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Current Credit Card Bonus Categories: Discover, Chase Freedom, Citi Dividend
Several popular cards feature bonus categories that rotate every quarter. Here are their rewards calendars.
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10 Benefits of the Apple Card
It offers increased cash back for Apple Pay users, enhanced security and instant rewards with no fees.
Discover 5% Bonus Categories, Q3 2026: Gas/EV, Transportation, Flights, Drugstores
Chase Freedom Flex 5% Categories Calendar for 2026
Chase Freedom and Freedom Flex offer 5% cash back on up to $1,500 spent per quarter in categories you activate.
When Is the Best Time to Pay My Credit Card Bill?
Aim to pay your credit card by the due date. But if you're looking to boost your credit scores or reduce interest costs, consider paying earlier.
How to Pick the Best Credit Card for You: 4 Easy Steps
If you know your options and ask the right questions, you can find the best fit for your spending habits and goals.
Can I Pay My Mortgage With a Credit Card?
The answer is yes — but it might not be straightforward or advisable. Consider the potential costs and drawbacks first.
6 Things to Do As Your Discover Card Becomes a Capital One Card
A few actions can make for a smoother transition to Capital One's credit card ecosystem
Benefits of the Citi Costco Credit Card
It earns high rewards on gas, restaurant and travel spending. And there's no annual fee beyond a yearly Costco membership.
5 Things to Know About the Kroger Credit Card
This now-discontinued card earned rich rewards on mobile wallet purchases, but it wasn't as rewarding for spending within the Kroger brand. Even store loyalists might be better off with a general cash-back card.
Can You Get a Balance Transfer Card With Bad Credit?
Generally, no. The best balance transfer cards require at least good credit. But other debt payoff tools can also be effective and don’t always have a credit score requirement.
How to Transfer a Credit Card Balance in 3 Simple Steps
The process is fairly simple, but it's neither automatic nor instant. Here's what to do once you have a balance transfer card ready to go.
Citi Simplicity vs. Citi Diamond Preferred: It’s Almost Tied
The Simplicity offers a longer 0% intro APR period on purchases, while the Diamond Preferred has a lengthier balance transfer offer.
Best Credit Cards to Use at Costco
Using the right rewards credit card at the popular wholesale club can help you rack up extra cash back or points, and potentially save you even more money.
AmEx Membership Rewards: How to Earn and Use Them
More than a dozen American Express cards earn these versatile points. They’re most valuable when used for travel.
Which American Express Card Is Right for You?
The right AmEx card for you depends on whether you prefer cash back, travel, luxury perks or something else.
Making the Most of the United Explorer Card
United Explorer vs. Chase Sapphire Preferred: Carry Sapphire, Fly United
It's a close call, but the Chase Sapphire Preferred can offer more value and flexibility.
Benefits of Delta Air Lines Credit Cards
Delta Air Lines and American Express offer 4 cards, ranging from a bare-bones version with no annual fee to a $650-a-year card packed with perks.
Capital One Venture X vs. Chase Sapphire Reserve: Venture X Delivers, for Less
The Sapphire Reserve is an extremely high-maintenance card. If you prefer a simpler experience that still offers excellent value, choose the Venture X.
Benefits of the American Express Platinum Card
The card has a lengthy list of valuable perks for the right customer, though many of them will require some planning and effort to use.
AmEx Gold vs. Chase Sapphire Preferred: Gold Wins, If You Can Use Credits
Pick AmEx Gold only if you'll be able to use its credits without overspending.
Author insights
NerdWallet's Credit Cards content team includes writers and editors with more than 80 years of experience in personal finance and journalism. They've researched and reviewed more than 400 products across the full spectrum of credit cards, from starter cards for beginners to ultra-premium cards for VIP travelers.
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Marriott Bonvoy Bevy, Brilliant Cards Enhance Bonus Offers [Limited Time]
NerdWallet values these offers at well over $1,000.
5 Things to Know About the Langley FCU Signature Cash Back Visa Card
The card offers rewards and benefits comparable to top 5% cash-back earning options on the market.
Citi AAdvantage Executive Card Raises Fee to $695, Adds Benefits
The cost is rising by $100, but if you're getting it for lounge access, it's actually a bigger bargain than ever.
Credit Card Gamification: When Every Purchase Becomes a Gamble
Sure, the element of chance can make a card more fun, but at what cost?
6 Things to Do As Your Discover Card Becomes a Capital One Card
A few actions can make for a smoother transition to Capital One's credit card ecosystem
Samsung Launches Credit Card With 3% Back in Its Digital Wallet
The Galaxy ecosystem's answer to the Apple Card offers 5% at Samsung, 3% on Samsung Wallet purchases and 2% on streaming.
What Credit Score Do You Need to Get a Balance Transfer Credit Card? (Based on Real Applications)
No score is a guarantee of approval because scores aren't the only factor that card issuers consider. But NerdWallet's real application data can help you assess your chances.
10 Credit Card Benefits That Are Often Oversold
Credit card marketing contains a lot of fluff. Pay attention to what features really matter, and ignore the stuff you’d get with any card.
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What Credit Score Do You Need for a 0% APR Credit Card? (Based on Real Applications)
There’s no minimum credit score that guarantees credit card approval. But NerdWallet’s real application data can help tell a clearer story, and help you know where you stand.
Alaska Airlines’ Atmos Credit Cards Update Their Welcome Offers
When Insurance Doesn’t Cover It: 3 Big Healthcare Expenses CareCredit Can Help With
Vet, dental and cosmetic procedures can cost thousands. CareCredit can help make them manageable.
How the CareCredit Credit Card Can Help Make Health and Wellness Costs More Manageable
These solutions can help you get care today and pay over time
U.S. Bank Shopper Cash Rewards Card Closes to New Applicants
5 Things to Know About the Wyndham Rewards Earner Premier Card
Wyndham’s most premium hotel credit card has a pricey annual fee, but valuable perks can easily offset the cost.
5 Things to Know About the Guitar Center Credit Card
It can help you finance expensive music equipment from the store, but beyond that, don't expect much of an encore.
5 Things to Know About the Pinnacle Credit Card
It can earn up to 3% back across popular everyday categories. But the limits on that rate are strict, as are the card's eligibility requirements.
Chase Freedom Rise Sweetens Welcome Offer: Up to 3% Back on Dining (Limited Time)
Wyndham Credit Cards Get a Glow-Up and a New Premium Sibling
Rewards categories are shifting and welcome bonuses are higher — but some annual fees are bigger, too.
Wells Fargo Attune Credit Card Closes to New Applicants
Chase 5% Bonus Categories, Q3 2026: Gas/EV, Public Transit, Live Entertainment, United Way