Declined For a Credit Card? Call the Reconsideration Line
If your credit card application is denied, you may be able to plead your case to a representative.
What Should You Do If You Can’t Make Your Credit Card Payments?
If you can't pull together enough money for the minimum, reach out to your card issuer to discuss your options.
My Aging Parent Is Spending Too Much On Credit Cards. What Can I Do?
The first step is to have an honest conversation with your parents about their spending.
Can You Use a Credit Card at a Dispensary?
Marijuana remains illegal at the federal level, so the major payment networks don’t allow cannabis purchases with a credit card. Not all dispensaries are playing by the rules, though.
Why Nearly Every Purchase Should Be on a Credit Card
Credit cards are convenient and secure, they help build credit, they make budgeting easier, and they earn rewards. And no, you don't have to go into debt, and you don't have to pay interest.
Can I Put My Student Loan Payment on a Credit Card?
You probably can't pay directly, and going through an intermediary is expensive. It's a last resort, at best.
Should You Open a Store Credit Card for the One-Time Discount?
The discounts can be tempting, but make sure you understand all the terms before you jump on your favorite store's credit card.
Best Credit Cards for Families
These cards make it easy to earn and redeem points across categories where families spend the most, including food and travel.
How Soon After Bankruptcy Should I Apply for a Credit Card?
You’ll have trouble getting approved for a decent credit card for at least months. Start with an option for bad credit, like a secured credit card.
5 Steps to Keep Your Credit Card Safe When Shopping Online
Some security risks are beyond your control, but there are ways to protect your information and reinforce existing safeguards.
Should I Try Credit Card Churning?
It's a way to quickly pile up rewards, but doing it without damaging your credit is tricky. It's not for everyone.
What Benefits Come With a World Elite Mastercard?
The highest of Mastercard's three benefit levels includes all the perks of the lower tiers, plus a few extras.
Is Paying Your Tuition With A Credit Card A Good Idea?
Convenience fees could wipe out any rewards you hope to earn, and carrying debt at typical credit card interest rates would be extremely costly.
Don’t Fall Victim to an Interest Rate Reduction Scam
Robocalls promise to negotiate with issuers to lower your rate, for a fee. But you can do that yourself for free.
Pros and Cons of Shopping With a Credit Card
Credit cards offer convenience, rewards and protections. But use them responsibly and avoid overspending.
Denied a Credit Card Because of a High Debt-to-Income Ratio? Here’s What You Need To Know
Even people with good credit can be rejected for a credit card because of a high debt-to-income ratio.
Should I Worry About Those Random $1 Charges On My Credit Card?
It can mean credit card theft, but there are legitimate reasons for them to appear on your statement, too.
I Have $15,000 In Credit Card Debt — What Should I Do?
Pay more than the minimum to start whittling down the balance, then examine transfer or consolidation options.
What’s the Difference Between Authorized User and Co-Signer?
Many credit-card borrowers confuse authorized-user status and co-signing. While both can help a credit newbie, one poses more risk to the responsible party.
Does a Credit Card Preapproval Offer Guarantee You’ll Get It?
A true preapproval means you'll almost certainly get the card if you apply. But be aware of the difference between preapproval and pre-qualification. And in some cases, preapproval can even be a red flag.