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Foreign Transaction Fees: What If I Book My Overseas Hotel on a US Site?

You could still be charged the fee. A better bet is a credit card that doesn't charge them at all.

Lindsay Konsko's profile picture
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Lindsay Konsko, Erica Corbin

How Often Should You Pay Your Credit Card?

You're not limited to a single monthly payment. Smaller, more frequent payments can reduce your interest charges and provide other benefits.

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Gregory Karp

What Happens If I Don’t Pay My Credit Card Bill?

Depending on your issuer, the consequences for skipping credit card payments may range from lower credit scores to a potential lawsuit.

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Melissa Lambarena

Should You Make Your Boyfriend/Girlfriend an Authorized User on Your Credit Card?

Adding your significant other as an authorized user allows them to make purchases on your account — but they won't be responsible for paying the bills.

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Lindsay Konsko

Can I Get a U.S. Credit Card as an Expat Living Overseas?

If you didn't get a card before you left the country, apply by using a U.S. address, and seek out expat-friendly cards.

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Anisha Sekar

Declined For a Credit Card? Call the Reconsideration Line

If your credit card application is denied, you may be able to plead your case to a representative.

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Craig Joseph, Stephen Vanderpool

What Should You Do If You Can’t Make Your Credit Card Payments?

If you can't pull together enough money for the minimum, reach out to your card issuer to discuss your options.

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Lindsay Konsko

Can You Use a Credit Card at a Dispensary?

Marijuana remains illegal at the federal level, so the major payment networks don’t allow cannabis purchases with a credit card. Not all dispensaries are playing by the rules, though.

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Lindsay Konsko, Jae Bratton

Why Nearly Every Purchase Should Be on a Credit Card

Credit cards are convenient and secure, they help build credit, they make budgeting easier, and they earn rewards. And no, you don't have to go into debt, and you don't have to pay interest.

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Virginia C. McGuire, Paul Soucy

Can I Put My Student Loan Payment on a Credit Card?

You probably can't pay directly, and going through an intermediary is expensive. It's a last resort, at best.

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Anisha Sekar, Anna Helhoski

Should You Open a Store Credit Card for the One-Time Discount?

The discounts can be tempting, but make sure you understand all the terms before you jump on your favorite store's credit card.

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Anisha Sekar

Best Credit Cards for Families

These cards make it easy to earn and redeem points across categories where families spend the most, including food and travel.

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Kimberly Palmer, Jae Bratton

How Soon After Bankruptcy Should I Apply for a Credit Card?

You’ll have trouble getting approved for a decent credit card for at least months. Start with an option for bad credit, like a secured credit card.

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Stephen Vanderpool

5 Steps to Keep Your Credit Card Safe When Shopping Online

Some security risks are beyond your control, but there are ways to protect your information and reinforce existing safeguards.

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Melissa Lambarena

Should I Try Credit Card Churning?

It's a way to quickly pile up rewards, but doing it without damaging your credit is tricky. It's not for everyone.

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Erin Hurd, Lindsay Konsko

What Benefits Come With a World Elite Mastercard?

The highest of Mastercard's three benefit levels includes all the perks of the lower tiers, plus a few extras.

Lindsay Konsko's profile picture
Lindsay Konsko

Is Paying Your Tuition With A Credit Card A Good Idea?

Convenience fees could wipe out any rewards you hope to earn, and carrying debt at typical credit card interest rates would be extremely costly.

Lindsay Konsko's profile picture
Lindsay Konsko

Don’t Fall Victim to an Interest Rate Reduction Scam

Robocalls promise to negotiate with issuers to lower your rate, for a fee. But you can do that yourself for free.

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Lindsay Konsko

Pros and Cons of Shopping With a Credit Card

Credit cards offer convenience, rewards and protections. But use them responsibly and avoid overspending.

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Stephen Vanderpool

Denied a Credit Card Because of a High Debt-to-Income Ratio? Here’s What You Need To Know

Even people with good credit can be rejected for a credit card because of a high debt-to-income ratio.

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Gregory Karp