How to Choose a Balance Transfer Credit Card
Big factors to consider include the length of the 0% intro APR window and the balance transfer fee. Here's what else to keep in mind.
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What Is BankAmeriDeals?
Bank of America's version of the online bonus mall allows customers to earn bonus cash back whether they're using a credit card or a debit card.
How Long Does It Take to Get a Credit Card?
Many issuers offer instant card numbers, and in most cases you'll receive your physical card within one to two weeks after approval.
Who Has the Acceptance Edge: American Express or Discover?
In the U.S., it's now a tie, with both claiming a 99% acceptance rate among merchants accepting credit cards. But when traveling abroad, you'll still want a backup card and some cash.
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How to Report Income on Your Credit Card Application
Personal income counts, but for borrowers over 21, so can income to which you have a "reasonable expectation of access."
How Minimum Redemptions Can Devalue Credit Card Rewards
Depending on a card's rules, you may have to spend hundreds or thousands of dollars before you can redeem earned cash back, points or miles.
Does a Credit Card Upgrade Hurt My Credit Score?
Whether you've asked for a switch or the card moves to a new issuer, long-term credit score damage isn't likely.
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2015 American Household Credit Card Debt Study
The average household has $136,197 in debt — $15,549 of it on credit cards. Let's start getting rid of it.
Which Credit Card Issuers Allow a Co-Signer?
A co-signer boosts your chances of approval by letting you piggyback on someone else's good credit — but many major credit card companies don't allow them.
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How to Stop Wasting Your Money on Credit Card Interest
Transferring your balance to a 0% card is one option; another is to cut expenses and increase income.
Low APR and Waived Fees: Credit Card Benefits for Active-Duty Military
Federal law requires all issuers to offer relief to those on active duty, but some go well beyond what's required.
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5 Things to Know About the PenFed Promise Visa Card
The PenFed Promise Visa is a solid choice for no fees.
5 Things to Know About the U.S. Bank Secured Visa
The no-flash, no-rewards secured card can help consumers build credit or bounce back from past mistakes.
Citi Simplicity vs. Citi Diamond Preferred: It’s Almost Tied
The Simplicity offers a longer 0% intro APR period on purchases, while the Diamond Preferred has a lengthier balance transfer offer.
Can I Disable Cash Advances on a Credit Card?
Maybe, depending on your card issuer. If the option is available, it can give you more control over your finances.
Credit Card vs. Debit Card: Which Is Safer Online?
With credit card fraud, the card issuer's money is at stake. With debit card fraud, your money has been stolen.
Cash-Back Credit Cards That Are Great for Travel, Too
If you consider travel cards too complex, here are cash-back options that offer simplicity, flexibility and useful perks.
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Chase Sapphire Preferred vs. Discover it Miles: You Can’t Beat Sapphire’s Sparkle
The Chase Sapphire Preferred has more to offer the frequent traveler, despite charging an annual fee.