club® Mastercard®
Sam's Club® Mastercard®
Card details
Earn 5% cash back on gas anywhere Mastercard is accepted (on first $6,000 per year, then 1%)
Earn 3% cash back Sam’s Club purchases for Plus members. Club members earn 1% cash back
Earn 3% cash back on dining and takeout
Earn 1% cash back on other purchases at Sam's Club and wherever Mastercard is accepted
No annual fee
Doubles as your membership card
Rates, fees & offers
Annual fee
$0
Rewards rate
1%-5%
Bonus offer
Get $30 as a statement credit when you open a new account and make $30 in Sam's Club purchases within 30 days.
Intro APR
N/A
Ongoing APR
APR: 14.90% - 22.90%, Variable
Foreign transaction fee
None
Recommended credit score
Compare to other cards
| Learn more | ||
Annual Fee$0 | Annual Fee$95 | Annual Fee$0 |
Regular APR14.90% - 22.90%, Variable | Regular APR15.99% - 22.99% Variable APR | Regular APR12.99% - 22.99% Variable APR |
Intro APRN/A | Intro APRN/A | Intro APR0% intro APR for 18 billing cycles on purchases and on any balance transfers made within 60 days of account opening |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
Rating details
4.6
Editor's overall rating
Pros and cons
Pros
No annual fee
Cons
Need Sam's Club membership to qualify
Rewards redeemable once a year and only at Sam's Club
The Sam's Club® Mastercard® can be an excellent option for Sam's Club members at the "Plus" level, especially those who spend a lot on gas and dining out. The card offers:
• 5% back at eligible gas stations worldwide, including gas stations at Sam’s Club (on up to $6,000 spent per year, then 1%).
• 3% back on dining.
• 1% back on all other purchases.
• And for Sam's Club Plus members, up to 5% back on eligible purchases with the wholesaler (an unlimited 3% back via the card; and 2% back via the Plus membership tier, up to a total of $500 in rewards per year).
The card's annual fee is $0, but you’ll have to pay a minimum of $45 a year to maintain a Sam’s Club membership. And at that tier, you earn only 1% back on Sam's Club shopping.
(A Sam's Club Plus membership costs $100 per year.)
See NerdWallet’s full review to find out whether this card is right for you.
