Best Credit Cards for Department Stores
Using the right credit card at your favorite retailer can snag you rewards, not to mention other money-saving perks.
Chase Freedom Flex vs. Citi Double Cash: Flex Stronger For Most
Both are excellent cash-back credit cards, but for different reasons. Your decision will depend largely on how much work you want to put into a cash-back card.
How to Use a 0% APR Credit Card Responsibly
Do some math ahead of time, set reminders and have a plan for when the promotion ends to avoid an unpleasant surprise on your statement.
What Happens to Credit Card Rewards in Bankruptcy?
Your best bet may be to cash out your rewards before filing for bankruptcy. Otherwise, you'll likely lose them.
How Do 0% APR Credit Card Offers Work?
These promotions give you several months — often a year or more — to pay down your balance without interest.
How to Apply for a Credit Card With an ITIN
The IRS issues ITINs to foreign nationals who need taxpayer identification but aren’t eligible for a Social Security number.
Yes, You Can Have More Than One Credit Card — But Should You?
You can get multiple cards, even from the same issuer, but you have to determine whether it's a good idea.
Merchant Category Codes: Why They Matter for Credit Card Rewards
Credit card purchases are categorized by these codes. The issuer uses them to determine if you get bonus rewards.
Best Credit Cards for Online Travel-Booking Websites
Such sites make it easy to search for deals and compare prices. Consider these credit cards if you use these sites to book trips.
How Old Do You Have to Be to Apply for a Credit Card?
The most likely answer is 21. But you have options if you're younger.
Should You Apply for Multiple Credit Cards at the Same Time?
Applying for too many credit cards at once — or doing so randomly or repeatedly — can hurt your credit scores. Here's what to do instead.
How to Apply for a Credit Card if You’re Living Overseas
If you didn't get a card before you left the country, apply by using a U.S. address, and seek out expat-friendly cards.
Which Credit Cards Help Authorized Users Build Credit?
Adding an authorized user can be an effective strategy, but it helps first to know how issuers and credit bureaus handle this information.
Will More Than One Credit Card Help My Credit Score?
You only need one card to build a good score, but there can be indirect benefits to having multiple card accounts.
Can I Buy a Car With a Credit Card?
Many dealers won't take credit cards. Even with those that do, expect limits on how much you can charge, as well as extra fees to cover the dealer's costs.
Can I Use One Credit Card to Pay Off Another?
For direct monthly payments, typically no. But you can do a balance transfer in which you move high-interest debt to a new card with a lower APR.
Why Credit Cards Aren’t an Ideal Emergency Fund, and How to Build One
When disaster strikes, you may need to turn to a credit card, and while some cards are better for this than others, it's not sustainable. Instead, if you can save (even a little) as you go, you'll have a true rainy-day fund.
Why Does My Credit Card Minimum Payment Keep Rising?
Credit card issuers can increase your minimum payment due to several factors. Depending on the issuer, your balance, interest and fees could affect the cost.
Which Credit Card Reward Programs Let You Shop With Points on Amazon?
AmEx, Cap One, Chase, Citi, Discover and others allow it, but it may not be the most valuable use of your points.
7 Credit Card Tips Everyone Should Know
Credit cards are a convenient and rewarding way to make purchases, but they need to be handled with care.