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Current Credit Card Bonus Categories: Discover, Chase Freedom, Citi Dividend
Several popular cards feature bonus categories that rotate every quarter. Here are their rewards calendars.
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Whether you're a beginner looking for your first card, a multicard maximizer looking for your next one, or someone in between just looking for clarity, NerdWallet has content and resources to point you in the right direction.
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Making the Most of the Chase Freedom Unlimited
The card earns at least 1.5% cash back on purchases. But there are ways to boost that value even higher.
10 Benefits of the Apple Card
It offers increased cash back for Apple Pay users, enhanced security and instant rewards with no fees.
Chase Freedom Flex 5% Categories Calendar for 2026
Chase Freedom and Freedom Flex offer 5% cash back on up to $1,500 spent per quarter in categories you activate.
Benefits of Delta Air Lines Credit Cards
Delta Air Lines and American Express offer 4 cards, ranging from a bare-bones version with no annual fee to a $650-a-year card packed with perks.
United Explorer vs. Chase Sapphire Preferred: Carry Sapphire, Fly United
It's a close call, but the Chase Sapphire Preferred can offer more value and flexibility.
5 Things to Know About the Air France-KLM Credit Card
Flying Blue miles can be valuable for travelers, but earning them from general travel cards can make more sense.
Best Credit Cards to Use at Costco
Using the right rewards credit card at the popular wholesale club can help you rack up extra cash back or points, and potentially save you even more money.
AmEx Membership Rewards: How to Earn and Use Them
More than a dozen American Express cards earn these versatile points. They’re most valuable when used for travel.
Visa Infinite: What Is It, and What Are the Benefits?
Visa's top-tier benefits package includes purchase protection, return protection and travel assistance, as well as all the perks of the Signature and Traditional levels.
Capital One Venture X vs. Chase Sapphire Reserve: Venture X Delivers, for Less
The Sapphire Reserve is an extremely high-maintenance card. If you prefer a simpler experience that still offers excellent value, choose the Venture X.
Chase Sapphire Preferred vs. Sapphire Reserve: Reserve Dethroned
For casual and heavy travelers alike, the Chase Sapphire Preferred is a better all-around package.
Benefits of the Chase Sapphire Preferred
You'll get potentially higher-than-average redemption rates for travel, access to multiple travel partners and built-in travel protections.
Can You Get a Balance Transfer Card With Bad Credit?
Generally, no. The best balance transfer cards require at least good credit. But other debt payoff tools can also be effective and don’t always have a credit score requirement.
How to Transfer a Credit Card Balance in 3 Simple Steps
The process is fairly simple, but it's neither automatic nor instant. Here's what to do once you have a balance transfer card ready to go.
Citi Simplicity vs. Citi Diamond Preferred: It’s Almost Tied
The Simplicity offers a longer 0% intro APR period on purchases, while the Diamond Preferred has a lengthier balance transfer offer.
Some Capital One Quicksilver Cards to Add 3% Categories, Move to Discover
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Benefits of the Citi Costco Credit Card
It earns high rewards on gas, restaurant and travel spending. And there's no annual fee beyond a yearly Costco membership.
What Is Comenity Bank, and Are Its Credit Cards Right for You?
A subsidiary of Bread Financial, it issues a lot of retail credit cards that earn rewards at those brands.
Author insights
NerdWallet's Credit Cards content team includes writers and editors with more than 80 years of experience in personal finance and journalism. They've researched and reviewed more than 400 products across the full spectrum of credit cards, from starter cards for beginners to ultra-premium cards for VIP travelers.
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What Credit Score Do You Need for a 0% APR Credit Card? (Based on Real Applications)
There’s no minimum credit score that guarantees credit card approval. But NerdWallet’s real application data can help tell a clearer story, and help you know where you stand.
Alaska Airlines’ Atmos Credit Cards Update Their Welcome Offers
When Insurance Doesn’t Cover It: 3 Big Healthcare Expenses CareCredit Can Help With
Vet, dental and cosmetic procedures can cost thousands. CareCredit can help make them manageable.
How the CareCredit Credit Card Can Help Make Health and Wellness Costs More Manageable
These solutions can help you get care today and pay over time
U.S. Bank Shopper Cash Rewards Card Closes to New Applicants
5 Things to Know About the Wyndham Rewards Earner Premier Card
Wyndham’s most premium hotel credit card has a pricey annual fee, but valuable perks can easily offset the cost.
5 Things to Know About the Guitar Center Credit Card
It can help you finance expensive music equipment from the store, but beyond that, don't expect much of an encore.
5 Things to Know About the Pinnacle Credit Card
It can earn up to 3% back across popular everyday categories. But the limits on that rate are strict, as are the card's eligibility requirements.
Chase Freedom Rise Sweetens Welcome Offer: Up to 3% Back on Dining (Limited Time)
Wyndham Credit Cards Get a Glow-Up and a New Premium Sibling
Rewards categories are shifting and welcome bonuses are higher — but some annual fees are bigger, too.
Wells Fargo Attune Credit Card Closes to New Applicants
Chase 5% Bonus Categories, Q3 2026: Gas/EV, Public Transit, Live Entertainment, United Way
Chase Sapphire Preferred Adds 100,000-Point Bonus on Top of New Features (Limited Time)
The elevated offer comes on the heels of other changes to the card.
Chase Sapphire Preferred Refreshes Benefits: Adds Some, Loses Some
New bonus categories and additional credits make it easier to offset the card's annual fee, which didn't change.
Capital One Savor and Student Cards Unveil New Bonus Offers
Marriott Bonvoy Bold, Boundless Launch New Welcome Offers
Delta SkyMiles Cards Unveil Enhanced Bonuses, Perks, Designs
How to Earn Credit Card Rewards Without Making It a Part-Time Job
No spreadsheets, just rewards for the stuff you spend on anyway.
What Is First Bank & Trust, and Are Its Credit Cards Right for You?
The regional bank issues a handful of credit cards, most of which are intended for a highly specific consumer.
7 Ways to Unlock Travel Rewards Without a Credit Card
A travel credit card is typically the easiest and most direct way to earn points or miles, but you can do so without one when you put in some extra effort.