The latest from Lindsay
Capital One Venture vs. Chase Sapphire Preferred 2023: Sapphire Shines a Bit Brighter
Both are solid choices, but the Chase Sapphire Preferred boasts higher point values and travel protections.
Capital One Miles: How the Program Works
To get the most out of Capital One Miles, you'll want to use them for travel.
How to Stop Credit Card Preapproval Letters
With a phone call or a visit to an opt-out website, you can stop these offers. Just be aware of what you'll miss.
Why Do Some Stores Have Credit Card Minimums?
A "minimum required purchase amount" helps the merchant cover the fees it must pay to process your transaction.
I Only Have One Credit Card – Is That a Problem?
There's no problem with using a single card. Just watch your balance, and have a backup plan if it gets declined.
Is There a Limit to How Many Credit Cards I Can Have?
You can have as many credit cards as you want — or, at least, as many as you can get approved for.
How to Apply for a Credit Card Without a Social Security Number
Noncitizens can get a similar identifier called an ITIN, and some 'alternative' cards don't require a Social Security number at all.
What to Know If Your Credit Card Is Closed Due to Inactivity
Having a card account closed by the issuer can hurt your credit scores. Use your cards regularly to avoid it.
When Will My Credit Card Debt Appear in My Credit Report?
Most card issuers report your balance and other data to the three major credit bureaus once a month.
Will a Balance Transfer Hurt My Credit Score?
You don't get bonus points (or lose points) just for moving debt. But if you use the transfer as an opportunity to pay down your debt, you can improve your credit.
How Long Should I Wait Between Credit Card Applications?
Waiting about six months between applications is a good rule of thumb and can increase your chances of approval.
Where is American Express Accepted?
AmEx says it's reached 'virtual parity' in the U.S. with Visa and Mastercard through partnerships that have gotten small and locally owned businesses on board.
Which Credit Card Issuers Offer Zero Fraud Liability?
All major issuers, and many smaller ones, pledge that you won't be on the hook for fraudulent charges on your card.
What Is a Credit Card Cash Advance?
A cash advance is a short-term cash loan — an expensive one — taken against the credit line on your credit card.