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Should You Make Your Teen an Authorized User on Your Credit Card?

Adding a child to a parent's credit card can provide valuable lessons on money management. But remember: It's the parent who's the teacher, not the card.

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Virginia C. McGuire

Do You Have to Be a Student to Get a Student Credit Card?

Usually — but not always — you'll need to be enrolled in college to qualify for a student credit card. For nonstudents, there are several other kinds of cards that can help you establish credit.

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Funto Omojola, Kevin Cash

How Credit Card Grace Periods Work

When you pay your credit card bill in full by the due date, your card issuer stops charging you interest on new purchases. Pay in full every month, and you'll never see interest on purchases.

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Sara Rathner, Virginia C. McGuire

Will Using a Digital Wallet Cost You in Credit Card Rewards?

Digital wallets are in wide enough use that you likely won't notice any issues with rewards when you use one. If you do, your issuer can typically correct it if you call in.

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Funto Omojola

Should You Get a Dental Credit Card?

Those 'no interest for 12 months'-type offers in the brochure at your dentist's office could come back to bite you.

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Claire Tsosie, Caitlin Mims

Visa Signature: What Is It, and What Are the Benefits?

Benefits include extended warranty coverage, travel and emergency assistance, concierge service and more.

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Claire Tsosie, Paul Soucy

How to Send Credit Card Information Safely

Precautions can reduce the risk of identity theft when sending card info by mail, email, text and other methods.

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Ben Luthi

How to Find the Right Low-Interest Credit Card

Low- or no-interest cards can make it less costly to carry monthly credit card debt. Here’s how to choose the right offer for you.

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Funto Omojola, Claire Tsosie

How to Cancel a Credit Card in 6 Steps

Closing a credit card account can affect your credit, so proceed with caution and make the transition smooth.

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Ben Luthi

How to Use Credit Card Shopping Portals and Card-Linked Offers

With just a few extra clicks, you can maximize your rewards earnings and savings when you shop online.

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Erin Hurd

Barclaycard Rewards Mastercard: Once a Fine Option for Fair Credit

No longer on the market, this card offered people with average credit the rare chance to score above average rewards on everyday purchases.

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Kevin Cash

How to Handle Credit Card Debt While You’re Unemployed

If you think you won't be able to make the minimum payment, call your issuer ASAP. Meantime, hold on to cash, apply for aid and check for low-interest offers you may already have.

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Claire Tsosie

Best Credit Cards for Recent College Graduates

Whether you have no credit, fair credit or bad credit after graduation, here are some beginner-friendly cards that can help you reach your credit goals.

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Melissa Lambarena

How to Pick the Right Rewards Credit Card

Not every rewards card is right for every user. Think about how you spend and how you'd like to use rewards.

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Claire Tsosie, Caitlin Mims

Credit Card Limit Increases Carry Risks and Rewards

A credit limit increase has its benefits and drawbacks. Here's what you need to know before you request one.

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Kevin Cash

Paying Private School Tuition With a Credit Card

Fees might wipe out any rewards you hope to earn, and if you end up carrying debt, the interest could be punishing.

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Erin El Issa

Airline Credit Cards vs. Travel Credit Cards

If you generally stick with one airline, then an airline card could earn you bigger rewards than a general travel credit card.

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Anisha Sekar

How to Get a Lower APR on Your Credit Card

If you build your credit score and ask your issuer, you might be able to snag a lower APR. But if that's unsuccessful, you have other options.

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Lindsay Konsko

Chase Freedom’s 5% Activation Is Retroactive; Discover’s Is Not

Chase's cards pay bonus rewards on purchases for the full quarter as long as you activate by the 14th day of the last month. Discover pays bonus rewards only on purchases made after activation.

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Erin El Issa

Should You Spend AmEx Membership Rewards Points at Amazon?

This redemption option has a low value compared with other ways to use your points.

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Gregory Karp