Credit Cards Articles and Insights

10 Benefits of the Apple Card

It offers increased cash back for Apple Pay users, enhanced security and instant rewards with no fees.

Making the Most of the Fidelity Rewards Visa Signature Card

Get 2% back on every purchase, with rewards deposited into your Fidelity Investments account.

Benefits of the Capital One Savor

This no-annual-fee card offers robust rewards on food and fun — whether that means a night out on the town or a home-cooked meal and streaming a movie — plus other perks.

Making the Most of the United Explorer Card

United Explorer vs. Chase Sapphire Preferred: Carry Sapphire, Fly United

It's a close call, but the Chase Sapphire Preferred can offer more value and flexibility.

Southwest Companion Pass: Why You Want It and How to Get It

It's like a buy-one-get-one-free deal on flights, but earning it is a challenge. A Southwest credit card can help.

Capital One Miles: How the Program Works

To get the most out of Capital One Miles, you'll want to use them for travel.

AmEx Membership Rewards: How to Earn and Use Them

More than a dozen American Express cards earn these versatile points. They’re most valuable when used for travel.

BofA Rewards: More Rewards With Every Purchase

You can earn a 10% to 75% bonus on your points or cash back, though the biggest boosts require the heftiest balances with the bank.

Can You Get a Balance Transfer Card With Bad Credit?

Generally, no. The best balance transfer cards require at least good credit. But other debt payoff tools can also be effective and don’t always have a credit score requirement.

How to Transfer a Credit Card Balance in 3 Simple Steps

The process is fairly simple, but it's neither automatic nor instant. Here's what to do once you have a balance transfer card ready to go.

Citi Simplicity vs. Citi Diamond Preferred: It’s Almost Tied

The Simplicity offers a longer 0% intro APR period on purchases, while the Diamond Preferred has a lengthier balance transfer offer.

When Is the Best Time to Pay My Credit Card Bill?

Aim to pay your credit card by the due date. But if you're looking to boost your credit scores or reduce interest costs, consider paying earlier.

Does Using a Credit Card Make You Spend More Money?

Studies suggest you're likely to spend more with a credit card than with cash. But responsible credit card use provides benefits that cash can't match.

How to Pick the Best Credit Card for You: 4 Easy Steps

If you know your options and ask the right questions, you can find the best fit for your spending habits and goals.

Best Store Credit Cards of 2026

5 Things to Know About the Kroger Credit Card

This now-discontinued card earned rich rewards on mobile wallet purchases, but it wasn't as rewarding for spending within the Kroger brand. Even store loyalists might be better off with a general cash-back card.

Benefits of the Citi Costco Credit Card

It earns high rewards on gas, restaurant and travel spending. And there's no annual fee beyond a yearly Costco membership.

Benefits of the American Express Platinum Card

The card has a lengthy list of valuable perks for the right customer, though many of them will require some planning and effort to use.

Capital One Venture X vs. Chase Sapphire Reserve: Venture X Delivers, for Less

The Sapphire Reserve is an extremely high-maintenance card. If you prefer a simpler experience that still offers excellent value, choose the Venture X.

AmEx Gold vs. Chase Sapphire Preferred: Gold Wins, If You Can Use Credits

Pick AmEx Gold only if you'll be able to use its credits without overspending.