Why Is My Credit Card Being Rejected Online?
A credit card might be declined for a variety of reasons, including suspicion of fraudulent activity or a maxed-out credit limit. Here’s why it might be happening to you.
5 Things to Know About the UNITY Visa Secured Credit Card
It can help you build your credit and even offers a self-guided program for doing so, but making payments on the card poses hurdles.
Moving? These Credit Card Perks Can Make It Easier (or Cheaper)
An introductory 0% period and a sign-up bonus can save you money, while extended warranties add peace of mind.
Why Does My Credit Card Issuer Keep Increasing My Credit Line?
Customer retention might play a role, but it may also simply be a result of using your card responsibly.
What’s the Difference Between Prepaid Debit Cards and Secured Credit Cards?
Secured cards are primarily for building credit rather than for spending. Prepaid debit is a tool for budgeting and convenience, but it doesn't affect your credit.
Does Using a Credit Card Make You Spend More Money?
Studies suggest you're likely to spend more with a credit card than with cash. But responsible credit card use provides benefits that cash can't match.
I Can’t Afford My Medical Bills — Should I Put Them on a Credit Card?
Your health — and your life — are more important than any credit score. If you have to use credit cards, do so, but it's best to view them as a last resort.
How to Transfer a Credit Card Balance in 3 Simple Steps
The process is fairly simple, but it's neither automatic nor instant. Here's what to do once you have a balance transfer card ready to go.
How Do Credit Card Issuers Determine Credit Limits?
Credit card issuers consider multiple factors including your income, debts and payment history.
What Should I Do If I Find Someone’s Credit Card?
You can be a credit card holder's hero in just minutes, but thanks to fraud protection, there's no need to stress.
Who Pays When Merchants Are Victims of Credit Card Fraud?
It's rarely the consumer. Instead, liability usually comes down to the merchant or the bank that issued the card.
How to Spot and Dispute Fraudulent Credit Card Charges
Review your statements regularly and use automated alerts to stay on top of transactions. If you spot an issue, call your issuer and leave a paper trail.
Should I Consolidate My Credit Card Debt With a 0% APR Card?
A credit card balance transfer is a simple, low-risk way to consolidate debt and save a bundle on interest.
I’m Sick and Can’t Pay Off My Credit Card. Now What?
Get in touch with your card issuer. They may be able to make accommodations to keep your account in good standing.
Why Is It Easier to Get a Store Credit Card Than a Regular One?
Store credit cards are able to accept applicants with less-than-stellar credit because they come with some built-in limitations, like high interest rates, low credit limits and general inflexibility.
Ordered by Mistake? What to Do With an Accidental Credit Card Charge
Fear not — there are steps you can take to fix a credit card error.
What Does It Mean When a Hotel Takes a Credit Card ‘Imprint’?
"Taking an imprint" just means putting your card information on file in case you incur additional charges.
Can I Use My Credit Card for Online Gambling?
It's possible but not guaranteed that your credit card issuer allows online gambling as an acceptable charge.
Credit Card Surcharges, Convenience Fees and Processing Fees: Are They Legal?
Paying an extra fee to use (or accept) a credit card can be annoying, but in most cases, the charges are allowed and legit.
Do You Need a Credit Card to Call an Uber? Can You Use a Card in a Cab?
You can use credit cards to pay for rideshares and taxis — but you don’t necessarily have to. Here's what to know about using plastic when you commute.
