Should I Try Credit Card Churning?
It's a way to quickly pile up rewards, but doing it without damaging your credit is tricky. It's not for everyone.
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What Benefits Come With a World Elite Mastercard?
The highest of Mastercard's three benefit levels includes all the perks of the lower tiers, plus a few extras.
Is Paying Your Tuition With A Credit Card A Good Idea?
Convenience fees could wipe out any rewards you hope to earn, and carrying debt at typical credit card interest rates would be extremely costly.
Don’t Fall Victim to an Interest Rate Reduction Scam
Robocalls promise to negotiate with issuers to lower your rate, for a fee. But you can do that yourself for free.
Pros and Cons of Shopping With a Credit Card
Credit cards offer convenience, rewards and protections. But use them responsibly and avoid overspending.
Denied a Credit Card Because of a High Debt-to-Income Ratio? Here’s What You Need To Know
Even people with good credit can be rejected for a credit card because of a high debt-to-income ratio.
Should I Worry About Those Random $1 Charges On My Credit Card?
It can mean credit card theft, but there are legitimate reasons for them to appear on your statement, too.
I Have $15,000 In Credit Card Debt — What Should I Do?
Pay more than the minimum to start whittling down the balance, then examine transfer or consolidation options.
What’s the Difference Between Authorized User and Co-Signer?
Many credit-card borrowers confuse authorized-user status and co-signing. While both can help a credit newbie, one poses more risk to the responsible party.
Does a Credit Card Preapproval Offer Guarantee You’ll Get It?
A true preapproval means you'll almost certainly get the card if you apply. But be aware of the difference between preapproval and pre-qualification. And in some cases, preapproval can even be a red flag.
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Why Was My Credit Card Declined? 6 Common Reasons
You may have hit a credit limit, expiration date or an errant keystroke. A merchant 'hold' or issuer 'freeze' may also be to blame.
Dealing With Credit Card Debt: How to Get Debt-Free
The average household has thousands of dollars in revolving balances. But that doesn't have to be permanent.
How to Make the Most of Rewards Credit Cards
It starts with getting the right one and using it, responsibly, for all purchases. It's also key to know your card's benefits.
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NetFirst Platinum Card Underdelivers on Multiple Fronts
It might sound like a good option if you have bad or no credit, but it has sharp limitations and won’t help your credit scores.
Citi Forward: Bonus Rewards at Restaurants and … Bookstores?
This now-defunct credit card had its eye on urbanites, paying 5 points per dollar on dining, entertainment and Amazon.
5 Things to Know About the Citi Dividend Credit Card
The card is no longer open to new applicants, but existing cardholders can earn 5% back in rotating bonus categories up to a cap.
Capital One Venture X vs. Venture vs. VentureOne: X Hits the Spot For Most
The two Venture cards with annual fees also have richer bonuses, higher rewards rates and better perks. Here's why the highest-fee card may be the best fit.
What Is a Schumer Box and How Do You Read It?
A Schumer box is a legally required cheat sheet for credit cards that breaks down two main aspects of any card: interest rates and fees. Here's how to read it and where to find it.
Orchard Bank Credit Cards: Once the Best for Bad Credit
These popular cards have been off the market for years. But you have good alternatives for building or rebuilding credit.