Receive 50,000 bonus points- a $500 value – after you make at least $3,000 in purchases in the first 90 days of account opening.
Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases
If you’re a Bank of America Preferred Rewards client, you can get a 25%-75% rewards bonus on every purchase.
No limit to the points you can earn and your points don’t expire
Flexibility to redeem for a statement credit, deposit into eligible Bank of America® or Merrill Lynch® accounts like checking, savings, and 529, for gift cards or use at the Bank of America Travel Center.
Get up to $200 in combined airline incidental and airport expedited screening statement credits + valuable travel insurance protections
No Foreign Transaction Fees
Low $95 annual fee
Rates, fees & offers
1.5 points per dollar
Receive 50,000 bonus points – a $500 value – after you make at least $3,000 in purchases in the first 90 days of account opening.
APR: 17.99% - 24.99% Variable APR
Penalty APR: up to 29.99% APR
Balance Transfer Fee
Either $10 or 3% of the amount of each transaction, whichever is greater.
Foreign Transaction Fee
Recommended credit score
Not sure which card is best for you?
For more information, and a calculator to estimate the annual rewards you'd earn with this card, see our full editorial review.
NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.