Ben is a former credit card specialist for NerdWallet who wrote card reviews and comparisons and covered credit-related issues affecting consumers.
The latest from Ben
Purchase Protection: Which Credit Cards Cover Your Belongings
This benefit acts as a kind of insurance against theft or damage for a period of time after you buy something.
How to Apply for a Credit Card So You’ll Get Approved
Understand your credit score, debt and income, and apply for a card that fits your profile.
American Express Plum Review: Payment Flexibility for Business
Designed for businesses with irregular cash flow: If you pay early, you get a 1.5% discount. If you need more time, you can get up to 60 days to pay without interest.
Using a Credit Card to Build Your Credit
Use your card responsibly by paying on time and in full — and sticking to a budget.
Lenders Look at More Than Just Your Credit Score
When applying for a loan, expect to share your full financial profile, including credit history, income and assets.
Rapid Rescoring: Perks and Pitfalls
If you have a false negative item on your credit report, rapid rescoring may help you qualify for a better mortgage rate more quickly than disputing the error.
Business Cash Back Comparison: Capital One Spark Cash vs. Ink Business Cash
One is a flat-rate card with a big bonus; the other offers tiered rewards and a smaller sign-up deal. Which is right for you depends on how you'll use it.
A Win for Shoppers as Aldi Starts Taking Credit Cards
The no-frills supermarket chain, with 1,500 locations nationwide, had previously accepted only cash or debit.
JetBlue Replaces AmEx With New MasterCard
The low-cost airline's new co-branded card offers many of the same benefits as the old one.
What Dave Ramsey Doesn’t Acknowledge About Credit Cards
You've heard about the dark side of credit cards, but there's also a positive side. Learn about the benefits they can offer with responsible use.
How Soon Can I Get My New Credit Card?
You can generally expect to get a new credit card within seven to 10 business days. Some issuers offer expedited delivery.
Who Has the Acceptance Edge: American Express or Discover?
In the U.S., it's now a tie, with both claiming a 99% acceptance rate among merchants accepting credit cards. But when traveling abroad, you'll still want a backup card and some cash.