Bank of America® Travel Rewards credit card

Bank of America® Travel Rewards credit card

on Bank of America's website

Bank of America® Travel Rewards credit card

Bank of America® Travel Rewards credit card

Bank of America® Travel Rewards credit card

on Bank of America's website

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Card details

  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire

  • 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases

  • Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions

  • Redeem points for a statement credit to pay for car and vacation rentals, hotels, flights or baggage fees, even campgrounds and tourist attractions

  • 0% Introductory APR for 12 billing cycles for purchases. After the intro APR ends, 14.99% - 22.99% Variable APR will apply

  • If you're a Preferred Rewards member, you can earn 25% - 75% more points on every purchase

  • Contactless Cards - The security of a chip card, with the convenience of a tap

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1.5x

  • Bonus offer

    25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases

  • Intro APR

    0% intro APR on Purchases for 12 billing cycles

  • Ongoing APR

    APR: 14.99% - 22.99% Variable APR

    Penalty APR: up to 29.99%, Variable

  • Balance transfer fee

    Either $10 or 3% of the amount of each transaction, whichever is greater.

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual Fee

$0

Annual Fee

$95

Annual Fee

$0 intro for the first year, then $95

Regular APR

14.99% - 22.99% Variable APR

Regular APR

15.99% - 22.99% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Intro APR

0% intro APR on Purchases for 12 billing cycles

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Lindsay Konsko

Rating details

4.3

Editor's overall rating

Pros and cons

Pros
  • No annual fee and no foreign transaction fees

  • Generous flat rewards rate on all purchases

  • Flexibility to book travel how you want

  • Rewards accelerator if you bank with Bank of America or invest with Merrill

Cons
  • More restrictive than a straight cash back card

  • If you're a big spender with excellent credit and willing to pay an annual fee, there are cards with higher rewards

The Bank of America® Travel Rewards credit card is an excellent choice for cost-conscious globetrotters. It's one of the few high-rewards travel credit cards on the market that charges an annual fee of $0. Plus, it charges no foreign transaction fees and comes chip-enabled. This makes it good for overseas travel.

With the Bank of America® Travel Rewards credit card, you'll earn 1.5 points for every dollar you spend, and points can be redeemed for nearly any travel purchase in the form of a statement credit. You might also be eligible to earn more through the Preferred Rewards program if you have a qualifying Bank of America® account.

To get you started, the Bank of America® Travel Rewards credit card comes with a signup bonus: 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases. Although juicier offers exist, this card provides a great overall value for most travelers. For more information on the Bank of America® Travel Rewards credit card, see our full review.