Why Is It Easier to Get a Store Credit Card Than a Regular One?
Store credit cards are able to accept applicants with less-than-stellar credit because they come with some built-in limitations, like high interest rates, low credit limits and general inflexibility.
Ordered by Mistake? What to Do With an Accidental Credit Card Charge
Fear not — there are steps you can take to fix a credit card error.
What Does It Mean When a Hotel Takes a Credit Card ‘Imprint’?
"Taking an imprint" just means putting your card information on file in case you incur additional charges.
Can I Use My Credit Card for Online Gambling?
It's possible but not guaranteed that your credit card issuer allows online gambling as an acceptable charge.
Credit Card Surcharges, Convenience Fees and Processing Fees: Are They Legal?
Paying an extra fee to use (or accept) a credit card can be annoying, but in most cases, the charges are allowed and legit.
Do You Need a Credit Card to Call an Uber? Can You Use a Card in a Cab?
You can use credit cards to pay for rideshares and taxis — but you don’t necessarily have to. Here's what to know about using plastic when you commute.
I Use My Credit Card Only for Big Purchases. Is That a Good Idea?
It's not 'wrong,' necessarily, but it means you're paying credit card interest without earning credit card rewards.
Should You Pay Your Bills With a Credit Card?
If there's no fee to pay a bill with a credit card, then doing so has benefits. If there is a fee, using credit should be a last resort.
Is It Safe to Pay Over the Phone With a Credit Card?
Over-the-phone payments can be more prone to fraud than those made in person or online, but there are steps you can take to protect yourself.
What If the Authorized User or Joint Account Holder on My Card Goes Bankrupt?
You won’t be affected if your authorized user files for bankruptcy. But if your joint account holder files, you could be.
Can Credit Card Companies Tell If You Lie on an Application?
If you knowingly report inaccurate data on a credit application, you’re committing fraud. And while a credit card issuer might not immediately request verification, legally it's possible.
Should I Sign the Back of My Credit Card? Is It Safe to Sign?
The same advances in technology that make signatures irrelevant for purchases also make it safer to sign your card.
Can You Have Too Much Available Credit on Credit Cards?
As long as you aren't tempted to max out your cards, having a lot of available credit can't hurt.
When Is It a Good Idea to Cancel a Credit Card?
Canceling a credit card can hurt your credit scores, but that doesn't mean you have to leave a card open forever.
Can You Change Your Credit Card Due Date?
Generally yes, although the process depends on the card issuer. Here’s how to do it and when it might make sense.
Can I Change a Secured Credit Card to an Unsecured Card?
Key factors: Whether your credit has improved enough, and whether your issuer has an unsecured option to move up to.
Credit Card ‘Hacks’ That Don’t Actually Work
Credit card 'hackers' are constantly coming up with ways to get as many perks as possible, but some tricks can backfire.
Should I Pay With PayPal or With My Credit Card?
The protections, fees and even rewards are similar, so the choice comes down to convenience.
Looking for a Joint Credit Card? Here’s What to Know
Most issuers don't allow joint account holders. If you find one that does, make sure you understand the risks as well as the potential benefits.
Foreign Transaction Fees: What to Know and How to Avoid Them
Foreign transaction fees from credit card purchases can eat into your travel budget when you're overseas.