Receive 50,000 bonus points- a $500 value – after you make at least $3,000 in purchases in the first 90 days of account opening.
Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases
If you’re a Bank of America Preferred Rewards client, you can get a 25%-75% rewards bonus on every purchase.
No limit to the points you can earn and your points don’t expire
Flexibility to redeem for a statement credit, deposit into eligible Bank of America® or Merrill Lynch® accounts like checking, savings, and 529, for gift cards or use at the Bank of America Travel Center.
Get up to $200 in combined airline incidental and airport expedited screening statement credits + valuable travel insurance protections
No Foreign Transaction Fees
Low $95 annual fee
Rates, fees & offers
1.5 points per dollar
Receive 50,000 bonus points – a $500 value – after you make at least $3,000 in purchases in the first 90 days of account opening.
APR: 17.74% - 24.74% Variable APR
Penalty APR: up to 29.99% APR
Balance Transfer Fee
Either $10 or 3% of the amount of each transaction, whichever is greater.
Foreign Transaction Fee
Recommended credit score
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For more information, and a calculator to estimate the annual rewards you'd earn with this card, see our full editorial review.
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