Sam's Club® Mastercard®
Sam's Club® Mastercard®
Sam's Club® Mastercard®
Card details
Get a $30 statement credit when you open a new account and make $30 in Sam's Club purchases within 30 days.
5% cash back in Sam's Cash on gas anywhere Mastercard is accepted (on up to $6,000 spent per year, then 1%).
3% cash back in Sam's Cash on Sam’s Club purchases for Plus members. Club members earn 1% cash back.
3% cash back in Sam's Cash on dining and takeout.
1% cash back in Sam's Cash on other purchases.
Accepted at Sam’s Club and Walmart® nationwide.
No annual fee.
Doubles as your membership card.
Rates, fees & offers
Annual fee
$0
Rewards rate
1%-5%
Bonus offer
Get a $30 statement credit when you open a new account and make $30 in Sam's Club purchases within 30 days.
Intro APR
N/A
Ongoing APR
APR: 19.40%-27.40%, Variable
Foreign transaction fee
None
Recommended credit score
Compare to other cards
| Learn more | Learn more | |
Annual fee$0 | Annual fee$99 | Annual fee$95 |
Regular APR19.24%-27.24% Variable APR | ||
Intro APRN/A | Intro APR0% intro APR for 15 billing cycles on balance transfers made within 45 days of account opening. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
Rating details
3.6
Editor's overall rating
Pros and cons
Pros
No annual fee
Bonus categories
New cardholder bonus offer
Cons
Must be a member/customer
Complicated rewards
Limited redemptions
Requires good/excellent credit
The Sam's Club® Mastercard® can be an excellent option for Sam's Club members at the "Plus" level, especially those who spend a lot on gas and dining out. The card offers:
• 5% cash back (on up to $6,000 spent per year, then 1%) at EV charging stations and eligible gas stations worldwide, including stations at Sam’s Club.
• 3% back on dining.
• 1% back on all other purchases.
• And for Sam's Club Plus members, up to 5% back on eligible purchases with the wholesaler (an unlimited 3% back via the card; and 2% back via the Plus membership tier, up to a total of $500 in rewards per year).
The card's annual fee is $0, but you’ll have to pay a minimum of $45 a year to maintain a Sam’s Club membership. And at that tier, you earn only 1% back on Sam's Club shopping.
(A Sam's Club Plus membership costs $100 per year.)
See NerdWallet’s full review to find out whether this card is right for you.
