Do Charge Cards Affect My Credit Score the Same as Credit Cards?
Charge cards have a lesser effect because they don't have a preset limit and aren't included in credit utilization.
Why Do Some Credit Cards Carry an Annual Fee?
Credit cards with annual fees typically offer bigger rewards or other desirable features.
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Are My Credit Card Rewards Taxable?
In general, credit card rewards you earn through purchases are considered a discount on the price rather than income, so they're not taxable. Referral bonuses, however, are a different matter.
Should I Use a Credit Card or Cash When on Vacation?
Cards have the advantage, but cash has its place, too. Here are the benefits and downsides of using each payment method.
Authorized Users Aren’t Responsible for Debt, but Late Payments Pose Issues
If the primary cardholder makes late payments, it can drag down your own credit scores. The good news is that you can fix this.
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If I Apply for a Card but Decide I Don’t Want It, Can I Refuse It?
The only way to back out is to cancel the card, which can hurt your credit score. Think before you apply.
Magnises Card: Designed for the Kids at the Cool Table
No longer available, Magnises was supposed to double as a payment card and an exclusive membership card.
Why Is My Credit Card Being Rejected Online?
A credit card might be declined for a variety of reasons, including suspicion of fraudulent activity or a maxed-out credit limit. Here’s why it might be happening to you.
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5 Things to Know About the UNITY Visa Secured Credit Card
It can help you build your credit and even offers a self-guided program for doing so, but making payments on the card poses hurdles.
Moving? These Credit Card Perks Can Make It Easier (or Cheaper)
An introductory 0% period and a sign-up bonus can save you money, while extended warranties add peace of mind.
Why Does My Credit Card Issuer Keep Increasing My Credit Line?
Customer retention might play a role, but it may also simply be a result of using your card responsibly.
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What’s the Difference Between Prepaid Debit Cards and Secured Credit Cards?
Secured cards are primarily for building credit rather than for spending. Prepaid debit is a tool for budgeting and convenience, but it doesn't affect your credit.
Does Using a Credit Card Make You Spend More Money?
Studies suggest you're likely to spend more with a credit card than with cash. But responsible credit card use provides benefits that cash can't match.
I Can’t Afford My Medical Bills — Should I Put Them on a Credit Card?
Your health — and your life — are more important than any credit score. If you have to use credit cards, do so, but it's best to view them as a last resort.
How to Transfer a Credit Card Balance in 3 Simple Steps
The process is fairly simple, but it's neither automatic nor instant. Here's what to do once you have a balance transfer card ready to go.
How Do Credit Card Issuers Determine Credit Limits?
Credit card issuers consider multiple factors including your income, debts and payment history.
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What Should I Do If I Find Someone’s Credit Card?
You can be a credit card holder's hero in just minutes, but thanks to fraud protection, there's no need to stress.
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Who Pays When Merchants Are Victims of Credit Card Fraud?
It's rarely the consumer. Instead, liability usually comes down to the merchant or the bank that issued the card.
How to Spot and Dispute Fraudulent Credit Card Charges
Review your statements regularly and use automated alerts to stay on top of transactions. If you spot an issue, call your issuer and leave a paper trail.
Why Is It Easier to Get a Store Credit Card Than a Regular One?
Store credit cards are able to accept applicants with less-than-stellar credit because they come with some built-in limitations, like high interest rates, low credit limits and general inflexibility.
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