
I Have $15,000 In Credit Card Debt — What Should I Do?
Pay more than the minimum to start whittling down the balance, then examine transfer or consolidation options.


Pay more than the minimum to start whittling down the balance, then examine transfer or consolidation options.


Many credit-card borrowers confuse authorized-user status and co-signing. While both can help a credit newbie, one poses more risk to the responsible party.


A true preapproval means you'll almost certainly get the card if you apply. But be aware of the difference between preapproval and pre-qualification. And in some cases, preapproval can even be a red flag.


You may have hit a credit limit, expiration date or an errant keystroke. A merchant 'hold' or issuer 'freeze' may also be to blame.


The average household has thousands of dollars in revolving balances. But that doesn't have to be permanent.


It starts with getting the right one and using it, responsibly, for all purchases. It's also key to know your card's benefits.


It might sound like a good option if you have bad or no credit, but it has sharp limitations and won’t help your credit scores.



This now-defunct credit card had its eye on urbanites, paying 5 points per dollar on dining, entertainment and Amazon.


The card is no longer open to new applicants, but existing cardholders can earn 5% back in rotating bonus categories up to a cap.


The two Venture cards with annual fees also have richer bonuses, higher rewards rates and better perks. Here's why the highest-fee card may be the best fit.


A Schumer box is a legally required cheat sheet for credit cards that breaks down two main aspects of any card: interest rates and fees. Here's how to read it and where to find it.


These popular cards have been off the market for years. But you have good alternatives for building or rebuilding credit.


Credit card processing fees can eat into the value of a donation, but there are ways to bypass or offset this charge.


Some credit cards earn rewards, some save you money on interest, and some help you build or rebuild credit.


It requires some highly unusual extra steps — like tracking receipts and filling out forms — to earn or redeem certain rewards. You're better off passing.
