Bank of America® Travel Rewards credit card
on Bank of America's secure website, or call (800) 211-3740
Bank of America® Travel Rewards credit card
Bank of America® Travel Rewards credit card
on Bank of America's secure website, or call (800) 211-3740
Card details
Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
Comes with chip technology for enhanced security and protection at chip-enabled terminals
0% Introductory APR for 12 billing cycles for purchases, then 17.24% - 25.24% Variable APR
Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
If you’re a Preferred Rewards client, you can increase that bonus to 25% - 75%
Rates, fees & offers
Annual fee
$0
Rewards rate
1.5 points per dollar
Bonus offer
25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
Intro APR
0% on Purchases for 12 billing cycles
Ongoing Apr
APR: 17.24% - 25.24% Variable APR
Penalty APR: up to 29.99% APR
Cash Advance APR: See Terms
Balance Transfer Fee
Either $10 or 3% of the amount of each transaction, whichever is greater.
Foreign Transaction Fee
None
Recommended credit score
NerdWallet Review
The Bank of America® Travel Rewards credit card is an excellent choice for cost-conscious globetrotters. It's one of the few high-rewards travel credit cards on the market that charges an annual fee of $0. Plus, it charges no foreign transaction fees and comes chip-enabled. This makes it good for overseas travel.
With the Bank of America® Travel Rewards credit card, you'll earn 1.5 points for every dollar you spend, and points can be redeemed for nearly any travel purchase in the form of a statement credit. You might also be eligible to earn more through the Preferred Rewards program if you have a qualifying Bank of America® account.
To get you started, the Bank of America® Travel Rewards credit card comes with a signup bonus: 25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases. Although juicier offers exist, this card provides a great overall value for most travelers. For more information on the Bank of America® Travel Rewards credit card, see our full review.
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