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Pros and Cons of a 0% Interest Credit Card

A fee-free interest rate credit card can be helpful in certain situations, but make sure you understand the terms before you jump in.

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Caitlin Mims

Which Cash-Back Credit Cards Offer a Good Welcome Bonus?

Many highly rated cards offer new customers bonuses of $150 or more for meeting a spending requirement.

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Gregory Karp, Erin Hurd

NerdWallet’s Best Credit Cards for Retirees

Definitions of 'retirement' vary, but here are some of our favorite cards to use for things like travel, home improvement and more.

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Robin Saks Frankel

View Authorized User Purchases With These Credit Cards

Tracking authorized user purchases can be tough, but some cards list them separately on statements.

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Lindsay Konsko, Sara Rathner

Which Credit Card Offers Should Low-Income Earners Consider?

When every dollar counts, keep expenses low. Look for no-annual-fee cards that earn cash-back rewards.

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Sara Rathner

Best Credit Cards for Wedding Expenses

The most magical day of your life can also be the most expensive. Take some of the sting out with the right card.

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Lindsay Konsko, Melissa Lambarena

Chase Freedom Flex vs. Discover it: Flex Outmuscles With More Bonus Rewards

Both are quality cards that feature rotating rewards categories that change every quarter — but the Flex packs more value.

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Gregory Karp

Chase Freedom Flex vs. Chase Sapphire Preferred: Sapphire Shines for Travelers

The Sapphire Preferred comes out on top, but nothing says you can't have both Chase cards.

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Erin Hurd

10 Tips for Getting Your Credit Card Application Approved

No guarantees, but here are ways to increase your chances of getting a "yes."

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Erin El Issa

Best Credit Cards for Department Stores

Using the right credit card at your favorite retailer can snag you rewards, not to mention other money-saving perks.

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Melissa Lambarena, Jaime Hanson

Chase Freedom Flex vs. Citi Double Cash: Flex Stronger For Most

Both are excellent cash-back credit cards, but for different reasons. Your decision will depend largely on how much work you want to put into a cash-back card.

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Kimberly Palmer

How to Use a 0% APR Credit Card Responsibly

Do some math ahead of time, set reminders and have a plan for when the promotion ends to avoid an unpleasant surprise on your statement.

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Robin Saks Frankel, Funto Omojola

What Happens to Credit Card Rewards in Bankruptcy?

Your best bet may be to cash out your rewards before filing for bankruptcy. Otherwise, you'll likely lose them.

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Anisha Sekar

How Do 0% APR Credit Card Offers Work?

These promotions give you several months — often a year or more — to pay down your balance without interest.

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Melissa Lambarena

How to Apply for a Credit Card With an ITIN

The IRS issues ITINs to foreign nationals who need taxpayer identification but aren’t eligible for a Social Security number.

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Erin El Issa

Yes, You Can Have More Than One Credit Card — But Should You?

You can get multiple cards, even from the same issuer, but you have to determine whether it's a good idea.

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Erin Hurd

Merchant Category Codes: Why They Matter for Credit Card Rewards

Credit card purchases are categorized by these codes. The issuer uses them to determine if you get bonus rewards.

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Robin Saks Frankel

Best Credit Cards for Online Travel-Booking Websites

Such sites make it easy to search for deals and compare prices. Consider these credit cards if you use these sites to book trips.

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Kimberly Palmer, Caitlin Mims

How Old Do You Have to Be to Apply for a Credit Card?

The most likely answer is 21. But you have options if you're younger.

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2
Lindsay Konsko, Gregory Karp

Should You Apply for Multiple Credit Cards at the Same Time?

Applying for too many credit cards at once — or doing so randomly or repeatedly — can hurt your credit scores. Here's what to do instead.

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Craig Joseph