Luxury Card™ Mastercard® Gold Card™

Luxury Card™ Mastercard® Gold Card™

on Luxury Card's website

Luxury Card™ Mastercard® Gold Card™

Luxury Card™ Mastercard® Gold Card™

Luxury Card™ Mastercard® Gold Card™

on Luxury Card's website

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Card details

  • Patented 24K-gold-plated front and carbon back—weighing 22 grams.

  • 2% value for airfare redemptions with no blackout dates or seat restrictions. 2% value for cash back redemptions. Earn one point for every one dollar spent.

  • Annual Airline Credit—up to $200 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Up to a $100 application fee credit for the cost of TSA Pre✓® or Global Entry.

  • Enrollment in Priority Pass™ Select with access to 1,300+ airport lounges worldwide with no guest limit. Includes credits at select airport restaurants for cardholder and one guest.

  • 24/7 Luxury Card Concierge®—available by phone, email and live mobile chat. Around-the-clock service to help you save time and manage tasks big and small.

  • Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties.

  • Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.

  • Annual Fee: $995 ($295 for each Authorized User). Terms and conditions apply.

Rates, fees & offers

  • Annual fee

    $995

  • Rewards rate

    1x

  • Bonus offer

    None

  • Intro APR

    0% intro APR on Balance Transfers for 15 billing cycles

  • Ongoing APR

    APR: 14.99%, Variable

    Cash Advance APR: 25.24%, Variable

  • Balance transfer fee

    Either $5 or 3% of the amount of each transfer, whichever is greater

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual fee

$995

Annual fee

$95

Annual fee

$0 intro for the first year, then $95

Regular APR

14.99% Variable APR

Regular APR

15.99%-22.99% Variable APR

Regular APR

13.99%-23.99% Variable APR

Rates & Fees

Intro APR

0% intro APR on Balance Transfers for 15 billing cycles

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Erin Hurd

Rating details

2

Editor's overall rating

Pros and cons

Pros
  • Luxury perks

  • Anniversary perk

  • Lounge membership

  • Intro APR period

Cons
  • High annual fee

  • Low rewards rate

  • No new cardholder bonus offer

Made with 24-karat gold (really), the Luxury Card™ Mastercard® Gold Card™ is one of the most opulent cards around, with a weighty $995 annual fee to boot.

You’ll get $200 in airline credits each year, plus luxury perks like personal concierge service, airport escorts, $100 in credit for Global Entry or TSA Precheck application fee and access to the Luxury Travel Program for travel benefits at select hotels.

The card earns 1 point per dollar spent. Points are worth 2 cents apiece for both airfare redemptions and cash back and 1 cent apiece for other redemptions.

For more information, see a closer look at this card.