What’s the Difference Between Prepaid Debit Cards and Secured Credit Cards?
Secured cards are primarily for building credit rather than for spending. Prepaid debit is a tool for budgeting and convenience, but it doesn't affect your credit.
Does Using a Credit Card Make You Spend More Money?
Studies suggest you're likely to spend more with a credit card than with cash. But responsible credit card use provides benefits that cash can't match.
I Can’t Afford My Medical Bills — Should I Put Them on a Credit Card?
Your health — and your life — are more important than any credit score. If you have to use credit cards, do so, but it's best to view them as a last resort.
How to Transfer a Credit Card Balance in 3 Simple Steps
The process is fairly simple, but it's neither automatic nor instant. Here's what to do once you have a balance transfer card ready to go.
How Do Credit Card Issuers Determine Credit Limits?
Credit card issuers consider multiple factors including your income, debts and payment history.
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What Should I Do If I Find Someone’s Credit Card?
You can be a credit card holder's hero in just minutes, but thanks to fraud protection, there's no need to stress.
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Who Pays When Merchants Are Victims of Credit Card Fraud?
It's rarely the consumer. Instead, liability usually comes down to the merchant or the bank that issued the card.
How to Spot and Dispute Fraudulent Credit Card Charges
Review your statements regularly and use automated alerts to stay on top of transactions. If you spot an issue, call your issuer and leave a paper trail.
Why Is It Easier to Get a Store Credit Card Than a Regular One?
Store credit cards are able to accept applicants with less-than-stellar credit because they come with some built-in limitations, like high interest rates, low credit limits and general inflexibility.
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Ordered by Mistake? What to Do With an Accidental Credit Card Charge
Fear not — there are steps you can take to fix a credit card error.
What Does It Mean When a Hotel Takes a Credit Card ‘Imprint’?
"Taking an imprint" just means putting your card information on file in case you incur additional charges.
Can I Use My Credit Card for Online Gambling?
It's possible but not guaranteed that your credit card issuer allows online gambling as an acceptable charge.
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Credit Card Surcharges, Convenience Fees and Processing Fees: Are They Legal?
Paying an extra fee to use (or accept) a credit card can be annoying, but in most cases, the charges are allowed and legit.
Do You Need a Credit Card to Call an Uber? Can You Use a Card in a Cab?
You can use credit cards to pay for rideshares and taxis — but you don’t necessarily have to. Here's what to know about using plastic when you commute.
I Use My Credit Card Only for Big Purchases. Is That a Good Idea?
It's not 'wrong,' necessarily, but it means you're paying credit card interest without earning credit card rewards.
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Should You Pay Your Bills With a Credit Card?
If there's no fee to pay a bill with a credit card, then doing so has benefits. If there is a fee, using credit should be a last resort.
Is It Safe to Pay Over the Phone With a Credit Card?
Over-the-phone payments can be more prone to fraud than those made in person or online, but there are steps you can take to protect yourself.
What If the Authorized User or Joint Account Holder on My Card Goes Bankrupt?
You won’t be affected if your authorized user files for bankruptcy. But if your joint account holder files, you could be.
Can Credit Card Companies Tell If You Lie on an Application?
If you knowingly report inaccurate data on a credit application, you’re committing fraud. And while a credit card issuer might not immediately request verification, legally it's possible.
Should I Sign the Back of My Credit Card? Is It Safe to Sign?
The same advances in technology that make signatures irrelevant for purchases also make it safer to sign your card.
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