Costco Anywhere Visa® Card by Citi
on Citibank's application
Costco Anywhere Visa® Card by Citi
Card details
Discover one of Citi's best cash back rewards cards designed exclusively for Costco members.
4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter.
3% cash back on restaurants and eligible travel purchases.
2% cash back on all other purchases from Costco and Costco.com.
1% cash back on all other purchases.
No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases.
Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico.
The standard variable APR for Citi Flex Plan is 15.24%. Citi Flex Plan offers are made available at Citi's discretion.
Rates, fees & offers
Annual fee
$0
Rewards rate
1%-4%
Bonus offer
None
Intro APR
N/A
Ongoing APR
APR: 15.24% Variable APR
Penalty APR: Up to 29.99%, Variable
Cash Advance APR: 25.24%, Variable
Balance transfer fee
3% of each balance transfer; $5 minimum.
Foreign transaction fee
0%
Recommended credit score
Compare to other cards
Annual Fee$0 | Annual Fee$95 | Annual Fee$0 |
Regular APR15.24% Variable APR | Regular APR13.99% - 23.99% Variable APR | |
Intro APRN/A | Intro APR0% intro APR on Purchases for 12 months | Intro APR0% on Balance Transfers for 18 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
Wondering if this card is the best match for you?
Wondering if this card is the best match for you?
Wondering if this card is the best match for you?
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NerdWallet review
Rating details
4.7
Editor's overall rating
Pros and cons
Pros
Bonus cash back categories
No annual fee
High rewards rates in certain categories
Can use card as Costco membership ID
Cons
Requires excellent credit
Needs Costco membership to qualify
Rewards redeemable once a year and only at Costco
The Costco Anywhere Visa® Card by Citi can indeed be used anywhere, not just at Costco, and it offers high rewards rates across a wide variety of categories, especially on gas purchases.
Its annual fee is $0, but you must be a Costco member to get the card — and that requires a yearly membership fee.
With the card, you’ll earn:
-4% cash back on gas purchases (both at Costco and other gas stations) on up to $7,000 of spending a year, then 1% back.
-3% cash back on restaurants and most travel purchases.
-2% cash back at Costco and Costco.com.
-1% cash back on all other purchases.
Rewards can be redeemed only once a year, and only inside a physical Costco store.
For more information, visit our full review.
