What If the Authorized User or Joint Account Holder on My Card Goes Bankrupt?
You won’t be affected if your authorized user files for bankruptcy. But if your joint account holder files, you could be.
Can Credit Card Companies Tell If You Lie on an Application?
If you knowingly report inaccurate data on a credit application, you’re committing fraud. And while a credit card issuer might not immediately request verification, legally it's possible.
Should I Sign the Back of My Credit Card? Is It Safe to Sign?
The same advances in technology that make signatures irrelevant for purchases also make it safer to sign your card.
Can You Have Too Much Available Credit on Credit Cards?
As long as you aren't tempted to max out your cards, having a lot of available credit can't hurt.
When Is It a Good Idea to Cancel a Credit Card?
Canceling a credit card can hurt your credit scores, but that doesn't mean you have to leave a card open forever.
Is There Any Reason Not to Take a Credit Limit Increase?
The potential to overspend and a hard inquiry on your credit report are some valid reasons why you might not want a credit limit increase.
Can You Change Your Credit Card Due Date?
Generally yes, although the process depends on the card issuer. Here’s how to do it and when it might make sense.
Can I Change a Secured Credit Card to an Unsecured Card?
Key factors: Whether your credit has improved enough, and whether your issuer has an unsecured option to move up to.
Credit Card ‘Hacks’ That Don’t Actually Work
Credit card 'hackers' are constantly coming up with ways to get as many perks as possible, but some tricks can backfire.
Should I Pay With PayPal or With My Credit Card?
The protections, fees and even rewards are similar, so the choice comes down to convenience.
Looking for a Joint Credit Card? Here’s What to Know
Most issuers don't allow joint account holders. If you find one that does, make sure you understand the risks as well as the potential benefits.
Foreign Transaction Fees: What to Know and How to Avoid Them
Foreign transaction fees from credit card purchases can eat into your travel budget when you're overseas.
Foreign Transaction Fees: What If I Book My Overseas Hotel on a US Site?
You could still be charged the fee. A better bet is a credit card that doesn't charge them at all.
How Often Should You Pay Your Credit Card?
You're not limited to a single monthly payment. Smaller, more frequent payments can reduce your interest charges and provide other benefits.
What Happens If I Don’t Pay My Credit Card Bill?
Depending on your issuer, the consequences for skipping credit card payments may range from lower credit scores to a potential lawsuit.
Should You Make Your Boyfriend/Girlfriend an Authorized User on Your Credit Card?
Adding your significant other as an authorized user allows them to make purchases on your account — but they won't be responsible for paying the bills.
Can I Get a U.S. Credit Card as an Expat Living Overseas?
If you didn't get a card before you left the country, apply by using a U.S. address, and seek out expat-friendly cards.
Declined For a Credit Card? Call the Reconsideration Line
If your credit card application is denied, you may be able to plead your case to a representative.
What Should You Do If You Can’t Make Your Credit Card Payments?
If you can't pull together enough money for the minimum, reach out to your card issuer to discuss your options.
My Aging Parent Is Spending Too Much On Credit Cards. What Can I Do?
The first step is to have an honest conversation with your parents about their spending.