Electronics giant Samsung is launching a branded credit card, the company’s answer to Apple Pay and the Apple Card. Issued by Barclays, the $0-annual-fee Samsung Galaxy Card earns 3% cash back on purchases made with Samsung’s digital wallet, making the card a rewarding option for everyday spending.
“We believe that digital wallet cards are where people want to use credit in the future,” said Doug Villone, head of cards and partnerships at Barclays U.S. consumer bank. “Customers want to tap and have easy checkouts.”
The full rewards breakdown:
- 5% back on all in-store or online purchases made directly from Samsung in the U.S.
- 3% back on purchases made with Samsung Wallet.
- 2% back on streaming services.
- 1% back on everything else (including purchases made with the physical card).
Rewards aren’t capped and don't expire.
The most obvious comparison for the Samsung Galaxy Card is the Apple Card. Although the Apple Card earns up to 3% with Apple Pay, that top rate applies only to purchases from Apple and a relatively small group of select merchants. So most Apple Pay purchases earn only 2%. The Samsung Galaxy Card, by contrast, earns 3% on all purchases through Samsung Wallet.
Applications for the card open July 22, 2026, the same day Samsung will introduce its newest Galaxy phone. Those interested in getting the Samsung Galaxy Card may apply at Samsung.com or within the Samsung Wallet.
If approved, applicants will have their new Samsung Galaxy Card added to their Samsung Wallet automatically, making this one of the few cards on the market that can be used immediately upon approval. (The physical card, which is made of metal and weighs in at 16.5 grams, will arrive a few days later in the mail.)
“The customer expectation for instant gratification has become table stakes in the industry,” said Sih Lee, executive vice president and head of the North America fintech business at Samsung Electronics. “You apply, get instantly approved and the card is instantly available. You do not have to wait.”
Rewards earned with the Samsung Galaxy Card can be redeemed instantly, too, Villone said. Rewards may be deposited into a bank account or used to pay for future purchases, among other options.
Other card benefits include a welcome offer for new cardholders worth $200 in cash back after spending $2,000 on the card within the first 90 days of account opening, and a 20% discount on a Samsung VIP Advantage membership.
