Learn About

Credit Cards Articles and Insights

Back to Page 1

Do Credit Card Rewards, Points and Miles Expire?

Credit card rewards don't typically expire, but every issuer is different. Here are the policies for major programs.

Robin Saks Frankel's profile picture
Robin Saks Frankel

Should I Get a Travel Credit Card That Earns Points, or One That Earns Miles?

The right choice for you depends on how often you travel and how loyal you are to a specific airline.

Lindsay Konsko's profile picture
2
Lindsay Konsko, Paul Soucy

5 Benefits of Paying More Than the Minimum On Your Credit Card

Making more than the minimum payment can eliminate debt faster, save money on interest and keep your credit healthy.

Virginia C. McGuire's profile picture
Virginia C. McGuire

Maxed Out Credit Card? Here’s What to Do

To pay down your balance, stop using your card, reevaluate your budget and use a get-out-of-debt option.

Virginia C. McGuire's profile picture
2
Virginia C. McGuire, Melissa Lambarena

What Is Citi Entertainment?

If you have a qualifying Citi card, you'll get special access to select entertainment events like concerts, sporting events and more.

Robin Saks Frankel's profile picture
Robin Saks Frankel

4 Best Credit Card Combinations to Maximize Rewards

You can create a credit card combination powerhouse based on your household needs.

Melissa Lambarena's profile picture
Melissa Lambarena

Difference Between Credit Cards and Charge Cards

The key: Credit cards let you carry a balance from month to month, while charge cards require you to pay in full each month.

Gregory Karp's profile picture
Gregory Karp

When Should You Pay a Balance Transfer Fee?

Balance transfer credit cards can help you pay off debt quicker. But you'll likely need to pay a balance transfer fee.

Elizabeth Renter's profile picture
2
Elizabeth Renter, Caitlin Mims

What Happens When Your Credit Card’s 0% Intro APR Ends?

The card's ongoing (and much higher) APR will kick in, and it will apply to any new purchases and unpaid balance from the 0% promo period. Here's how to prepare.

Funto Omojola's profile picture
Funto Omojola

5 Steps to Take When Your Credit Card Is Compromised

Swift reporting of the fraud and updating your accounts can help contain the problem. 

Kimberly Palmer's profile picture
Kimberly Palmer

What Credit Score Do You Need to Get a 0% APR Card?

The higher your credit score, the better your card options will be.

Funto Omojola's profile picture
Funto Omojola

Pros and Cons of a 0% Interest Credit Card

A fee-free interest rate credit card can be helpful in certain situations, but make sure you understand the terms before you jump in.

Caitlin Mims's profile picture
Caitlin Mims

Which Cash-Back Credit Cards Offer a Good Welcome Bonus?

Many highly rated cards offer new customers bonuses of $150 or more for meeting a spending requirement.

Gregory Karp's profile picture
2
Gregory Karp, Erin Hurd

NerdWallet’s Best Credit Cards for Retirees

Definitions of 'retirement' vary, but here are some of our favorite cards to use for things like travel, home improvement and more.

Robin Saks Frankel's profile picture
Robin Saks Frankel

View Authorized User Purchases With These Credit Cards

Tracking authorized user purchases can be tough, but some cards list them separately on statements.

Lindsay Konsko's profile picture
2
Lindsay Konsko, Sara Rathner

Which Credit Card Offers Should Low-Income Earners Consider?

When every dollar counts, keep expenses low. Look for no-annual-fee cards that earn cash-back rewards.

Sara Rathner's profile picture
Sara Rathner

Best Credit Cards for Wedding Expenses

The most magical day of your life can also be the most expensive. Take some of the sting out with the right card.

Lindsay Konsko's profile picture
2
Lindsay Konsko, Melissa Lambarena

Chase Freedom Flex vs. Discover it: Flex Outmuscles With More Bonus Rewards

Both are quality cards that feature rotating rewards categories that change every quarter — but the Flex packs more value.

Gregory Karp's profile picture
Gregory Karp

Chase Freedom Flex vs. Chase Sapphire Preferred: Sapphire Shines for Travelers

The Sapphire Preferred comes out on top, but nothing says you can't have both Chase cards.

Erin Hurd's profile picture
Erin Hurd

10 Tips for Getting Your Credit Card Application Approved

No guarantees, but here are ways to increase your chances of getting a "yes."

Erin El Issa's profile picture
Erin El Issa